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Spanish to English translations [PRO] Bus/Financial - Finance (general)
Spanish term or phrase:método hamburgués
To begin with, such a thing as a Hamburg Method appears in pharmacy, not in finance. But roughly, this is it:
4.4.3. Método hamburgués o de saldos
Este método recibe el nombre de hamburgués porque se usó por primera vez en Hamburgo. Y de saldos porque los números comerciales se calculan en base a los saldos que van apareciendo en la cuenta (y no en función de los capitales).
Los pasos a seguir para liquidar la cuenta por este método son los siguientes:
1. Se ordenan las operaciones según fecha-valor.
2. Se halla la columna de saldos como diferencia entre el Debe y el Haber de capitales. Cada vez que hagamos una anotación cambiará el saldo de la cuenta.
3. Hallar los días, que se cuentan de vencimiento a vencimiento, y del último vencimiento a la fecha de cierre.
4. Se calculan los números comerciales multiplicando los saldos por los días y se colocan en el Debe si el saldo es deudor, o en el Haber si el saldo es acreedor.
5. A partir de aquí terminaremos la liquidación del siguiente modo:
a) Cálculo del interés.
Intereses deudores = Suma de números deudores ¥ Multiplicador fijo del banco
Intereses acr eedores = Suma de números acreedores ¥ Multiplicador fijo del cliente
El multiplicador fijo es el cociente resultante de dividir el tipo de interés de liquidación (anual) entre el total de días del año (360 ó 365).
b) Cálculo del IRC (Impuesto de Rentas de Capital) sobre los intereses acreedores.
average daily balance method
Definition http://www.investorwords.com/351/average_daily_balance_metho...
A technique for calculating finance charges (such as in a bank account, charge account, or credit card account) based on average balance that existed each day. Interest charges under this method are usually higher than the adjusted balance method but lower than the previous balance method.
average daily balance method
Definition http://www.investorwords.com/351/average_daily_balance_metho...
A technique for calculating finance charges (such as in a bank account, charge account, or credit card account) based on average balance that existed each day. Interest charges under this method are usually higher than the adjusted balance method but lower than the previous balance method.
Marian Greenfield Local time: 22:13 Specializes in field Native speaker of: English PRO pts in category: 1524
Explanation: This method receives the name of hamburgués because it was used for the first time in Hamburg. And of balances because the commercial numbers calculate on the basis of the balances that are appearing in the account (and not based on the capitals).
Explanation: Bankrate.com's financial definitionsCompounding method. Used in Bankrate tables. These include: S--Simple interest. A--Compounded annually. H--Compounded semi-annually. Q--Compounded quarterly ... www.bankrate.com/brm/definitions. asp?Page=2&channelId=30&slid=1 - Similar pages
Understanding Effective Interest RatesIf the annual interest rate is quoted along with the compounding method then it ... In order to compare interest rates the compounding method must be stated ... www.amortization.com/understanding_ effective_interest_rates.htm - 32k - 28 Feb 2006 - Cached - Similar pages
Interest Rates — Choice Bank, Scottsdale, AZInterest Compounding Method: Monthly Interest Credit Cycle: End of Month. Choice Money Market Checking. $10000, 1.90%, 1.92%. $25000, 1.90%, 1.92% ... www.choicebankaz.com/interest-rates.asp - 52k - Cached - Similar pages
Smartranslators Local time: 04:13 Specializes in field Native speaker of: Spanish PRO pts in category: 941
The translation workplace 
