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Spanish to English translations [PRO]
Bus/Financial - Finance (general) / banking | | Spanish term or phrase: sobregiro contratado...sobregiro ocasional | These terms appear under the heading "Operaciones Compensatorias" along with the type of account, balances, etc. (from a bank in El Salvador).
Are these overdrafts? No other explanation is provided. |
|  guillenKudoZ activityQuestions: 653 ( 6 open) ( 6 without valid answers) ( 28 closed without grading) Answers: 74
| Local time: 23:20
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| | agreed overdraft...temporary overdraft | Explanation:
Overdraft is right!
HTH
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Note added at 10 mins (2006-03-21 00:20:42 GMT)
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Wileys Spanish - English Business Dictionary & Sofer's Spanish Business dictionary:
Sobregiro - overdraft
Examples:
sobregiro bancario - bank overdraft
sobregiro real - actual overdraft
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Note added at 16 mins (2006-03-21 00:26:13 GMT)
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"occasional overdraft" is also a possibility, but I know the term "temporary overdraft" better.
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Note added at 19 mins (2006-03-21 00:29:12 GMT)
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A little info on overdrafts:
An overdraft occurs when withdrawals from a bank account exceed the available balance; i.e. over-drawings. This gives the account a negative balance and in effective means the account provider is offering credit.
If there is a prior agreement with the account provider for an overdraft facility, and the amount overdrawn is within this authorised overdraft, then interest is normally charged at the agreed rate. If the balance exceeds the agreed facility then fees may be charged and higher interest rate might apply.
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| Selected response from:
Adam Burman
United Kingdom
Local time: 06:20
| Grading comment Thank you
4 KudoZ points were awarded for this answer |
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| Discussion entries: 0 |
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Automatic update in 00:
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5 mins confidence:   peer agreement (net): +4 agreed overdraft...temporary overdraft
Explanation:
Overdraft is right!
HTH
--------------------------------------------------
Note added at 10 mins (2006-03-21 00:20:42 GMT)
--------------------------------------------------
Wileys Spanish - English Business Dictionary & Sofer's Spanish Business dictionary:
Sobregiro - overdraft
Examples:
sobregiro bancario - bank overdraft
sobregiro real - actual overdraft
--------------------------------------------------
Note added at 16 mins (2006-03-21 00:26:13 GMT)
--------------------------------------------------
"occasional overdraft" is also a possibility, but I know the term "temporary overdraft" better.
--------------------------------------------------
Note added at 19 mins (2006-03-21 00:29:12 GMT)
--------------------------------------------------
A little info on overdrafts:
An overdraft occurs when withdrawals from a bank account exceed the available balance; i.e. over-drawings. This gives the account a negative balance and in effective means the account provider is offering credit.
If there is a prior agreement with the account provider for an overdraft facility, and the amount overdrawn is within this authorised overdraft, then interest is normally charged at the agreed rate. If the balance exceeds the agreed facility then fees may be charged and higher interest rate might apply.
| Adam Burman
United Kingdom
Local time: 06:20
Specializes in field
Native speaker of: English
PRO pts in category: 40
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The translation workplace 
