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depósitos de entidades a la vista o líquidos

English translation: sight or demand institutional deposits


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GLOSSARY ENTRY (DERIVED FROM QUESTION BELOW)
Spanish term or phrase:depósitos de entidades a la vista o líquidos
English translation:sight or demand institutional deposits
Entered by: MikeGarcia
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14:09 Mar 17, 2007
Spanish to English translations [PRO]
Bus/Financial - Finance (general)
Spanish term or phrase: depósitos de entidades a la vista o líquidos
Here is the whole sentence - it is in the description of a company which is a Sivac

También invierte en depósitos de entidades a la vista o líquidos con un vencimiento no superior a 12 meses y en instrumentos del mercado monetario; es decir, aquellos activos de renta fija cuyo plazo de vencimiento sea inferior a 18 meses.
Ronnie McKee
Spain
Local time: 20:31
sight or demand institutional deposits
Explanation:
"Institutional" is more UK, and "corporate" is more USA, financial English. And there's a comma missing between "entidades" and "a la vista", in my opinion.-

Paul's answer is also a good one, phrased differently.

Cheers, Ronnie.-

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Note added at 1 day2 hrs (2007-03-18 16:55:29 GMT)
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My pleasure, Ronnie.-
Selected response from:

MikeGarcia
Spain
Local time: 20:31
Grading comment
Thank you both very much, I know you both have the terminology down pat, I gave the points to Miguel because it was the missing comma that made everything clear to me as far a parsing the sentence to better understand. Thanks to both of you again.
4 KudoZ points were awarded for this answer



Summary of answers provided
5demand (sight) or term deposits (from corporates)xxxDCypher
4sight or demand institutional deposits
MikeGarcia


  

Answers


7 mins   confidence: Answerer confidence 5/5
demand (sight) or term deposits (from corporates)


Explanation:
these are short term deposits....either demand...that is, there is no restriction on drawing...and term like CDs, etc. where there is higher rate but a penalty if funds are withdrawn before term.

this relates to corporate rather than individual deposits...entidades

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Note added at 37 mins (2007-03-17 14:46:41 GMT)
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DEPOSITOS DE BANCOS CENTRALES
DEPOSITOS DE ENTIDADES DE CREDITO
Depósitos de la clientela

These identify the counterparty...depending which side of the balance sheet...with whom the deposit is placed (assets) or from whom the deposit is received (liabilities).

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Note added at 43 mins (2007-03-17 14:52:20 GMT)
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I am not sure, however, if the entidades here refers to "entidades de credito" (banks) or simply companies and other entities (maybe a fund etc.) rather than an individual.

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Note added at 49 mins (2007-03-17 14:58:46 GMT)
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depositos de entidades: 1) a vista o 2) liquidos (with the term then specified. demand or short term less than 12 months

xxxDCypher
Local time: 20:31
Specializes in field
Native speaker of: Native in EnglishEnglish
PRO pts in category: 72
Notes to answerer
Asker: Okay, I think I'm parsing the sentence wrong - you're telling me that "depositos de entidades a la vista o Liquidos" is an instrument. I was reading it like "deposito" was a certificate of deposit and "entidad a la vista" was some kind of institution that issued the certificate. I guess I'm asking you which words actually go together here, because I've clearly got it wrong!!! Thank you so much for helping -

Asker: But "entidades a la vista", I don't get the a la vista.

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22 hrs   confidence: Answerer confidence 4/5Answerer confidence 4/5
sight or demand institutional deposits


Explanation:
"Institutional" is more UK, and "corporate" is more USA, financial English. And there's a comma missing between "entidades" and "a la vista", in my opinion.-

Paul's answer is also a good one, phrased differently.

Cheers, Ronnie.-

--------------------------------------------------
Note added at 1 day2 hrs (2007-03-18 16:55:29 GMT)
--------------------------------------------------

My pleasure, Ronnie.-

MikeGarcia
Spain
Local time: 20:31
Specializes in field
Native speaker of: Native in SpanishSpanish
PRO pts in category: 448
Grading comment
Thank you both very much, I know you both have the terminology down pat, I gave the points to Miguel because it was the missing comma that made everything clear to me as far a parsing the sentence to better understand. Thanks to both of you again.
Notes to answerer
Asker:

Asker: Thank you, I think that knowing about the missing comma has helped me immeasurably. Being unfamiliar with the terminology, I wasn't sure what a la vista modified. Thank you.

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