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Pasivos subordinados minoristas

English translation: subordinated liabilitities


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GLOSSARY ENTRY (DERIVED FROM QUESTION BELOW)
Spanish term or phrase:pasivos subordinados
English translation:subordinated liabilitities
Entered by: Rocio Barrientos
Options:
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- Include in personal glossary

07:15 Aug 14, 2007
Spanish to English translations [PRO]
Bus/Financial - Finance (general)
Spanish term or phrase: Pasivos subordinados minoristas
this is a heading in a financial account for a bank -"Recursos Ajenos Clientes + Pasivos subordinados minoristas"

What do you think, magos?
Thanks
Comunican
United Kingdom
Local time: 19:39
subordinated liabilitities- minority interests
Explanation:
Subordinated liabilities Minority interests
sec.edgar-online.com/2005/06/08/0001193125-05-122156/Section2.asp

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Note added at 11 mins (2007-08-14 07:27:19 GMT)
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Subordinated liabilities
Debt securities issued by a credit institution under conditions of subordinate priority relative to other liabilities incurred by the credit institution. The item also includes perpetuals and other subordinated hybrid capital instruments.
http://www.stat.fi/meta/kas/velat_joilla_h_en.html

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Note added at 13 mins (2007-08-14 07:29:00 GMT)
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Pasivos subordinados. (ver Nota 16). 89.500. 89.500. Intereses minoritarios ... Resultados atribuidos a la minoría. –. –. Pérdidas atribuibles al grupo ...
www.pdf.lacaixa.comunicacions.com/ia/esp/1995bal_esp.pdf

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Note added at 25 mins (2007-08-14 07:41:20 GMT)
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http://forum.wordreference.com/archive/index.php/t-244389.ht...
Selected response from:

Rocio Barrientos
Bolivia
Local time: 14:39
Grading comment
Thanks everyone -I'm afraid I am not too confident about which one to choose, so not adding to the Open Glossary. Your help much appreciated though... this was the one I used
4 KudoZ points were awarded for this answer



Summary of answers provided
3 +1subordinated retail liabilities / subordinated liabilities with retail clientsMargarita Palatnik
4Underlying Liability and minority interests
Smartranslators
4Subordinated debt [Tier 2 or funding]xxxDCypher
4subordinated liabilitities- minority interests
Rocio Barrientos


  

Answers


9 mins   confidence: Answerer confidence 4/5Answerer confidence 4/5
subordinated liabilitities- minority interests


Explanation:
Subordinated liabilities Minority interests
sec.edgar-online.com/2005/06/08/0001193125-05-122156/Section2.asp

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Note added at 11 mins (2007-08-14 07:27:19 GMT)
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Subordinated liabilities
Debt securities issued by a credit institution under conditions of subordinate priority relative to other liabilities incurred by the credit institution. The item also includes perpetuals and other subordinated hybrid capital instruments.
http://www.stat.fi/meta/kas/velat_joilla_h_en.html

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Note added at 13 mins (2007-08-14 07:29:00 GMT)
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Pasivos subordinados. (ver Nota 16). 89.500. 89.500. Intereses minoritarios ... Resultados atribuidos a la minoría. –. –. Pérdidas atribuibles al grupo ...
www.pdf.lacaixa.comunicacions.com/ia/esp/1995bal_esp.pdf

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Note added at 25 mins (2007-08-14 07:41:20 GMT)
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http://forum.wordreference.com/archive/index.php/t-244389.ht...

Rocio Barrientos
Bolivia
Local time: 14:39
Specializes in field
Native speaker of: Native in SpanishSpanish
PRO pts in category: 114
Grading comment
Thanks everyone -I'm afraid I am not too confident about which one to choose, so not adding to the Open Glossary. Your help much appreciated though... this was the one I used
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23 mins   confidence: Answerer confidence 4/5Answerer confidence 4/5
Subordinated debt [Tier 2 or funding]


Explanation:
You will also find the term "pasivos minoristas". Very infrequently but often in discussions related to bank funding and regulatory capital.

Banks can issue two types of subordinated debt: 1) equity qualifying and non-equity qualifying. To qualify as equity or "hybrid capital" it must meet certain conditions (i.e. long term, ability to defer or skip interest payments).

I am not familiar with use of the term "minoristas" but because it is grouped together with client funds...I assume it is not equity/hybrid capital (patrimonio or Nivel/Tier 1) but, at best, Nivel/Tier 2..that is, debt (non-equity) capital or subordinated funding...

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Note added at 27 mins (2007-08-14 07:43:23 GMT)
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this relates specifically to bank capital and what qualifies as core capital (Nivel 1) or supplementary capital (Nivel 2)

Patrimonio de Riesgo Complementario o cuasi capital (Nivel 2): Es el monto que resulta de sumar los saldos de las cuentas de pasivos subordinados, deuda convertible y, en general, todos aquellos pasivos no permanentes, con un comportamiento equivalente a las cuentas de capital. Las cuentas que comprenden el cuasi capital se especifican en el Capítulo V del Manual de Contabilidad y Plan de cuentas de la Comisión Nacional de Valores.
p) Patrimonio líquido: Es el monto y Garantías de Riesgo Primario (Nivel 1), una vez sustraídos todos los activos líquidos, esto es, el monto del valor de las edificaciones e instalaciones hasta por el monto del Patrimonio Contable, el monto correspondiente al saldo de acciones (puestos) en Bolsas de Valores del país y del exterior y el monto total del valor de los terrenos, mobiliario y equipos de oficina, equipos de transporte, bienes adquiridos en calidad de arrendamiento financiero, obras en ejecución, otros bienes de
uso, gastos de organización e instalaciones, mejoras a bienes tomados en alquiler, programas e insumos de computación (software) y otros gastos diferidos.

xxxDCypher
Local time: 20:39
Specializes in field
Native speaker of: Native in EnglishEnglish
PRO pts in category: 72
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1 hr   confidence: Answerer confidence 4/5Answerer confidence 4/5
Underlying Liability and minority interests


Explanation:
24/7 Wall St.: Is There an Underlying Value to 3Com? Maybe a ...- [ Traduzca esta página ]$1.079 Billion is what we are counting the underlying raw assets. ... The company's total Liabilities and minority interests come to just under $659 million ...
247wallst.blogspot.com/2006/08/is-there-underlying-value-to-3com_30.html - 23k - En caché - Páginas similares


[PDF] TELEKOM MALAYSIA BERHAD (128740-P) (Incorporated in Malaysia ...Formato de archivo: PDF/Adobe Acrobat - Versión en HTML
income tax, minority interests and extraordinary items ..... of the Debentures. II. Interest Rate Swap (IRS). Underlying liability ...
tm.com.my/about_TM/investor_relation/about_IR/00-3Q.pdf - Páginas similares
[ Más resultados de tm.com.my ]


EQUITY RESIDENTIAL - EQR Quarterly Report (10-Q) NOTES TO ...- [ Traduzca esta página ]... underlying assets are worth less than the underlying liabilities, the Company has no obligation to remit any consideration to the Minority Interests in ...
sec.edgar-online.com/2003/11/13/0001104659-03-026051/Section8.asp - 38k - En caché - Páginas similares


Smartranslators
Local time: 20:39
Specializes in field
Native speaker of: Native in SpanishSpanish
PRO pts in category: 941
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1 hr   confidence: Answerer confidence 3/5Answerer confidence 3/5 peer agreement (net): +1
subordinated retail liabilities / subordinated liabilities with retail clients


Explanation:

minoristas means retail, not minority which would be minoritario...

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Note added at 2 hrs (2007-08-14 09:31:26 GMT)
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examples of subordinated retail notes...

SEC Info - Fleetboston Financial Corp - 8-K - For 3/27/95 - EX-1.(B)... Inc. U.S.$300000000 Retail Medium-Term NoteSM Securities Senior Retail Medium-Term Notes, Series J and Subordinated Retail Medium-Term Notes, ...
www.secinfo.com/dsvrf.914u.c.htm

Standard & Poor's - Leveraged Buyouts In Australia - Who Really ...Given these subordinated retail instruments in Australia are typically unrated, it is difficult for retail investors to readily understand the risks of ...
www2.standardandpoors.com/.../page.hottopic/lbo_viewpoint_3_1_hottopic/3,1,1,0,0,0,0,0,0,0,0,0,0,0,0,0.html - 53k -

Coles Myer and Macquarie Bank proposal to acquire ALHPost implementation, Macquarie Equity Capital Markets will underwrite and market a $220 million subordinated retail note issue. ...
www.macquarie.com.au/au/about_macquarie/media_centre/200410...


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Note added at 2 hrs (2007-08-14 09:33:12 GMT)
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ADVANTA CORP - ADVNA Annual Report (10-K) LIQUIDITY AND CAPITAL ...... Subordinated retail notes and certificates $ 0.0 0% $ 0.6 0% $ 0.7 0% $ 1.0 0% $ 1.5 0% Senior retail notes and certificates 315.8 100 322.8 91 404.2 53 ...
sec.edgar-online.com/2003/03/25/0000893220-03-000411/Section12.asp -

Refinancing of hotel portfolio... with tranches of senior and mezzanine debt, a subordinated retail bond issue and several interest rate and currency hedge counterparties, ...
www.minterellison.com.au/.../Internet/Home/Expertise/Track ... - 64k


Margarita Palatnik
Local time: 15:39
Specializes in field
Native speaker of: Native in SpanishSpanish
PRO pts in category: 607

Peer comments on this answer (and responses from the answerer)
neutral  xxxDCypher: Are you suggesting something like a savings bond (vs traditional client deposits)? could be..makes sense...do you have any examples?
21 mins
  -> I put some examples of subordinated retail notes, could be a form of subordinated retail liability...

agree  dcspanish: Retail is a word often used in banking ...
4 hrs
  -> thanks dcspanish
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Changes made by editors
Aug 22, 2007 - Changes made by Rocio Barrientos:
Created KOG entryKudoZ term => KOG term


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