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la rentabilidad sobre los beneficios

English translation: return on income


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GLOSSARY ENTRY (DERIVED FROM QUESTION BELOW)
Spanish term or phrase:la rentabilidad sobre los beneficios
English translation:return on income
Entered by: Comunican
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11:07 May 21, 2009
Spanish to English translations [PRO]
Bus/Financial - Finance (general) / ionvestment fund report
Spanish term or phrase: la rentabilidad sobre los beneficios
This is from a report on an investment fund.

I'm confident that it is "return on income" but since "rentabilidad and "beneficios" have multiple meanings, I thought I'd better check...

"La cartera está cotizando a un PER estimado de 6,7 veces, es decir que la rentabilidad sobre los beneficios es del 14.8%, y el dividendo medio se encuentra por encima del 5.6"

Many thanks, as aye.
Comunican
United Kingdom
Local time: 19:54
return on income
Explanation:
To my mind, return on investment is different to return on income, in that the latter is the return on income made from an investment.
It crops up in several reputable UK websites, including this one, which is a press release posted by Bradford & Bingley on the BBC's website:
Bradford & Bingley - pressrelease
Guaranteed return on income of 7% per annum or 0.54% per month. Return of capital linked to the Eurostoxx 50 index, full return guaranteed provided the ...
www.bbg.co.uk/bbg/ir/news_prs/historicnews/consumernews/pre...

Another reputable source is http://www.stocktrader.org.uk/fundamental-analysis-tools.htm...
which describes return on income as one of the profitability ratios, as follows:
". Profitability Ratios

Your main concern is to invest in a company that is profitable and has the ability to generate, sustain and grow the profits. The more profitable a firm is, the higher the stock price and more likely it will sustain bad periods.

Such ratios include return on income, return on assets, gross margin, and return on total capital."

You might also like to check out this one:
"http://www.charity-commission.gov.uk/supportingcharities/ogs...
It confirms what I was saying about return on investment (or investment return", investment income, etc., as any form of capital gain resulting from the disposal/revaluation, etc., of investment assets."
Selected response from:

Aoife Kennedy
United Kingdom
Local time: 19:54
Grading comment
Thank you all for your replies. I think that return on income is different to ROI (which is part of a set of different measures that includes IRR, as a way of calculating return).
Return on Equity is "Net Income divided by Shareholder Equity" and seems to have a number of Spanish equivalent terms with my Oxford Business Dictionary saying "rendimiento sobre el patrrimonio").
For my text, I'm confident that return on income is correct - although I'm not convinced they have used the right term in the first place - but that's another matter!
Many thanks everyone
4 KudoZ points were awarded for this answer



Summary of answers provided
5 +1return on equity
argosys
5return on equity
argosys
4 +1return on investments (ROI)
Michael Powers (PhD)
4return on income
Aoife Kennedy


  

Answers


4 mins   confidence: Answerer confidence 4/5Answerer confidence 4/5 peer agreement (net): +1
return on investments (ROI)


Explanation:
Mike :)

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Note added at 5 mins (2009-05-21 11:12:18 GMT)
--------------------------------------------------

#
Return On Investment (ROI)
Return On Investment (ROI) - Definition of Return On Investment (ROI) on Investopedia - A performance measure used to evaluate the efficiency of an ...
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Rate of return - Wikipedia, the free encyclopedia
Or a two-year ROI of 10% could be stated as an annualized rate of return of 5%. ... ROI is a measure of cash generated by an investment, or the cash lost ...
en.wikipedia.org/wiki/Rate_of_return - 86k - Cached - Similar pages -
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How to calculate your return on investment
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News: Improved return on investments for Oxford Colleges, but ...
Apr 25, 2006 ... University of Oxford News, Improved return on investments for Oxford Colleges, but underfunding is still a challenge.
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Book results for "return on investments"
Pensions at a glance: public policies across ... - by OECD, Organisation for Economic Co-operation ... - 204 pages
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Note added at 21 mins (2009-05-21 11:28:23 GMT)
--------------------------------------------------

I agree with you that usually it is. However, "rentabilidad" usually means "profitability" althouth in this structure, "sobre" means "return" and one of the translations of "beneficios" when plural is "investments" (see Orellana, Marina. Glosario internacional del traductor), so I assume that this is an alternate way of stating the same concept.

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Note added at 22 mins (2009-05-21 11:29:21 GMT)
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"although" within this structure when followed by "sobre" the most common translation of "rentabilidad" is "return" ...

Michael Powers (PhD)
United States
Local time: 14:54
Specializes in field
Native speaker of: Native in EnglishEnglish
PRO pts in category: 585
Notes to answerer
Asker: Hi Mike - thanks for that - I thought ROI was "retorno sobre la inversión" or "Rendimiento de la Inversión"...??


Peer comments on this answer (and responses from the answerer)
agree  Luiz Vasconcelos: right on in my opinion
13 hrs
  -> Thank you, Luiz - Mike :)
Login to enter a peer comment (or grade)

28 mins   confidence: Answerer confidence 4/5Answerer confidence 4/5
return on income


Explanation:
To my mind, return on investment is different to return on income, in that the latter is the return on income made from an investment.
It crops up in several reputable UK websites, including this one, which is a press release posted by Bradford & Bingley on the BBC's website:
Bradford & Bingley - pressrelease
Guaranteed return on income of 7% per annum or 0.54% per month. Return of capital linked to the Eurostoxx 50 index, full return guaranteed provided the ...
www.bbg.co.uk/bbg/ir/news_prs/historicnews/consumernews/pre...

Another reputable source is http://www.stocktrader.org.uk/fundamental-analysis-tools.htm...
which describes return on income as one of the profitability ratios, as follows:
". Profitability Ratios

Your main concern is to invest in a company that is profitable and has the ability to generate, sustain and grow the profits. The more profitable a firm is, the higher the stock price and more likely it will sustain bad periods.

Such ratios include return on income, return on assets, gross margin, and return on total capital."

You might also like to check out this one:
"http://www.charity-commission.gov.uk/supportingcharities/ogs...
It confirms what I was saying about return on investment (or investment return", investment income, etc., as any form of capital gain resulting from the disposal/revaluation, etc., of investment assets."


    Reference: http://www.stocktrader.org.uk/fundamental-analysis-tools.htm...
Aoife Kennedy
United Kingdom
Local time: 19:54
Specializes in field
Native speaker of: English
PRO pts in category: 12
Grading comment
Thank you all for your replies. I think that return on income is different to ROI (which is part of a set of different measures that includes IRR, as a way of calculating return).
Return on Equity is "Net Income divided by Shareholder Equity" and seems to have a number of Spanish equivalent terms with my Oxford Business Dictionary saying "rendimiento sobre el patrrimonio").
For my text, I'm confident that return on income is correct - although I'm not convinced they have used the right term in the first place - but that's another matter!
Many thanks everyone
Login to enter a peer comment (or grade)

44 mins   confidence: Answerer confidence 5/5
return on equity


Explanation:
The text is mentioning the PER (Price/Earnings ratio, or equity price in relation to earnings), which translates to about 16.7 per cent or 14.3 per cent (1/6 and 1/7 PER respectively) return on equity.

argosys
Local time: 02:54
Specializes in field
Native speaker of: Native in EnglishEnglish
PRO pts in category: 102

Peer comments on this answer (and responses from the answerer)
neutral  Aoife Kennedy: "beneficios" suggests profits or earnings/income. Not the same thing as equity. Return on equity is defined as the amount of net income returned as a percentage of shareholders equity.
2 hrs
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51 mins   confidence: Answerer confidence 5/5 peer agreement (net): +1
return on equity


Explanation:
The text mentions a PER (Price/earnings ratio) of 6.7 times. This means the ratio of the equity price, or price per share of the equity, to net earnings. The text also states a return on equity of 14.8 per cent - which is the reciprocal of the price/earnings ratio.

argosys
Local time: 02:54
Specializes in field
Native speaker of: Native in EnglishEnglish
PRO pts in category: 102

Peer comments on this answer (and responses from the answerer)
agree  patinba
33 mins

neutral  Aoife Kennedy: "beneficios" suggests profits or earnings/income. Not the same thing as equity. Return on equity is defined as the amount of net income returned as a percentage of shareholders equity.
2 hrs
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