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|Spanish to English translations [PRO]|
Bus/Financial - Finance (general)
|Spanish term or phrase: lámina|
En un extracto bancario me aparece el concepto "lámina de ahorro a plazo". Me suena a chino, yo llevo 10 años viviendo fuera de España y no sé qué diferencia puede haber entre una "lámina" y una "libreta" de ahorros. ¿Alguien me lo puede explicar y ayudar con la traducción? Gracias.
|English translation:certificate (of time deposit)|
"Ahorro a plazo" is a time deposit, not a simple savings account deposit, and normally, as far as I know, you are not issued a savings passbook. It means that the deposit is held for a fixed term, say one year, with a stipulated interest rate.
The bank issues the depositor a a single-sheet certificate of time deposit which is your contract with the bank.
Hope this helps.
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