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Spanish to English translations [PRO] Bus/Financial - Finance (general) / bank forms | | Spanish term or phrase: CDT/AT (Colombian Spanish) | | Another Colombian bank form, "Solicitud de Servicios para Persona Jurídica". There is a subheading "Productos Solicitados" and one of the lines herein reads "CDT/AT BANCO" TIA for your help. |
| María T. VargasKudoZ activityQuestions: 837 (none open) ( 3 without valid answers) ( 52 closed without grading) Answers: 1451 Spain
| | Local time: 08:42
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| | CDT = Certificate of deposit (CD) and DAT = Term Deposit (U.S. usage) | Explanation: Un certificado de depósito a término (CDT):
"Es un título valor expedido por una entidad financiera por el depósito de una suma de dinero a un plazo y a una tasa determinada. Los plazos pueden ser de 30 días en adelante, siendo los más comunes los de 30, 60, 90, 180 y 360 días. Instrumento de inversión de renta fija que puede negociarse en el mercado secundario de la bolsa de valores, pero que no es redimible sino hasta su vencimiento."
http://www.serfinco.com/products/rent/cdt.asp
also: http://www.businesscol.com/productos/glosarios/economico/glo...
i.e. "They are different from savings accounts in that the CD has a specific, fixed term (often three months, six months, or one to five years), and, usually, a fixed interest rate. It is intended that the CD be held until maturity, at which time the money may be withdrawn together with the accrued interest."
http://en.wikipedia.org/wiki/Certificate_of_deposit
A depósito a término is simply a term deposit:
"A deposit held at a financial institution that has a fixed term. These are generally short-term with maturities ranging anywhere from a month to a few years. When a term deposit is purchased, the lender (the customer) understands that the money can only be withdrawn after the term has ended or by giving a predetermined number of days notice."
http://investopedia.com/terms/t/termdeposit.asp
Suerte! |
| Selected response from: A Garrett Robertson Colombia Local time: 01:42
| Grading comment Thanks to you both. 4 KudoZ points were awarded for this answer |
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| Discussion entries: 0 |
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1 day19 hrs confidence:  peer agreement (net): +1 CDT = Certificate of deposit (CD) and DAT = Term Deposit (U.S. usage)
Explanation: Un certificado de depósito a término (CDT):
"Es un título valor expedido por una entidad financiera por el depósito de una suma de dinero a un plazo y a una tasa determinada. Los plazos pueden ser de 30 días en adelante, siendo los más comunes los de 30, 60, 90, 180 y 360 días. Instrumento de inversión de renta fija que puede negociarse en el mercado secundario de la bolsa de valores, pero que no es redimible sino hasta su vencimiento."
http://www.serfinco.com/products/rent/cdt.asp
also: http://www.businesscol.com/productos/glosarios/economico/glo...
i.e. "They are different from savings accounts in that the CD has a specific, fixed term (often three months, six months, or one to five years), and, usually, a fixed interest rate. It is intended that the CD be held until maturity, at which time the money may be withdrawn together with the accrued interest."
http://en.wikipedia.org/wiki/Certificate_of_deposit
A depósito a término is simply a term deposit:
"A deposit held at a financial institution that has a fixed term. These are generally short-term with maturities ranging anywhere from a month to a few years. When a term deposit is purchased, the lender (the customer) understands that the money can only be withdrawn after the term has ended or by giving a predetermined number of days notice."
http://investopedia.com/terms/t/termdeposit.asp
Suerte!
| A Garrett Robertson Colombia Local time: 01:42 Specializes in field Native speaker of: English PRO pts in category: 4
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| Reference: CDT CERTIFICADO DE DEPÓSITO A TÉRMINO
Reference information: Es un documento con valor legal que indica que una persona tiene ahorrado un dinero a cierto término 3 meses, 6 meses o un año. Los intereses que pagan estos ahorros son mayores que los normales pues la persona no puede retirar su dinero e intereses hasta que no termine el periodo, salvo que los retire antes, perdiendo intereses y pagando una multa. Acá explican como trabajan
www.colpatria.com/FilesContent/Reglamento CDT III.pdf
| | Note to reference poster
Asker: Gracias. Lo había encontrado, pero la segunda parte es DAT, me "comí" la D.
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