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Carencia capital

English translation: principal grace period


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GLOSSARY ENTRY (DERIVED FROM QUESTION BELOW)
Spanish term or phrase:Carencia capital
English translation:principal grace period
Entered by: Lisa McCarthy
Options:
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23:33 Jan 27, 2010
Spanish to English translations [PRO]
Bus/Financial - Finance (general) / Subrogation of loans
Spanish term or phrase: Carencia capital
Las principales condiciones en la subrogación del préstamo hipotecario de su vivienda son :

Plazo: ----años
**Carencia capital**: --- años
Comisión formalización: % a %
Tipo de interés inicial: % a %
Tipo de interés tras revisión inicial: Euribor + % a %
Lisa McCarthy
Spain
Local time: 08:46
principal grace period
Explanation:
IATE, for example:
ASUNTOS FINANCIEROS, Actividad bancaria [EIB] Ficha completa
ES
período de carencia

EN
grace period
[PDF] Surveillance: CVRD Finance Ltd. - [ Traducir esta página ]
Formato de archivo: PDF/Adobe Acrobat - Vista rápida
Interest and principal: quarterly; two-year principal grace period. 8.682. 2000-2. 2. Oct. 16,. 2000. Interest and principal: quarterly; two-year ...
www2.standardandpoors.com/spf/pdf/fixedincome/CVRD_SU.pdf?...la... -
[PDF] Prez_David Cabedo - [ Traducir esta página ]
Formato de archivo: PDF/Adobe Acrobat - Vista rápida
3 years with no principal grace period. 5 years, with a 0 or 1 year grace period. 7 years, with a 0 or 2 year grace period. ...
www.afd-chine.org/jahia/webdav/site/
Selected response from:

patinba
Argentina
Local time: 03:46
Grading comment
Thanks, Pat!
4 KudoZ points were awarded for this answer



Summary of answers provided
5 +1principal grace periodpatinba
4Interest only periodPeter Riccomini
4Capital exclusion periodmargaret caulfield
4 -1Capital Deficit
James A. Walsh


  

Answers


7 mins   confidence: Answerer confidence 4/5Answerer confidence 4/5 peer agreement (net): -1
Capital Deficit


Explanation:
Seeks google hits below.


    Reference: http://www.google.co.uk/search?hl=en&q=Capital+Deficit:+5+ye...
James A. Walsh
Spain
Local time: 08:46
Meets criteria
Specializes in field
Native speaker of: Native in EnglishEnglish, Native in SpanishSpanish
PRO pts in category: 135
1 corroborated select project
in this pair and field What is ProZ.com Project History(SM)?

Peer comments on this answer (and responses from the answerer)
disagree  Peter Riccomini: Pardon me disagreeing, but your Google hits refer to something quite different.
12 hrs
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22 mins   confidence: Answerer confidence 4/5Answerer confidence 4/5
Capital exclusion period


Explanation:
i.e. the time during which you only pay interests and not the capital taken out with the mortgage.

Please see:
Mortgage Protection Insurance plans: policies against redundancy ... - [ Traducir esta página ]
About mortgage protection insurance cover key features. Initial Exclusion Period. An 'Initial Exclusion Period' is the period from the commencement of the ...
www.portwood.co.uk/mortgage-protection-insurance.htm - En caché - SimilaresLEGAL GUIDE ::: Mortgages - [ Traducir esta página ]
On the other hand, mortgages with an initial exclusion period consist in initially paying only the interests, and returning the capital at the end of the ...
www.svgabogados.com/lawyers/mortgages.htm - En caché
BBVA - [ Traducir esta página ]
Non-resident Final Mortgage Share with exclusion period. ... possibility of Total Exclusion on capital and interest of up to 12 months on your new mortgage. ...
www.bbva.es/TLBS/tlbs/jsp/esp/.../index.jsp - En caché - Similares


margaret caulfield
Local time: 08:46
Meets criteria
Works in field
Native speaker of: Native in EnglishEnglish, Native in SpanishSpanish
PRO pts in category: 87
Login to enter a peer comment (or grade)

2 hrs   confidence: Answerer confidence 5/5 peer agreement (net): +1
principal grace period


Explanation:
IATE, for example:
ASUNTOS FINANCIEROS, Actividad bancaria [EIB] Ficha completa
ES
período de carencia

EN
grace period
[PDF] Surveillance: CVRD Finance Ltd. - [ Traducir esta página ]
Formato de archivo: PDF/Adobe Acrobat - Vista rápida
Interest and principal: quarterly; two-year principal grace period. 8.682. 2000-2. 2. Oct. 16,. 2000. Interest and principal: quarterly; two-year ...
www2.standardandpoors.com/spf/pdf/fixedincome/CVRD_SU.pdf?...la... -
[PDF] Prez_David Cabedo - [ Traducir esta página ]
Formato de archivo: PDF/Adobe Acrobat - Vista rápida
3 years with no principal grace period. 5 years, with a 0 or 1 year grace period. 7 years, with a 0 or 2 year grace period. ...
www.afd-chine.org/jahia/webdav/site/


patinba
Argentina
Local time: 03:46
Meets criteria
Specializes in field
Native speaker of: Native in EnglishEnglish
PRO pts in category: 564
Grading comment
Thanks, Pat!

Peer comments on this answer (and responses from the answerer)
neutral  Peter Riccomini: This is correct but more appropriate in the context of corporate finance, rather than retail mortgages.
10 hrs

agree  Emma Ratcliffe
13 hrs
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12 hrs   confidence: Answerer confidence 4/5Answerer confidence 4/5
Interest only period


Explanation:
This expression is used in UK banking, and is another option to consider.

Peter Riccomini
Spain
Local time: 08:46
Meets criteria
Specializes in field
Native speaker of: Native in EnglishEnglish
PRO pts in category: 20
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