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The asker opted for community grading. The question was closed on 2010-04-09 16:06:38 based on peer agreement (or, if there were too few peer comments, asker preference.)
Spanish to English translations [PRO] Bus/Financial - Finance (general)
Spanish term or phrase:bonificacion a los tipos de interes
Hi all,
I am translating a bank flyer, and this phrase is part of their mortgage offer. The whole paragraph reads:
Revisión anual: Euríbor + 1,05%.**
1,95% TAE con bonificaciones a los tipos(1)
2,34% TAE sin bonificaciones a los tipos(1)
The only thing that has me stumped is the part about "bonificacion a los tipos". I know they are talking about interest rates, but I don't really understand what they are getting at, and I can find only 4 references to this particular phrase in Internet. Any help would be greatly appreciated.
Thanks
Yes, I agree with you. I was hoping for a nice, neat, financial term that is widely used in English, but I think your suggestion is the best option for now, and as usual, I am up against a deadline. Thank you so much for your suggestion, and thank God you 4 KudoZ points were awarded for this answer
After trawling the Internet I've come up with references to "refunded loans", which may fit this context, so I think this could be called a "refunded interest rate loan". I would be happy to hear your comments... anyone. Thanks
Me imagino que se refiere a que el tipo de interés o la Tasa Anual Equivalente se ve reducida si se dispone de: un seguro, un plan de pensiones, la domicilición de haberes, un seguro de protección de pagos, etc. Abajo te incluyo una referencia para que veas a qué se refieren. Saludos.
What is the 1 in brackets at the end? Is it a footnote?
Automatic update in 00:
Answers
23 mins confidence: peer agreement (net): +1
with discounts on rates
Explanation: Seems to me this is all it could be.
patinba Argentina Local time: 03:47 Specializes in field Native speaker of: English PRO pts in category: 564
Grading comment
Yes, I agree with you. I was hoping for a nice, neat, financial term that is widely used in English, but I think your suggestion is the best option for now, and as usual, I am up against a deadline. Thank you so much for your suggestion, and thank God you
Explanation: #
Evergreen Bank Group of Oak Brook, IL - Deposit Rates
Free Interest Checking: ATM fee reimbursement of up to $10 per month. ... A penalty applies for early withdrawal. Interest is compounded and credited quarterly. ... www.evergreenbankgroup.com/rates/deposit-rates.html - Cached
#
GSA - Privately Owned Vehicle (POV) Mileage Reimbursement Rates
The following lists the Privately Owned Vehicle (POV) reimbursement rates for automobiles, motorcycles, and airplanes.
gsa.gov/Portal/gsa/ep/contentView.do?contentId=9646&... - Cached
britos Local time: 01:47 Specializes in field Native speaker of: Spanish, English PRO pts in category: 35
Reference information: A continuación se indican los diferentes tipos de bonificaciones que se realizan al tipo de interés:
"""
**Bonificaciones al tipo de interés:
0,50% por domiciliación de haberes.
0,25 por Cuenta Con.
0,25% por Plan de Pensiones o Plan de Previsión
Europrevisión.
(suma de todas las aportaciones ha de ser igual o
superior a 600€)
0,25% por Seguro de Protección de Pagos o
Euroriesgo(A).
(Tipo máximo en revisión anual: UE7+0,00%)
The translation workplace 
