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Sobre la propia plaza

English translation: in the same city


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GLOSSARY ENTRY (DERIVED FROM QUESTION BELOW)
Spanish term or phrase:Sobre la propia plaza
English translation:in the same city
Entered by: William Pairman
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15:25 Dec 5, 2010
Spanish to English translations [PRO]
Bus/Financial - Finance (general) / Banking Contract
Spanish term or phrase: Sobre la propia plaza
Very little context here. Part of a table setting out bank charges, in this case, applicable to transfers

We have
Sobre la propia plaza
Sobre otras plazas

These are then sub-divided into "Orden manual" y Orden por soporte magnético"

For what its worth the charges are under 5 euros in both cases
William Pairman
Local time: 09:44
in the same city
Explanation:
Los bancos hablan de "la plaza" refiriéndose a la ciudad donde se encuentra la sucursal donde se realiza una operación.
Selected response from:

María Eugenia Wachtendorff
Chile
Local time: 03:44
Grading comment
Thats great, thank maria

Thanks Schevalier and Steve too!
4 KudoZ points were awarded for this answer



Summary of answers provided
4 +3in the same city
María Eugenia Wachtendorff
3domestic
schevallier
3to [name of financial institution in question]SteveW


  

Answers


3 hrs   confidence: Answerer confidence 4/5Answerer confidence 4/5 peer agreement (net): +3
in the same city


Explanation:
Los bancos hablan de "la plaza" refiriéndose a la ciudad donde se encuentra la sucursal donde se realiza una operación.

María Eugenia Wachtendorff
Chile
Local time: 03:44
Specializes in field
Native speaker of: Native in SpanishSpanish
PRO pts in category: 287
Grading comment
Thats great, thank maria

Thanks Schevalier and Steve too!

Peer comments on this answer (and responses from the answerer)
agree  AllegroTrans: "within the same town or city"
14 mins
  -> Gracias, AllegroTrans, pero es preferible decir "city", ya que "town" se puede confundir con municipio y no es la idea. Por ej., Santiago es una sola plaza, incluidos todos sus municipios. Los pueblos pequeños se consideran partes de la ciudad + cercana.
agree  SteveW
15 mins
  -> Gracias, SteveW
agree  Andy Watkinson
1 hr
  -> Thank you, Andy
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3 hrs   confidence: Answerer confidence 3/5Answerer confidence 3/5
to [name of financial institution in question]


Explanation:
as opposed to: "to another financial institution"

i.e. the charge for transfers to other accounts held at the same bank (as opposed to the charge for transfers to accounts held at other banks)

(It could conceivably be "same branch", but I think it means same institution.)

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Note added at 3 hrs (2010-12-05 18:46:12 GMT)
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on reflection, María Eugenai is right:

"La banca española es la más competitiva en la concesión de créditos hipotecarios de Europa porque todos se disputan a los clientes. Sin embargo, en otros aspectos actúa como un bloque sin competencia y con poca variación de precios. Éste es el caso de las transferencias y cheques. Incluso llega más lejos al ser la única de Europa que todavía distingue si el envío de dinero se realiza "sobre la propia plaza" o "sobre otras plazas". Esto significa que por enviar 6.000 euros dentro del municipio de Valencia, por ejemplo, la banca cobra de media 13,80 euros al que envía. Sin embargo, si el envío es desde Valencia a Cullera, la operación vale 18 euros, 4,2 euros más.

¿A qué responde esta diferencia? A nada. La banca mantiene una vieja norma del pasado cuando existían cámaras de compensación y se justificaba cobrar más dinero dependiendo de si la entidad de destino tenía o no oficina en la localidad donde se iba a realizar ese pago. Esta condición quedó superada hace muchos años con la automatización total de los pagos entre entidades y ahora cuesta cinco o diez céntimos de euro (dependiendo de la cantidad que se envía) cualquier transferencia nacional."
http://www.elpais.com/articulo/economia/Banco/Espana/pondra/...

SteveW
Local time: 09:44
Specializes in field
Native speaker of: Native in EnglishEnglish
PRO pts in category: 82
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13 mins   confidence: Answerer confidence 3/5Answerer confidence 3/5
domestic


Explanation:
vs. international


"Comparativa de cuentas: Cuenta Euribor Plus (Entre 12.000 y 40.000 ...
0.20 transfer.nacionales sobre propia plaza. Europeas: Si Internacionales: Si, Emitidas 0.50€ y recibidas 0.30€, Nacionales: Si, 1 € Transferencias por ...
www.bankimia.com/comparativa-cuentas/.../2/.../1 - España -"


IMO :)

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Note added at 16 mins (2010-12-05 15:42:09 GMT)
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or "national", or "in the U.S.", etc.

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Note added at 5 hrs (2010-12-05 20:37:12 GMT)
--------------------------------------------------

It might also be "in the same branch" as opposed to a different branch of the bank, be it in the same town or not.

It usually is what makes the difference in terms of charges


schevallier
Local time: 09:44
Native speaker of: Native in FrenchFrench

Peer comments on this answer (and responses from the answerer)
neutral  AllegroTrans: I doubt this: it would say "international" instead of "otras plazas" if you are right
3 hrs
  -> may be... but, if so, it would more likely be a difference in the cost of a transfer from a branch to another as opposed to a town to another, IMO
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