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los podrá llevar al descuento

English translation: (the company) can discount them /they can be discounted (by the company)

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GLOSSARY ENTRY (DERIVED FROM QUESTION BELOW)

Spanish term or phrase:	(la empresa)los podrá llevar al descuento
English translation:	(the company) can discount them /they can be discounted (by the company)
Entered by:	Sheila Hardie

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09:44 Aug 20, 2003

Spanish to English translations [PRO]
Bus/Financial - Finance (general) / discounted bills and promissory notes

Spanish term or phrase: los podrá llevar al descuento

Efectos no descontados: también forman parte del activo circulante funcional. Estos efectos todavía tienen el potencial de ser descontados. Pero, ¿por qué la empresa no las ha llevado al banco?. ¿Es porque ya han tocado el “techo” del descuento?. El tener esta cuenta separada de las demás permite ver el potencial que tiene la empresa para hacer dinero liquido en cualquier momento, siempre y cuando el banco le permita descontar.

Saldos pendientes cuenta corriente: esta partida son facturas de clientes que hasta el vencimiento de la deuda no pueden ser cobradas. En principio los bancos no suelen descontar este tipo de saldos. Algún banco puede estar dispuesto a hacerlo en el caso en que la empresa le merezca la confianza para hacerlo.
No es tan bueno como el efecto no descontado en el sentido en que es más difícil convertir la deuda en dinero líquido. El que se convierta más fácilmente en dinero dependerá de la relación de la empresa con el banco y de la agilidad que tenga para descontar la entidad bancaria.

Todas estas partidas incluidas dentro del saldo de terceros varios deben tenerse separadas para saber en todo momento qué es lo que la empresa tiene disponible en caso de enfrentarse a una necesidad de liquidez.

En caso de que firme la empresa ***los podrá llevar al descuento***. En caso de que no esté dispuesto a firmar la letra, siempre es recomendable hacer que el cliente firme la factura. Al firmar la factura es como si el cliente aceptara la deuda con nuestra empresa y en caso de necesidad si se mantienen buenas relaciones con la entidad bancaria podrá procederse a descontar estas deudas aunque no se trate de efectos.

I apologise for the lengthy quote here - but I thought I'd better give as much context as possible to avoid confusion. This is probably dead easy, but I have a complete mental block and can't work out the best way of translating 'los podrá llevar al descuento' here. What is 'los' referring to - the bills and promissory notes?

Many thanks in advance for any ideas!

Sheila

Sheila Hardie KudoZ activity Questions: 748 (6 open) (7 without valid answers) (19 closed without grading) Answers: 2938
Local time: 04:17

it can discount them

Explanation:
Hi Sheila,
I'm pretty sure that "llevar al descuento" is just a fancy way of saying "descontar", i.e. discount the bills, which you already seem to know about :-)

so I read that as it (the company) can (will be able to, if you prefer) discount them (the bills of exchange)

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Note added at 2 hrs 28 mins (2003-08-20 12:13:05 GMT)
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actually, I think I prefer the passive: they can be discounted

Selected response from:

Nikki Graham
United Kingdom
Local time: 03:17

Grading comment

Many thanks to everyone for their help here:-) Sheila
4 KudoZ points were awarded for this answer

Summary of answers provided

4 +1

it can discount them

Nikki Graham

if the drafts are signed by the company, you may apply for their discount

asun

it will be able to charge them to the discount

Michael Powers (PhD)

Discussion entries: 1

Answers

7 mins confidence:

los podrá llevar al descuento it will be able to charge them to the discount

Explanation:
+

--------------------------------------------------
Note added at 8 mins (2003-08-20 09:53:07 GMT)
--------------------------------------------------

\"it\" refers to the company

\"los\" refers to either \"letra\" or \"pagaré\"

\"llevar\" in this sense is \"charge\" in accordance with the Oxford Business Spanish Dictionary (2002)

\"descuento\" is \"discount\"

I hope this helps

Mike :)

Michael Powers (PhD)
United States
Local time: 22:17
Specializes in field
Native speaker of:

English
PRO pts in category: 585

1 hr confidence:

los podrá llevar al descuento if the drafts are signed by the company, you may apply for their discount

Explanation:
...

asun
Native speaker of:

Spanish,

French
PRO pts in category: 4

2 hrs confidence:

peer agreement (net): +1

los podrá llevar al descuento

it can discount them

Nikki Graham
United Kingdom
Local time: 03:17
Works in field
Native speaker of:

English
PRO pts in category: 72

Grading comment

Many thanks to everyone for their help here:-) Sheila

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Changes made by editors

Jul 1, 2005 - Changes made by Nikki Graham:
Field (specific)	(none) => Finance (general)

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los podrá llevar al descuento

English translation: (the company) can discount them /they can be discounted (by the company)

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los podrá llevar al descuento

English translation: (the company) can discount them /they can be discounted (by the company)

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