How worthwhile is professional indemnity insurance?
Thread poster: Anne Lee

Anne Lee  Identity Verified
United Kingdom
Local time: 19:41
Member (2003)
Dutch to English
+ ...
Jan 28, 2003

Professional indemnity insurance, even with the discount of the Institute of Linguists, is still quite expensive, with a huge amount of excess to pay. I write on my quotes that my liability is restricted to a maximum of the sum quoted. Could I have some feed-back on how other free-lancers deal with the insurance issue?

Direct link Reply with quote
 
Joanna Mimmack  Identity Verified
Local time: 19:41
German to English
Translation disclaimer Jan 28, 2003

I add the following disclaimer suggested by G.Samuelsson-Brown in \'A Practical Guide for Translators\':



\'Although due care and attention has been given to this translation it should not be considered a legal document and the original language document takes precedence in any dispute over interpretation.\'
[addsig]


Direct link Reply with quote
 

Mats Wiman  Identity Verified
Sweden
Local time: 20:41
Member (2000)
German to Swedish
+ ...

MODERATOR
Not worthwhile Jan 28, 2003

Dear Anne,



This has been discussed several times and I am one of the staunch proponents of a very simple principle:



The translator translates.

The agency (or client) proof-reads.

The client takes full responsibility of what he publishes or hands over.

Period!



In discussions about possible errors in translation the maximum penalty can be the fee only.

Period!



This is not shared by some corporations but we do not have to accept it nevertheless.



A possible disclaimer could be:



\'Although due care and attention has been given to this translation I will not become the object of any legal proceedings based on the effects of the contents of my translation\'



To be added: On my seventh year translating professionally:

1. I have not had any discussion with any client about this matter at all.

Only three silly agencies have put so-called \"standard contracts\" with indemnity clauses in front of me. I have rejected them all and kept one agency with which I still work.

2. I have never heard of anyone in real life needing it, and although challenged to tell us (and members of several other lists) nobody ever produced any evidence.

3. Even those who have bought one have not reported any use. On the contrary: They have ceased to pay for it.



It all seems rather theoretical (based on very uninformed theory at that).



So, especially with a disclaimer, I think you can sleep well o\'night.



Best regards



Mats J C Wiman

Übersetzer/Translator/Traducteur/Traductor > swe

http://www.MatsWiman.com

http://www.Deutsch-Schwedisch.com

http://www.proz.com/translator/1749 Deu>swe Proz.com moderator

eMail: MatsWiman@swipnet.se

Träsk 201

SE-872 97 Skog

Tel : +46-612-54112

Fax : +46-612-54181

Mobile: +46-70-5769797

[ This Message was edited by:on2003-01-28 15:53]


Direct link Reply with quote
 

Anne Lee  Identity Verified
United Kingdom
Local time: 19:41
Member (2003)
Dutch to English
+ ...
TOPIC STARTER
Many thanks for the good advice! Jan 28, 2003

Relieved to read these messages. Many thanks!





Direct link Reply with quote
 

Marijke Singer  Identity Verified
United Kingdom
Local time: 19:41
Dutch to English
+ ...
Disclaimers Jan 28, 2003

I agree with Matt 100%. I have been translating for 20 years now and I have never had a need of one.

Direct link Reply with quote
 
Nicolas Rick
Local time: 20:41
English to French
+ ...
I had to get one Jan 29, 2003

I bid recently for a public contract in France and was requested to provide professional insurance certificate as a translator. Otherwise they would not accept me as a candidate (I did and got the market, by the way !)

Direct link Reply with quote
 
Spencer Allman
United Kingdom
Local time: 19:41
Finnish to English
Not worth it Jan 29, 2003

1. I agree with these comments. I have never heard of any translator needing it. And, who, legally, is liable for using the translation - the end client, the agency or the translator?

2. I am a bit worried about disclaimers when working for agencies, however.

3. Another thing. If the translation is for publication the translator should always be informed anyway, as the translation decisions themselves might differ.



cheers

Spencer



Direct link Reply with quote
 
Clive Wilshin  Identity Verified
Local time: 19:41
Russian to English
+ ...
Thank you, everyone Apr 7, 2005

I found this thread most helpful. Excellent advice, thanks to all concerned.

Clive


Direct link Reply with quote
 


To report site rules violations or get help, contact a site moderator:


You can also contact site staff by submitting a support request »

How worthwhile is professional indemnity insurance?

Advanced search







LSP.expert
You’re a freelance translator? LSP.expert helps you manage your daily translation jobs. It’s easy, fast and secure.

How about you start tracking translation jobs and sending invoices in minutes? You can also manage your clients and generate reports about your business activities. So you always keep a clear view on your planning, AND you get a free 30 day trial period!

More info »
Déjà Vu X3
Try it, Love it

Find out why Déjà Vu is today the most flexible, customizable and user-friendly tool on the market. See the brand new features in action: *Completely redesigned user interface *Live Preview *Inline spell checking *Inline

More info »



Forums
  • All of ProZ.com
  • Term search
  • Jobs
  • Forums
  • Multiple search