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help me withdraw money from PayPal
Thread poster: Kenneth Woo

Kenneth Woo
China
Local time: 08:41
English to Chinese
Jan 27, 2015

Well, this may sound a bit weird but here it goes anyway.

Most of my clients pay me via bank transfer, my preferred payment method. Once in a while, however, I also get paid through PayPal. There isn’t much money left on my PayPal account, a bit more than $800 or so, but since I have no plan to buy anything from overseas in the near future, I would like to withdraw most of the money, i.e. $720, to my Chinese bank account.

The problem is that I’ve been told by the bank that they can’t deposit money from PayPal for the time being, so I was wondering if any of you could help me with this.

This favour would require you have an OVERSEAS* PayPal account and a Chinese bank account. I will send you $755. Then you subtract $35 from it and send the rest to me (the rest may be less than $720 as PayPal will take a bit from the sum received. That’s fine though) via a Chinese bank, either in RMB or USD. Thirty-five dollars is the amount PayPal charges Chinese users for each withdrawal and now I give it to you as a token of my appreciation.

Please PM me if you can and are willing to help! Thank you very much!

PS: It would be best if you’re a long term poster here. : )

*PayPal doesn't allow transactions between China user accounts! Shame on it!



[Edited at 2015-01-27 08:34 GMT]

[Edited at 2015-01-27 08:40 GMT]


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lbone  Identity Verified
China
Local time: 08:41
English to Chinese
+ ...
换家银行 Jan 27, 2015

从PayPal提款大致意思就是PayPal向你指定的银行账户付款。不明白为什么你国外的客户可以向你国内的账户汇款,但PayPal不能。是不是有什么地方弄错了?
PayPal可以向国内多家银行转账,国内几家大银行都可以。一家不行可以换另一家。
我印象在不同PayPal帐号之间转账时有费用,大概是4%。从PayPal提款,除了PayPal自己收的35美元外,中间还可能产生中间银行费用。少的话是10-12美元,有时也可能更多,当然也有不收的。这和撤资的银行和金额有关。具体多少,转一次就知道了。



[Edited at 2015-01-27 19:59 GMT]


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Zhoudan  Identity Verified
Local time: 08:41
Member (2007)
English to Chinese
+ ...
用招行 Jan 28, 2015

你可以把国内招行账号和英文名称加到你的PayPal提款账户上,取款时,电汇到中国的银行,过两天钱就会到你的招行账户,基本上每次电汇35美元加5元手续费。很方便的,没有必要找其他人帮忙。

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Zhoudan  Identity Verified
Local time: 08:41
Member (2007)
English to Chinese
+ ...
银行工作人员不懂 Jan 28, 2015

你不用向他们咨询,他们不懂PayPal之类的事情。

Kenneth Woo wrote:

The problem is that I’ve been told by the bank that they can’t deposit money from PayPal for the time being, so I was wondering if any of you could help me with this.



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Yan Yuliang  Identity Verified
China
Local time: 08:41
Member (2008)
English to Chinese
+ ...
招行是可以的 Jan 28, 2015

Zhoudan wrote:

你可以把国内招行账号和英文名称加到你的PayPal提款账户上,取款时,电汇到中国的银行,过两天钱就会到你的招行账户,基本上每次电汇35美元加5元手续费。很方便的,没有必要找其他人帮忙。


Hi Kenneth,
我一直用招行的,他们的网上结汇也很方便,无需到网点办理。我月底左右paypal也有一笔账会到帐,如果你觉得麻烦我可以帮你转一下,然后汇给你。


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Yan Yuliang  Identity Verified
China
Local time: 08:41
Member (2008)
English to Chinese
+ ...
建行要求很严格 Jan 28, 2015

Zhoudan wrote:

你不用向他们咨询,他们不懂PayPal之类的事情。

Kenneth Woo wrote:

The problem is that I’ve been told by the bank that they can’t deposit money from PayPal for the time being, so I was wondering if any of you could help me with this.



我上次有一笔钱paypal转汇到了建行,银行工作人员说,paypal汇款的备注没有说明是“翻译费”,因此他们没法给我汇入。后来我说是第一次用,能否通融一下,因为钱不多(一千多美刀吧),他们就帮我处理了。后来就再也没用过建行。

实际上,国内四大行处理的paypal转账每天应该都有的,但严格点的银行会要求提供翻译合同等正规文件,到柜台办理入汇手续,非常麻烦。招行这方面做的比较好。


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Kenneth Woo
China
Local time: 08:41
English to Chinese
TOPIC STARTER
謝謝各位同仁熱心解答 Jan 28, 2015

問題是我這裡沒有招商銀行的分行。昨天致電中國銀行,他們說凡合法的境外匯款均可接收,但我問及 PayPal,他們又含糊其辭,好像不是那麼確定了。我擔心的是費了一番周章,結果手續費花了,錢還是轉不過來,太虧了,所以想找一個穩妥之法。

Yuliang:

謝謝你有意相助,可你我都是中國的 PayPal 賬戶,我不能給你打款吧?PayPal 好像規定中國賬戶之間不能交易。

我等下還是去中國銀行開個戶頭,姑且試試。

从PayPal提款大致意思就是PayPal向你指定的银行账户付款。不明白为什么你国外的客户可以向你国内的账户汇款,但PayPal不能。是不是有什么地方弄错了?

我用建行賬戶接收境外銀行外幣匯款有四年了,從沒遇到過問題。PayPal 匯款以前好像也能收,但最近上面下了文件,就不能收了。唉,收點翻譯費太折騰人了。


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J.H. Wang
China
Local time: 08:41
Member (2007)
English to Chinese
+ ...
中国银行应该可以的 Jan 28, 2015

我之前一直用中国银行提款,去年(阴历今年)还可以的。不过,因为 PP 扣款太多,我现在已经改为让客户直接把费用汇入我的银行账户了。

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Yan Yuliang  Identity Verified
China
Local time: 08:41
Member (2008)
English to Chinese
+ ...
应该可以 Jan 28, 2015

我的是paypal国际版账户,互相之间应该可以转账的吧?你先试试中国银行账户,不行的话我再帮你转。

Kenneth Woo wrote:

問題是我這裡沒有招商銀行的分行。昨天致電中國銀行,他們說凡合法的境外匯款均可接收,但我問及 PayPal,他們又含糊其辭,好像不是那麼確定了。我擔心的是費了一番周章,結果手續費花了,錢還是轉不過來,太虧了,所以想找一個穩妥之法。

Yuliang:

謝謝你有意相助,可你我都是中國的 PayPal 賬戶,我不能給你打款吧?PayPal 好像規定中國賬戶之間不能交易。

我等下還是去中國銀行開個戶頭,姑且試試。

从PayPal提款大致意思就是PayPal向你指定的银行账户付款。不明白为什么你国外的客户可以向你国内的账户汇款,但PayPal不能。是不是有什么地方弄错了?

我用建行賬戶接收境外銀行外幣匯款有四年了,從沒遇到過問題。PayPal 匯款以前好像也能收,但最近上面下了文件,就不能收了。唉,收點翻譯費太折騰人了。


[Edited at 2015-01-28 14:18 GMT]


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Kenneth Woo
China
Local time: 08:41
English to Chinese
TOPIC STARTER
如果中國銀行能轉,那再好也沒有了 Jan 29, 2015

J. H. ,如果你最近提現沒問題的話,那我應該能轉。萬一真的轉不了,那就找 Yuliang 幫忙,呵呵。: )

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wherestip  Identity Verified
United States
Local time: 18:41
Chinese to English
+ ...
PayPal, China 自己说可以通过中国银行办理网上转款 Jan 29, 2015





https://www.paypal.com/c2/webapps/mpp/faqs-china-unionpay-payments

How do I enable online payment service for my UnionPay card?

Normally, you need to activate the online banking service at your bank, log in to online banking and then enable the online payment function. Click the links listed below to find information about applying for online payment services with major banks in China. Inquire with your bank if it is not on the list.

• Industrial and Commercial Bank of China
• China Construction Bank
• Agricultural Bank of China
Bank of China
• Bank of Communications
• China Merchants Bank
• Shanghai Pudong Development Bank
• Hua Xia Bank
• Ping An Bank
• China CITIC Bank
• Industrial Bank
• Guangdong Development Bank





https://www.paypal-community.com/t5/About-Settings/Bank-of-CHina/td-p/867167?profile.language=en

PayPal New Community Member:
Can I link my Bank of China bank account or bank card to Paypal?

Volunteer Advisor:
if you are in china then yes.
if you are in the US then no as paypal is country specific.




Kenny,

Would have liked to offer some help, except for the lack of a Chinese bank account in China.


[Edited at 2015-01-29 22:50 GMT]


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wherestip  Identity Verified
United States
Local time: 18:41
Chinese to English
+ ...
Additionally, from the same link of PayPal, China Jan 29, 2015



Bank of China

_____________________________Registered Users_________________________

____________________________Limit Per Transaction (CNY) ____Limit Per Day (CNY)
Debit Card____________________50,000____________________100,000
Credit Card___________________300_______________________5,000



Reading between the lines(and from my own experience with how PayPal works in the U.S.), in order to transfer funds from PayPal, one needs to do at least 3 things on the PayPal side ...

1) Register
2) Verify identity
3) Link bank account (or bank credit/debit card) to PayPal


Of course, there's also the important step of activating/enabling the online banking feature at one's own bank ...

Normally, you need to activate the online banking service at your bank, log in to online banking and then enable the online payment function.


[Edited at 2015-01-30 11:19 GMT]


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jim summer  Identity Verified
China
Member (2011)
English to Chinese
中行可以的 Jan 30, 2015

Kenneth Woo wrote:

J. H. ,如果你最近提現沒問題的話,那我應該能轉。萬一真的轉不了,那就找 Yuliang 幫忙,呵呵。: )


我一直用中行的,10天前还刚刚从PayPal 转了6000多刀到我的中行信用卡,只是转作人民币取出得两天,因为一天最多只能兑换5000刀。


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Zhoudan  Identity Verified
Local time: 08:41
Member (2007)
English to Chinese
+ ...
不对吧 Jan 30, 2015

我记得一天限额是五万美元。

jim summer wrote:

Kenneth Woo wrote:

J. H. ,如果你最近提現沒問題的話,那我應該能轉。萬一真的轉不了,那就找 Yuliang 幫忙,呵呵。: )


我一直用中行的,10天前还刚刚从PayPal 转了6000多刀到我的中行信用卡,只是转作人民币取出得两天,因为一天最多只能兑换5000刀。


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Kenneth Woo
China
Local time: 08:41
English to Chinese
TOPIC STARTER
謝謝各位 Jan 30, 2015

謝謝 Steve 前輩、Jim, 丹姐提供信息。錢我已經轉出來了。PayPal 收了35 美元,中國銀行收了 10 美元。速度還是蠻快的。

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