Charges for payments from China
Thread poster: Nina Esser

Nina Esser
Local time: 19:04
English to German
Sep 17, 2017

Dear all,

I have been contacted by a Chinese agency and I'm trying to come up with a rate that also takes into account any charges for the payment itself. I've read some threads where people complained about money they "lost" in the payment process (through bank charges, conversion fees, ...) and I want to shift as much of this "loss" as possible on to the client.icon_biggrin.gif

So far, I only have European customers, who pay me by bank transfer (i.e. no charges). I also have a paypal account I set up years ago for a one-off US client.

I was hoping that you could tell me what the charges for bank transfers and paypal payments are from China to the EU (roughly) and, if these are unreasonably high, if there is a better means of payment that won't cause me too much trouble to set up? Perhaps I should charge a rate that is x% higher than my rate for European customers?

Many thanks in advance for your help!

Kind regards,


Sheila Wilson  Identity Verified
Local time: 18:04
Member (2007)
+ ...
My limited experience Sep 17, 2017

I've only ever had one Chinese client, as most won't pay anything like a sensible rate. That one was happy to pay euros into my PayPal account. I asked for fast payment - within 10 days - in return for accepting the fees, which were the normal PayPal ones that amount to roughly 3.5% (I think). He was only late one month - of about 10-15 monthly invoices - and in that case he added the fee to his payment, as previously arranged. He really didn't want to pay by wire transfer as it would have cost him too much, so I didn't investigate that route.


Lincoln Hui  Identity Verified
Hong Kong
Local time: 01:04
Chinese to English
+ ...
Paypal Sep 17, 2017

I won't even bother thinking about bank transfer, unless they have an overseas bank account to start with. Paypal works just like any other country - for now.


Nina Esser
Local time: 19:04
English to German
@Sheila and Lincoln Sep 20, 2017

Just wanted to quickly say thank you for your replies! (Better late than never)


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Charges for payments from China

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