Which type of Paypal Account?
Thread poster: Jorge Nunes

Jorge Nunes  Identity Verified
Portugal
Local time: 19:20
Member (2006)
English to Portuguese
+ ...
Sep 21, 2006

Dear fellow translators,

I'm in the process of signing up for a Paypal account but I'm not sure which type to choose.
Is the Premier enough for our usual freelance translator needs? or should I choose Business instead?
Your input as experienced Paypal users is much appreciated.
Thank you so much in advance!


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Percy Balemans  Identity Verified
Netherlands
Local time: 20:20
English to Dutch
+ ...
Premium is enough Sep 21, 2006

Premium should be enough. Business is more aimed at bigger businesses; I think the main difference with Premium is that it allows Multi-User Access and that the fees are lower if you receive more than $3,000 a month on your account.

You can upgrade at any time, so you can always start with Premium and upgrade to Business if you need to.


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Jorge Nunes  Identity Verified
Portugal
Local time: 19:20
Member (2006)
English to Portuguese
+ ...
TOPIC STARTER
Thanks Percy Sep 22, 2006

Thanks for your input! Unfortunately I don't think I'll get this kind of money to benefit form the lower rates At least not at this point anyway. And, you're right, I can always upgrade.

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espurna
Spain
Local time: 20:20
Member (2005)
English to Spanish
+ ...
But there are credit cards Sep 22, 2006

As Percy says, Premier uses to be enough... but some times may happen that a customer preferes making hes/her payment to Paypal through a credit card. Then you will need a Business account. A least, this was the PayPal rule about one year ago, when it happened to me.

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Percy Balemans  Identity Verified
Netherlands
Local time: 20:20
English to Dutch
+ ...
Credit cards with Premium and Business Sep 22, 2006

espurna wrote:

As Percy says, Premier uses to be enough... but some times may happen that a customer preferes making hes/her payment to Paypal through a credit card. Then you will need a Business account. A least, this was the PayPal rule about one year ago, when it happened to me.


You can accept credit card payments with a Premium account, but the person paying you has to have a PayPal account as well. But I think I read somewhere that with a Business account, people can pay with their credit card without needing a PayPal account. However, I think that only applies when you use PayPal in a webshop (using the "Buy Now" buttons). I can't seem to find the appropriate help text on their site any more though, so I can't check this.


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Jorge Nunes  Identity Verified
Portugal
Local time: 19:20
Member (2006)
English to Portuguese
+ ...
TOPIC STARTER
I'll check Sep 25, 2006

Thank you so much espurna and Percy for your insights. I guess most clients won't use a credit card to pay but still this is something I need to check. Thank you for bringing this question forward.

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