Poll: What percentage of your income do you save?
Thread poster: ProZ.com Staff

ProZ.com Staff
Local time: 13:37
SITE STAFF
Dec 31, 2010

This forum topic is for the discussion of the poll question "What percentage of your income do you save?".

This poll was originally submitted by Istiani Prajoko. View the poll results »



 

Adnan Özdemir  Identity Verified
Turkey
Local time: 23:37
Member (2007)
German to Turkish
+ ...
I have a new house... Dec 31, 2010

And I must spare 45-55 % of my income for 2 years.


Saludos desde Anatolia
Anadolu'dan selamlar

[Edited at 2010-12-31 11:16 GMT]


 

Textklick  Identity Verified
Local time: 21:37
German to English
+ ...
Save or invest? Dec 31, 2010

The word is 'private pension'...

 

Adnan Özdemir  Identity Verified
Turkey
Local time: 23:37
Member (2007)
German to Turkish
+ ...
Tambien... Dec 31, 2010

Hi Chris,

To invest a house is tambien private pension i think. imho

Saludos

[Edited at 2010-12-31 13:58 GMT]


 

Michael Harris  Identity Verified
Germany
Local time: 22:37
Member (2006)
German to English
Save? Dec 31, 2010

Do you mean save as in not spend it, or save as in put it aside to spend when needed?

My accountant says 1/3 wages, 1/3 tax and 1/3 company payments.

My wages, mostly for my property and al lot for my private pension and then the rest...

It is nothing that I can say that are savings though, just making sure that everything runs well when I am retired


 

John Cutler  Identity Verified
Spain
Local time: 22:37
Spanish to English
+ ...
Probably 10-15% Dec 31, 2010

I always had trouble saving then I finally started an account that automatically transferred a certain amount every month to a separate savings account. It was really the only way to set some money aside; otherwise, the money just seemed to go continually for one thing or another. The basic idea is that the money will be for retirement, but it also never hurts to have a rainy day fund.

 

neilmac  Identity Verified
Spain
Local time: 22:37
Spanish to English
+ ...
0% Dec 31, 2010

Best laid plans again. Never been able to save. Every time I think I have enough put aside for some purpose, something else crops up to devour the cash ... and it's back to square one.
I have no pension savings or scheme either and it's too late to start, but as long as my bills are paid and I have no debts, I'm reasonably happy.


 

Textklick  Identity Verified
Local time: 21:37
German to English
+ ...
Really? Dec 31, 2010

Adnan Özdemir wrote:

Hi Chris,

To invest a house is tambien private pension i think. imho

Saludos

[Edited at 2010-12-31 11:52 GMT]


Not sure about that. What do you want to do - rent it out/sell it when you retire?

I've got the house. I want the pension so I can pay the heating bills if the temperature hits -40 degs. when I am 90!icon_wink.gif


 

Adnan Özdemir  Identity Verified
Turkey
Local time: 23:37
Member (2007)
German to Turkish
+ ...
both agree Dec 31, 2010

Textklick wrote:

Adnan Özdemir wrote:

Hi Chris,

To invest a house is tambien private pension i think. imho

Saludos

[Edited at 2010-12-31 11:52 GMT]


Not sure about that. What do you want to do - rent it out/sell it when you retire?

I've got the house. I want the pension so I can pay the heating bills if the temperature hits -40 degs. when I am 90!icon_wink.gif


I am living in Turkey, the population grows, i think it for rent in my older life.

You are true too imho. Important is in which country we live.

Saludos


 

Teresa Borges
Portugal
Local time: 21:37
Member (2007)
English to Portuguese
+ ...
Likewise... Dec 31, 2010

neilmac wrote:

Best laid plans again. Never been able to save. Every time I think I have enough put aside for some purpose, something else crops up to devour the cash ... and it's back to square one.
I have no pension savings or scheme either and it's too late to start, but as long as my bills are paid and I have no debts, I'm reasonably happy.


... though the big difference is that I do have a pension scheme. But, like you, every time I put money aside, something happens (in general my children...) and there it goes!


 

Sheila Wilson  Identity Verified
Spain
Local time: 21:37
Member (2007)
English
+ ...
I've already put money aside for rainy days Dec 31, 2010

Now, at 55, I'm afraid there may not be enough rainy days to use up all those savings! I certainly didn't earn it all just to leave it to the kids so I'm enjoying spending some now.

I'm using all spare cash to invest in an easier retirement:- a lovely kitchen, good insulation around the house, a cheap and efficient heating system (cheap to run, that is - incredibly expensive to install), a new, non-guzzling car etc.


 

Muriel Vasconcellos  Identity Verified
United States
Local time: 13:37
Member (2003)
Spanish to English
+ ...
Does paying down debt count? Jan 2, 2011

I built up some debt 3-4 years ago remodeling parts of my house. Long story. My first priority is paying it down so I won't have the burden - or the interest - to worry about.

Also, my spending habits have improved enormously. For example, I "saved" money by not buying new clothes for a long time, even when going on a trip. I don't succumb to impulse purchases. No more massages. I have cut my telephone bill to one-sixth of what it used to be.


 


To report site rules violations or get help, contact a site moderator:

Moderator(s) of this forum
Jared Tabor[Call to this topic]

You can also contact site staff by submitting a support request »

Poll: What percentage of your income do you save?

Advanced search






SDL MultiTerm 2019
Guarantee a unified, consistent and high-quality translation with terminology software by the industry leaders.

SDL MultiTerm 2019 allows translators to create one central location to store and manage multilingual terminology, and with SDL MultiTerm Extract 2019 you can automatically create term lists from your existing documentation to save time.

More info »
Déjà Vu X3
Try it, Love it

Find out why Déjà Vu is today the most flexible, customizable and user-friendly tool on the market. See the brand new features in action: *Completely redesigned user interface *Live Preview *Inline spell checking *Inline

More info »



Forums
  • All of ProZ.com
  • Term search
  • Jobs
  • Forums
  • Multiple search