| Pages in topic: < [1 2 3] > | Poll: Does your income allow you to save? Thread poster: ProZ.com Staff
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Melanie Nassar 
United States
Local time: 20:13
German to English
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| yes, theoretically | Feb 3, 2012 |
My income allows me to save plenty, but my children do not (still have one in medical school and one working on his MA). But two are self-sufficient finally. For a while, I had four at the university at the same time!
My husband has a pension plan, but I don't, except Social Security. But I am debt-free and the house is paid for, so that's something.
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not with a mortgage, 2 cars, 4 children (one at uni), 4 cats, one dog and a gold-fish... and all the other expenses, obviously... but we get by...
| | | | Nicole Schnell
United States
Local time: 10:13
English to German
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In memoriam | Those gold-fishes are the worst. | Feb 3, 2012 |
Giovanni Guarnieri MITI, MIL wrote: not with a mortgage, 2 cars, 4 children (one at uni), 4 cats, one dog and a gold-fish... and all the other expenses, obviously... but we get by...
Sooner or later they will ruin you.
| | | | | How do you know? | Feb 3, 2012 |
Nicole Schnell wrote: Giovanni Guarnieri MITI, MIL wrote: not with a mortgage, 2 cars, 4 children (one at uni), 4 cats, one dog and a gold-fish... and all the other expenses, obviously... but we get by... Sooner or later they will ruin you.
He is massive and eats more than my springador!
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monica.m
Italy
Local time: 19:13
Member (2011)
German to Italian
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I still have to pay taxes this year!
| | | | | Being still in my twenties | Feb 3, 2012 |
and with only 3 years translation experience and only 9 months of full time freelancing, I answered no.
But I should consider the fact that since I started earning more we gave a wedding party, moved to another apartment, bought a dog and a new(er) car. Oh, and gave the Christmas party in the new apartment... so, I didn't manage to save anything yet.
I believe God will help me to keep my business at lea... See more and with only 3 years translation experience and only 9 months of full time freelancing, I answered no.
But I should consider the fact that since I started earning more we gave a wedding party, moved to another apartment, bought a dog and a new(er) car. Oh, and gave the Christmas party in the new apartment... so, I didn't manage to save anything yet.
I believe God will help me to keep my business at least the way it was last year and then I will be able to save.
But I have a good pension plan and a very good health insurance. ▲ Collapse
| | | | R. Alex Jenkins
Brazil
Local time: 14:13
Member (2006)
Portuguese to English
+ ...
| Not significantly | Feb 3, 2012 |
It's the same circular pattern or question on why one becomes, or works as, a translator.
It certainly isn't for the money.
I used to work in IT, earning significantly more, always saving and planning for where I'd be in x amount of years. Mostly miserable and unhappy, always wanting to get away from it all, to do something different.
Now I mostly think about where I am today/this week/this summer, and hope that I can carry on doing what I'm doing for the f... See more It's the same circular pattern or question on why one becomes, or works as, a translator.
It certainly isn't for the money.
I used to work in IT, earning significantly more, always saving and planning for where I'd be in x amount of years. Mostly miserable and unhappy, always wanting to get away from it all, to do something different.
Now I mostly think about where I am today/this week/this summer, and hope that I can carry on doing what I'm doing for the foreseeable future. It's more about now, now, and less about tomorrow, before. ▲ Collapse
| | | | Rebecca Garber
Local time: 13:13
Member (2005)
German to English
+ ...
| It depends on how you define income | Feb 3, 2012 |
My income is earmarked for the health insurance, the computer expenses, and our daughter's private school tuition. That wipes it out.
My husband's income pays the mortgage, utilities, other bills, and taxes.
Together, we do earn enough to save some, but not as much as I would like.
Before, when I worked for university, my entire salary went into the retirement accounts. That money is still there, so we're not particularly worried as yet.
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| Yes, but barely | Feb 3, 2012 |
With my regular in-house income, I pay everything, with a little left to set aside. The last two years have been dead in terms of freelancing, which used to add an extra 20% to my regular income and allowed me to travel, etc. Hopefully, this year, business will pick up. I'm being more proactive in my reasearch of clients.
| | | | Sonia Hill
United Kingdom
Local time: 18:13
Italian to English
I make a decent amount from translating, but I should mention that I have two young children in childcare, a big mortgage and a husband whose business is struggling.
I do make enough to pay into a private pension, although not a great deal. Once my children start school I think things will be easier.
| | | | Emma Goldsmith
Spain
Local time: 19:13
Member (2004)
Spanish to English
| After-nappy expenses | Feb 3, 2012 |
Sonia Atkinson wrote:
Once my children start school I think things will be easier.
It will be a great relief when you no longer have to pay for childcare. Then you will only have to face school fees (possibly), books, uniforms, out-of-school activities, summer camps, pocket money, orthodontics (that's a big one), later followed by clothing allowances, driving lessons, uni ...
Then ask Giovanni what happens when one of the kids wants a goldfish...
| | | | Nicole Schnell
United States
Local time: 10:13
English to German
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In memoriam | Off topic: Happy birthday, Julian! | Feb 3, 2012 |
JulianHolmes wrote:
Since I'll be turning 55 tomorrow
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Elena Novski
Canada
Local time: 13:13
Russian to English
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| You need to be flexible | Feb 3, 2012 |
JulianHolmes wrote:
Since I'll be turning 55 tomorrow, I reckon I have a good 20 to 25 years of translation ahead of me. And I like working. Translation's a life of learning and learning's fun.
... same thing about me...
Happy B-Day, Julian!
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Emma Goldsmith wrote:
Then ask Giovanni what happens when one of the kids wants a goldfish...
It tips the balance, like the Monty Python sketch...
| | | | Cecilia Civetta
Italy
Local time: 19:13
Member (2003)
Italian to Spanish
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dsd-sl wrote:
I still have to pay taxes this year!
In this country you never know how much taxes you'll have to pay. Therefore, you can never know how much you have been able to save, or if you have saved at all!
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