Pages in topic:   [1 2 3] >
Poll: Do you keep a savings account with money enough to...
Thread poster: ProZ.com Staff
ProZ.com Staff
Local time: 15:37
SITE STAFF
Apr 16, 2012

This forum topic is for the discussion of the poll question "Do you keep a savings account with money enough to...".

This poll was originally submitted by Heloísa Helena Benetton Costa. View the poll results »



Direct link Reply with quote
 

Muriel Vasconcellos  Identity Verified
United States
Local time: 15:37
Member (2003)
Spanish to English
+ ...
3 months Apr 16, 2012

But it's not a separate account. I try to keep three months' income accumulated in my regular business account.

Direct link Reply with quote
 

Thayenga  Identity Verified
Germany
Local time: 00:37
Member (2009)
English to German
+ ...
2 - 3 months Apr 16, 2012

Muriel Vasconcellos wrote:

But it's not a separate account. I try to keep three months' income accumulated in my regular business account.


Same here.


Direct link Reply with quote
 

neilmac  Identity Verified
Spain
Local time: 00:37
Spanish to English
+ ...
Other Apr 16, 2012

I have never been sensible enough to ever plan ahead or put things aside for a rainy day. I do have 3 savings bank accounts, simply because the fees are lower than with normal or current accounts. One is for standing order bills, the other also, (I suppose I should really close one/merge them but I never seem to have time) and I also have one with an online bank so I can transfer money between accounts easily. I have enough in the latter to surv¡ve for a few months if need be, but that is purely by chance, not design.

Direct link Reply with quote
 

John Cutler  Identity Verified
Spain
Local time: 00:37
Spanish to English
+ ...
1 month + or - Apr 16, 2012

Only about 1 month, but if push came to shove I could dip into retirement savings. That, however, is the answer to another day's question.

Direct link Reply with quote
 

Michael Harris  Identity Verified
Germany
Local time: 00:37
Member (2006)
German to English
Not yet Apr 16, 2012

but I want / need to - it is all a metter of discipline

Direct link Reply with quote
 

dasein_wm  Identity Verified
Italy
Local time: 00:37
Member (2009)
Italian to English
+ ...
None of your business Apr 16, 2012

I wouldn't answer a question like this posed to me in any conversation outside of a loan application or tax investigation procedure.
Can't understand why anyone would think responding to a question like this on the Internet makes it any less invasive, or even just plain socially inappropriate.


Direct link Reply with quote
 

Sophie Dzhygir  Identity Verified
France
Local time: 00:37
Member (2007)
German to French
+ ...
Other Apr 16, 2012

I do have savings, but I don't know for how many months without work they would last and those savings are not specifically for the purpose of staying without work, but just for all purposes in general (renovation work in the house, buyings, unexpected expenses, etc.).
But anyway: I wouldn't wait many months without work. If I were to remain with no translation work, I think it would take only 3-4 weeks until I'd turn to other revenue sources (= offer other services as a freelancer or look for a salaried job)


Direct link Reply with quote
 

David Wright  Identity Verified
Austria
Local time: 00:37
German to English
+ ...
Other Apr 16, 2012

not to cover a period of unemployment but rather to pay for my holidays!

Direct link Reply with quote
 

Julian Holmes  Identity Verified
Japan
Local time: 08:37
Member (2011)
Japanese to English
Quite agree! Apr 16, 2012

dasein_wm wrote:

I wouldn't answer a question like this posed to me in any conversation outside of a loan application or tax investigation procedure.
Can't understand why anyone would think responding to a question like this on the Internet makes it any less invasive, or even just plain socially inappropriate.


Nicely put. I, too, had an instant gut reaction when I read the question. Maybe another option "Why the hell should I tell you!" could have been included in the poll.


Direct link Reply with quote
 
xxxInterlangue
Angola
Local time: 00:37
English to French
+ ...
Definitely! Apr 16, 2012

Julian Holmes wrote:

dasein_wm wrote:

I wouldn't answer a question like this posed to me in any conversation outside of a loan application or tax investigation procedure.
Can't understand why anyone would think responding to a question like this on the Internet makes it any less invasive, or even just plain socially inappropriate.


Nicely put. I, too, had an instant gut reaction when I read the question. Maybe another option "Why the hell should I tell you!" could have been included in the poll.


I agree too and voted other as there is no option "mind your own (business)"


Direct link Reply with quote
 

Teresa Borges
Portugal
Local time: 23:37
Member (2007)
English to Portuguese
+ ...
Quite agree! Apr 16, 2012

dasein_wm wrote:

I wouldn't answer a question like this posed to me in any conversation outside of a loan application or tax investigation procedure.
Can't understand why anyone would think responding to a question like this on the Internet makes it any less invasive, or even just plain socially inappropriate.


Direct link Reply with quote
 

Noni Gilbert
Spain
Local time: 00:37
Spanish to English
+ ...
Anonymous Apr 16, 2012

I am willing to give that information anonymously but under no circumstances will I discuss it: although we are in a sometimes more light-hearted section of Proz, this is a professional site, and I would be acting unprofessionally to blab here.

However, I do wish everyone the best of luck in accumulating savings for a rainy day!

Noni


Direct link Reply with quote
 

Gennady Lapardin  Identity Verified
Russian Federation
Local time: 02:37
Italian to Russian
+ ...
An option Apr 16, 2012

I would invest into Lionbridge or similar (similar industry and strength), if they pay interest enough to [see in subject].

Direct link Reply with quote
 

Chris S  Identity Verified
United Kingdom
Swedish to English
+ ...
Hold your horses... Apr 16, 2012

I don't think the point of the question is to pry into people's finances but simply to see whether people set money aside in case their work dries up.

In my case, the answer is no, as I can see no chance of that happening. In fact I cannot really see how anyone occupied full-time could suddenly end up with 3-12 months without any work at all...


Direct link Reply with quote
 
Pages in topic:   [1 2 3] >


To report site rules violations or get help, contact a site moderator:

Moderator(s) of this forum
Jared Tabor[Call to this topic]

You can also contact site staff by submitting a support request »

Poll: Do you keep a savings account with money enough to...

Advanced search






LSP.expert
You’re a freelance translator? LSP.expert helps you manage your daily translation jobs. It’s easy, fast and secure.

How about you start tracking translation jobs and sending invoices in minutes? You can also manage your clients and generate reports about your business activities. So you always keep a clear view on your planning, AND you get a free 30 day trial period!

More info »
CafeTran Espresso
You've never met a CAT tool this clever!

Translate faster & easier, using a sophisticated CAT tool built by a translator / developer. Accept jobs from clients who use SDL Trados, MemoQ, Wordfast & major CAT tools. Download and start using CafeTran Espresso -- for free

More info »



Forums
  • All of ProZ.com
  • Term search
  • Jobs
  • Forums
  • Multiple search