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Poll: Do you keep a savings account with money enough to... Thread poster: ProZ.com Staff
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But it's not a separate account. I try to keep three months' income accumulated in my regular business account.
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Thayenga 
Germany
Local time: 03:36
Member (2009)
English to German
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| 2 - 3 months | Apr 16, 2012 |
Muriel Vasconcellos wrote:
But it's not a separate account. I try to keep three months' income accumulated in my regular business account.
Same here.
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neilmac
Spain
Local time: 03:36
Spanish to English
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I have never been sensible enough to ever plan ahead or put things aside for a rainy day. I do have 3 savings bank accounts, simply because the fees are lower than with normal or current accounts. One is for standing order bills, the other also, (I suppose I should really close one/merge them but I never seem to have time) and I also have one with an online bank so I can transfer money between accounts easily. I have enough in the latter to surv¡ve for a few months if need be, but that is pure... See more I have never been sensible enough to ever plan ahead or put things aside for a rainy day. I do have 3 savings bank accounts, simply because the fees are lower than with normal or current accounts. One is for standing order bills, the other also, (I suppose I should really close one/merge them but I never seem to have time) and I also have one with an online bank so I can transfer money between accounts easily. I have enough in the latter to surv¡ve for a few months if need be, but that is purely by chance, not design. ▲ Collapse
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John Cutler
Spain
Local time: 03:36
Spanish to English
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| 1 month + or - | Apr 16, 2012 |
Only about 1 month, but if push came to shove I could dip into retirement savings. That, however, is the answer to another day's question.
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Michael Harris
Germany
Local time: 03:36
Member (2006)
German to English
but I want / need to - it is all a metter of discipline
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William Murphy
Italy
Local time: 03:36
Member (2009)
Italian to English
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| None of your business | Apr 16, 2012 |
I wouldn't answer a question like this posed to me in any conversation outside of a loan application or tax investigation procedure.
Can't understand why anyone would think responding to a question like this on the Internet makes it any less invasive, or even just plain socially inappropriate.
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I do have savings, but I don't know for how many months without work they would last and those savings are not specifically for the purpose of staying without work, but just for all purposes in general (renovation work in the house, buyings, unexpected expenses, etc.).
But anyway: I wouldn't wait many months without work. If I were to remain with no translation work, I think it would take only 3-4 weeks until I'd turn to other revenue sources (= offer other services as a freelancer or look... See more I do have savings, but I don't know for how many months without work they would last and those savings are not specifically for the purpose of staying without work, but just for all purposes in general (renovation work in the house, buyings, unexpected expenses, etc.).
But anyway: I wouldn't wait many months without work. If I were to remain with no translation work, I think it would take only 3-4 weeks until I'd turn to other revenue sources (= offer other services as a freelancer or look for a salaried job) ▲ Collapse
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David Wright
Austria
Local time: 03:36
German to English
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not to cover a period of unemployment but rather to pay for my holidays!
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Julian Holmes
Japan
Local time: 10:36
Member (2011)
Japanese to English
| Quite agree! | Apr 16, 2012 |
dasein_wm wrote:
I wouldn't answer a question like this posed to me in any conversation outside of a loan application or tax investigation procedure.
Can't understand why anyone would think responding to a question like this on the Internet makes it any less invasive, or even just plain socially inappropriate.
Nicely put. I, too, had an instant gut reaction when I read the question. Maybe another option "Why the hell should I tell you!" could have been included in the poll. 
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Interlangue (X)
Angola
Local time: 03:36
English to French
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Julian Holmes wrote: dasein_wm wrote:
I wouldn't answer a question like this posed to me in any conversation outside of a loan application or tax investigation procedure.
Can't understand why anyone would think responding to a question like this on the Internet makes it any less invasive, or even just plain socially inappropriate. Nicely put. I, too, had an instant gut reaction when I read the question. Maybe another option "Why the hell should I tell you!" could have been included in the poll.
I agree too and voted other as there is no option "mind your own (business)"
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| Quite agree! | Apr 16, 2012 |
dasein_wm wrote:
I wouldn't answer a question like this posed to me in any conversation outside of a loan application or tax investigation procedure.
Can't understand why anyone would think responding to a question like this on the Internet makes it any less invasive, or even just plain socially inappropriate.
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I am willing to give that information anonymously but under no circumstances will I discuss it: although we are in a sometimes more light-hearted section of Proz, this is a professional site, and I would be acting unprofessionally to blab here.
However, I do wish everyone the best of luck in accumulating savings for a rainy day!
Noni
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I would invest into Lionbridge or similar (similar industry and strength), if they pay interest enough to [see in subject].
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| Hold your horses... | Apr 16, 2012 |
I don't think the point of the question is to pry into people's finances but simply to see whether people set money aside in case their work dries up.
In my case, the answer is no, as I can see no chance of that happening. In fact I cannot really see how anyone occupied full-time could suddenly end up with 3-12 months without any work at all...
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