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Poll: Which of the following payment methods do you prefer?
Thread poster: ProZ.com Staff

ProZ.com Staff
Local time: 19:33
SITE STAFF
May 6, 2013

This forum topic is for the discussion of the poll question "Which of the following payment methods do you prefer?".

This poll was originally submitted by INES Reisch. View the poll results »



 

Mary Worby  Identity Verified
United Kingdom
Local time: 03:33
Member
German to English
+ ...
Bank transfer May 6, 2013

Every time. I don't accept PayPal or MoneyBookers and cheques are pretty much obsolete these days. Bank transfers within the EU are so quick and easy that any other method would be madness!

 

Alexander Kondorsky  Identity Verified
Russian Federation
Local time: 05:33
English to Russian
+ ...
Other May 6, 2013

Cash, of courseicon_smile.gif)

 

EvaVer  Identity Verified
Local time: 04:33
Member (2012)
Czech to English
+ ...
It depends May 6, 2013

Bank transfer within my own country, but... Yes, bank transfers are quick within the EU, but they still cost a fortune if you are outside the Euro zone, and besides, most my international payments come from the US. So PayPal or cheque - above a certain amount, bank charges for a cheque are lower than PayPal charges, and way lower than bank transfer costs. For small amounts from abroad, PayPal is the only viable option (I know nothing about MoneyBookers).

 

Michael Harris  Identity Verified
Germany
Local time: 04:33
Member (2006)
German to English
Bank transfer May 6, 2013

within Europe (Switzerland as well in the mean time) as no charges are made. PayPal and Moneybookers tend to have strange fees which is also annoying and why I try to avoid them

@ Eva, Moneybookers is better than Paypal, but they are not in every country

[Edited at 2013-05-06 08:37 GMT]


 

neilmac  Identity Verified
Spain
Local time: 04:33
Spanish to English
+ ...
Bank transfer May 6, 2013

Easiest and quickest, as all my clients are in the EU nowadays. I can use Paypal if I'm stuck, but mainly keep it only for things like buying software licences or books, etc.

PS: One of my banks merged with another (Sabadell) last year and the charges have rocketed - they are now charging me for transfers too - so I intend to close that account ASAP.

[Edited at 2013-05-06 08:37 GMT]


 

Teresa Borges
Portugal
Local time: 03:33
Member (2007)
English to Portuguese
+ ...
Ditto! May 6, 2013

Mary Worby wrote:

Every time. I don't accept PayPal or MoneyBookers and cheques are pretty much obsolete these days. Bank transfers within the EU are so quick and easy that any other method would be madness!


 

Simon Bruni  Identity Verified
United Kingdom
Local time: 03:33
Member (2009)
Spanish to English
Hate PayPal May 6, 2013

PayPal is second only to Ryanair in my most hated company list. Cynical and always catching you out with ridiculous costs. And the website is just so damn ugly. You are not my pal, PayPal.

 

Giovanna Alessandra Meloni  Identity Verified
Italy
Local time: 04:33
Member (2012)
Spanish to Italian
+ ...
It depends May 6, 2013

As Eva wrote, the cost of bank transfers can be high, so I accept payments by Paypal and Moneybookers too.

 

John Cutler  Identity Verified
Spain
Local time: 04:33
Spanish to English
+ ...
Only bank transfers May 6, 2013

I love it when I see those transfers show up in my bank account.icon_smile.gif

 

Julian Holmes  Identity Verified
Japan
Local time: 11:33
Member (2011)
Japanese to English
Not fond of PayPal, either May 6, 2013

I've been paid only once this way from an overseas customer and I got charges skimmed by PayPal which are not cheap (i.e. extortionate) and then by my bank here once the funds got transferred from PayPal and made it through to clearing.
Also, since Japanese banks are suspicious of overseas bank transfers, I have to be asked what the money is for. If they can't track me down in person, the transfer of the actual spondoolicks into my bank account gets delayed even further. icon_eek.gif

Skimmed twice! icon_mad.gif And, to top it all, very time-consuming!! icon_mad.gif

Bank transfers are the way to go. Even with international clearing, payment comes in on the same day and I'm charged a flat rate whatever the sum. Best and most reliable and means available, I think.

Mind you, as Alexander quite rightly points out, cash is the ultimate but I'm not going to see customer(s) get on a plane and bring it to me for free. This is not going to happen in a million years unless I become the only J>E translator on the planet and can charge outrageously cosmic rates. icon_smile.gif


 

Thayenga  Identity Verified
Germany
Local time: 04:33
Member (2009)
English to German
+ ...
It depends May 6, 2013

Within Europe I prefer bank transfers. Outside of Europe it's (still) PayPal, though I can't say that I'm too fond of it. (:

My favorite method of getting paid is, of course, cash in hand. This, however, hardly ever happens.


 

Christine Andersen  Identity Verified
Denmark
Local time: 04:33
Member (2003)
Danish to English
+ ...
I usually go for bank transfers May 6, 2013

Lately, however, the banks have raised the charges for transfers between Scandinavian countries to four times what they used to be!

I have an agreement with one long-term, trusted client that I will invoice him quarterly instead of monthly from now on, but I prefer not to do that with them all.

My economist husband had a long, futile argument with the bank, but they maintain it is their 'normal' practice, in spite of the EU and Nordic Union, and we got nowhere.

So I am surprised to see others claiming transfers are free in the EU, but perhaps it applies in the Euro-zone. Practically all my clients are outside it, and Norway is not in the EU, but usually follows suit on things like that.

We have a PayPal account, but reckon it is for small-trading on E-bay, and never spend more than we can afford to lose!


 

NataliaAnne  Identity Verified
Brazil
Local time: 23:33
Portuguese to English
International bank transfers are only worthwhile for larger amounts May 6, 2013

International bank transfers are expensive for those of us outside the Eurozone. I worked out that they are only worthwhile for amounts over US$1000, unless the client is willing to pay the bank fees, or at least split them with me. So, crazy as it sounds, PayPal is cheaper for me for smaller amounts. I do envy those of you in the Eurozone who can largely avoid these fees!

 

José Henrique Lamensdorf  Identity Verified
Brazil
Local time: 23:33
English to Portuguese
+ ...
I hope two groups read these results May 6, 2013

1) Translation agencies
2) PayPal management

There are still too many translation agencies everywhere that consider PayPal the best, because "it costs nothing"... on their side only. They will reluctantly snail-mail a check, or deduct (often more than) their bank's fees for a wire transfer, oblivious to the fact that the payee will have some fees to pay on the receiving end too.

PayPal is built for and owned by eBay, a different business model, where goods are shipped after payment, and there are (costly) internal procedures to backdraft the payment in case they aren't, or if the goods were flawed.

If PayPal considers the translation market interesting, they should probably devise some additional options for the payee to set up on their account, e.g.:
a) all fees charged to payer (this is an option, so eBay sellers can simply use the other one);
b) irreversible payments (ditto).
Both should result in significantly lower fees. Perhaps zero fees for across-border payments, since PayPal already makes (openly) a 3.5% profit on the currency exchange transaction.


 
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