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Poll: Which payment method do you prefer?
Thread poster: ProZ.com Staff

ProZ.com Staff
Local time: 01:15
SITE STAFF
Aug 11, 2014

This forum topic is for the discussion of the poll question "Which payment method do you prefer?".

This poll was originally submitted by tilakahuja. View the poll results »



 

Magdalena Balibrea Vich  Identity Verified
Spain
Local time: 10:15
Member (2010)
English to Spanish
+ ...
It depends on the payer's country Aug 11, 2014

Bank wire within the EU, PayPal from abroad.

 

Teresa Borges
Portugal
Local time: 09:15
Member (2007)
English to Portuguese
+ ...
Bank transfer Aug 11, 2014

I worked for many years as sworn translator and by then I also accepted cash.

This question has been asked several times before...


 

Ikram Mahyuddin  Identity Verified
Indonesia
Local time: 15:15
English to Indonesian
+ ...
Bank transfer Aug 11, 2014

Certainly I will choose bank transfer. However, as we know, some agencies pay us only through Pay Pal or Skrill. Some other agencies pay us through bank transfer only for relatively large amounts of payments.

 

neilmac  Identity Verified
Spain
Local time: 10:15
Spanish to English
+ ...
Bank transfer Aug 11, 2014

Within Spain and Europe. Any time I've ventured outside I've been stung one way or the other.

 

Marlene Blanshay  Identity Verified
Canada
Local time: 04:15
Member (2009)
French to English
+ ...
paypal or bank transfer Aug 11, 2014

both are efficient and work well.
I have had some clients who send me a number of small payments, which I let accumulate in my paypal account....that way I have a balance available if i want to purchase something.
Also some banks seem to charge a lot for transfers...i recently received a payment from france which reduced a small payment of about 45 EU to 12!


 

Julian Holmes  Identity Verified
Japan
Local time: 17:15
Member (2011)
Japanese to English
Bank transfer Aug 11, 2014

For me, is the only realistic option - it's quick but incurs 'handling fees' which amount to $30 per transaction, whatever the sum involved. For example, if I do a $100 job for an international customer, I get only $70 of that sum. #&'%! icon_mad.gif

PayPal also is quick but it's time-consuming and costly to transfer amounts from my PayPal account to a regular Japanese bank account.

Huge piles of used notes and heavy gold bars are also accepted! icon_biggrin.gif


 

Muriel Vasconcellos  Identity Verified
United States
Local time: 01:15
Member (2003)
Spanish to English
+ ...
Other Aug 11, 2014

In the U.S., bank transfer fees can be ginormous. Some of my clients pay me with bank transfers and I never see a fee, but on other occasions I have paid a very hefty fee. So, bank transfer as long as I don't have to pay.

PayPal fees are high, in my opinion. I like the ease of PayPal, but with a check in my own currency I can be sure there are no hidden costs. All I have to do is take it to the bank, and now the banks don't require deposit slips; you just stick the checks in the slot and the ATM reads them - amazing!


 

Alex Denver
Member (2014)
German to English
+ ...
Bank Transfer Aug 11, 2014

We always prefer to receive the payments via bank transfer, However we often receive it through paypal if the amount is less.

 

John Fossey  Identity Verified
Canada
Local time: 04:15
Member (2008)
French to English
Interac or Direct Deposit Aug 11, 2014

In Canada, bank transfers can be fantastically expensive. PayPal also has a %-based fee. The best payment methods for me are Interac or Direct Deposit, neither of which costs me anything. But they are only available to Canadian senders.

For payments from international clients, I accept PayPal for amounts less than $500 or bank transfer only for amounts greater than that, which is the approximate point at which the sliding PayPal fee becomes greater than the fixed bank transfer fee.

[Edited at 2014-08-11 12:07 GMT]


 

Umang Dholabhai  Identity Verified
India
Local time: 13:45
Member
English to Gujarati
+ ...
Other Aug 11, 2014

Muriel Vasconcellos wrote:

In the U.S., bank transfer fees can be ginormous. Some of my clients pay me with bank transfers and I never see a fee, but on other occasions I have paid a very hefty fee. So, bank transfer as long as I don't have to pay.

PayPal fees are high, in my opinion. I like the ease of PayPal, but with a check in my own currency I can be sure there are no hidden costs. All I have to do is take it to the bank, and now the banks don't require deposit slips; you just stick the checks in the slot and the ATM reads them - amazing!



The only difference being that the bank transfers in India are reasonable. I would prefer checks from overseas clients. PayPal is truly expensive. Same in India, but still waiting for the check reading ATM's.


 

Paul Dixon  Identity Verified
Brazil
Local time: 05:15
Portuguese to English
+ ...
Cash Aug 11, 2014

Cash is definitely the best method of payment. It is the only way that avoids bank charges and taxes. Taxes in Brazil are the highest in the world, and bank charges are a rip-off too.
I remember one job where I had to pay the bank - the bank charges (flat fee) were more than the value received.
Apart from cash, wire transfer is my favourite but I end up using PayPal in most cases as this is what most clients use. PayPal is a good system but charges are high, as already mentioned.
Never used Skrill - I had a profile in the old Moneybookers system but never used it.


 

Thayenga  Identity Verified
Germany
Local time: 10:15
Member (2009)
English to German
+ ...
Bank transfer Aug 11, 2014

Bank transfer within the Euro-Zone is perfect for me. From all other countries PayPal is still the best, though more and more expensive, method. But my favorite method is cash since there are no fees applied for neither party. And it's always nice to meet a customer in the "real" world.icon_smile.gif

 

María González, M.A. ForLang
Spain
Local time: 09:15
English to Spanish
Bank transfer, PayPal and cash Aug 11, 2014

Those are the payment methods I accept. Particularly, PayPal is very convenient, fast and secure -- a sign of the times, maybe?icon_smile.gif

 

Chris S  Identity Verified
United Kingdom
Swedish to English
+ ...
Diamonds Aug 11, 2014

It's just such a drag lugging suitcases of notes to the bank

 
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