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Poll: Are you a home owner (with or without a mortgage)?
Thread poster: ProZ.com Staff
ProZ.com Staff
Local time: 13:26
SITE STAFF
Jan 5

This forum topic is for the discussion of the poll question "Are you a home owner (with or without a mortgage)?".

This poll was originally submitted by Sheila Wilson. View the poll results »



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Julian Holmes  Identity Verified
Japan
Local time: 05:26
Member (2011)
Japanese to English
Yes Jan 5

This is one of the reasons I sometimes have to work like the wrong end of a chain gang.

https://www.youtube.com/watch?v=0QvF2FZZftY


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Mona El-Shazly  Identity Verified
Egypt
Local time: 22:26
Member (2016)
Arabic to English
+ ...


Posted via
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With my parents Jan 5

I live with my parents.

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Muriel Vasconcellos  Identity Verified
United States
Local time: 13:26
Member (2003)
Spanish to English
+ ...
Yes Jan 5

Or to put it another way, it owns me.

It's a cute house in a wooded area.

Front view


[Edited at 2017-01-05 09:35 GMT]


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Texte Style
Local time: 22:26
French to English
yes Jan 5

We finished paying it off when I inherited some money.

Just in time to start funding the kids' university years.

I think buying it was a pretty smart move, we need never pay rent or mortgage instalments again.


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neilmac  Identity Verified
Spain
Local time: 22:26
Spanish to English
+ ...
I prefer to rent Jan 5

My family has always rented. With any luck, when I get back to Spain tomorrow, my landlord will have concreted the driveway and fixed some small electrical installations - and it won't cost me anything. If I owned the place, I'd be out of pocket at least a grand...

However, if I find that I've become a millionaire in the Christmas lottery, I'll gladly buy the house from him for cash. I just wouldn't fancy living with the Damoclean prospect of a mortgage hanging over me for decades.

[Edited at 2017-01-05 10:13 GMT]


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Yetta J Bogarde  Identity Verified
Denmark
Local time: 22:26
Member (2012)
English to Danish
+ ...
I prefer to rent Jan 5

I love my cute apartment, with enough space for a separate office, in the middle of a suburb to Copenhagen.
And when something breaks down I call the building manager at no cost.

No ambitions to have my own house.


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B D Finch  Identity Verified
France
Local time: 22:26
Member (2006)
French to English
+ ...
Bias? Jan 5

In a poll, where respondents are self-selecting, a question like this is unlikely to give results that even approximate reality. Some people are more likely to respond than others to a question that may experienced as intrusive and, as there is no statistical randomisation of respondents and no substitution or weighting for non-responders, this non-response may well correlate with the very factor being investigated.

The potential pool of responders also live in different countries, with different levels of home-ownership and where home ownership has different implications. Bangladesh has over 90% home ownership, while Switzerland has 44.5%, yet renting a flat in Geneva tends to imply a higher standard of living than owning a detached house in the Bangladesh countryside. Security of tenure also influences attitudes to renting and incentives to buy.

Of course, if this is just seen as a bit of fun, to get people involved and interacting with the website, the above doesn't really matter.

[Edited at 2017-01-05 10:44 GMT]


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Chris S  Identity Verified
United Kingdom
Member (2011)
Swedish to English
+ ...
Statistics Jan 5

B D Finch wrote:

In a poll, where respondents are self-selecting, a question like this is unlikely to give results that even approximate reality. Some people are more likely to respond than others to a question that may experienced as intrusive and, as there is no statistical randomisation of respondents and no substitution or weighting for non-responders, this non-response may well correlate with the very factor being investigated.

The potential pool of responders also live in different countries, with different levels of home-ownership and where home ownership has different implications. Bangladesh has over 90% home ownership, while Switzerland has 44.5%, yet renting a flat in Geneva tends to imply a higher standard of living than owning a detached house in the Bangladesh countryside. Security of tenure also influences attitudes to renting and incentives to buy.

Of course, if this is just seen as a bit of fun, to get people involved and interacting with the website, the above doesn't really matter.

[Edited at 2017-01-05 10:44 GMT]


Ye-es, but I'm struggling to see why home ownership (or not) should correlate with wealth or extreme privacy concerns???

FWIW we own our home because it's much cheaper than renting. Deposit, upgrades, maintenance and mortgage all funded exclusively by the spoils of translation. Without working evenings and weekends. Or using CAT tools.


[Edited at 2017-01-05 11:00 GMT]


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Teresa Borges
Portugal
Local time: 21:26
Member (2007)
English to Portuguese
+ ...
No, I prefer to rent Jan 5

I’m strongly in the “I prefer to rent” camp. I had to sell our home when my second husband died and that left some “scars”. Being a single mother of 3 kids I thought that the money I earned would be better spent on travel and education. Though I have had for some time now the financial comfort to buy an apartment (I have been helping my two daughters pay their mortgages) personally I don’t want to be tied up into a mortgage and the responsibilities of owning my home. I live in a beautiful new apartment located in the center of Lisbon close to everything but on a quiet street, near the largest park in the city. If one day I win the lottery I would buy the perfect villa on a tucked away beach on the Alentejo Coast, but I wouldn’t leave this apartment...

Alentejo

[Edited at 2017-01-05 13:28 GMT]


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Elizabeth Joy Pitt de Morales  Identity Verified
Local time: 22:26
Member (2007)
Spanish to English
+ ...
Almost... Jan 5

I will pay the mortgage off in three years, God willing and the creek don't rise.

Thirty-six months. Yep. I'm that close.

And then I'm breaking out the champagne...and starting to save for that luxury cruise I've been dreaming of.


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Christine Andersen  Identity Verified
Denmark
Local time: 22:26
Member (2003)
Danish to English
+ ...
Joint ownership with my husband Jan 5

It was the only practical option when we moved here. We have seen rented housing that costs the same as paying off a mortgage, or even more, for the same type of property. It varies a lot across the country - rented housing is more popular and often makes better sense in the big towns.

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Denise DeVries  Identity Verified
United States
Local time: 13:26
Spanish to English
+ ...
House for sale Jan 5

Actually, my house in rural Virginia is for sale, as we are moving to Arizona. So, if you know anyone who may be interested, let me know!

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Michael Harris  Identity Verified
Germany
Local time: 22:26
Member (2006)
German to English
Own our own flat Jan 5

We want to buy a house, but where we live, they cost about €600,000 for a decent size house with office and a "small" garden whereas if we were living in the North of Germany you could get a stately home for that.
Nope, we are sticking to our comfy flat with fantastic neighbours and in 8 years, I will have had everything behind us - just in time for University fees ";-("!!

And as for comparing different countries, that is not the question here so it is a bit of a waste of time.

And Julian, I know what you are talking about


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Reed James
Chile
Local time: 17:26
Member (2005)
Spanish to English
Home owner or homeowner? Jan 5

Yes, I know that home owner (2 words) is British versus homeowner, 1 word, which is American. I've been mulling over this all morning. I've been thinking that home owner could be someone who owns something from home versus an absentee owner whereas a homeowner is someone who owns a home.

[Edited at 2017-01-05 15:37 GMT]


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