Poll: How would you describe your financial situation?
Thread poster: ProZ.com Staff

ProZ.com Staff
Local time: 18:29
SITE STAFF
Jan 27

This forum topic is for the discussion of the poll question "How would you describe your financial situation?".

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Muriel Vasconcellos  Identity Verified
United States
Local time: 18:29
Member (2003)
Spanish to English
+ ...
Nothing to worry about Jan 27

There are times when I'd like to have more, but the truth is, I could manage easily if I gave up some of the indulgences I've become accustomed to.

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Teresa Borges
Portugal
Local time: 02:29
Member (2007)
English to Portuguese
+ ...
Other Jan 27

Isn’t there a lot of space between “nothing to worry about” and “excellent”? I seem to fall in a middle ground between the two…

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neilmac  Identity Verified
Spain
Local time: 03:29
Spanish to English
+ ...
Other Jan 27

Getting by. I just gave my best client an unsolicited discount of more than 50% on a large bill, because I can and I think it's deserved. So I must be doing OK. This week I've paid my quarterly VAT, put my car through its annual inspection and had new brakes installed, paid my rent, and still have a bit of cash left in the bank. I have no debts outstanding. However, I don't have a pension plan either, as I never thought I'd live to retirement age. But then again, as long as I'm sound of mind and body I don't think I'll feel the need to stop working anytime soon...

PS: (Having been burgled at the new year, I just realised this is the kind of poll query that thieves might post to find out if it's worth robbing you....)


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Kay Denney  Identity Verified
France
Local time: 03:29
Member (Apr 2018)
French to English
nothing to worry about Jan 27

My partner earns plenty.

I have two savings accounts for rainy days.

My problem this year will be not earning too much, otherwise I'll have to change my status which would involve paying over 50% for social security charges instead of the 23% I pay now. So I'd have to earn that much more, which I could do, but then I wouldn't have time to slot in my volunteer work.


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Edwige Thomas  Identity Verified
Germany
Local time: 03:29
Member (2014)
English to French
+ ...
I am concerned about it Jan 27

January has been so bad that I'm thinking about looking for a job...Too bad as I'm really enjoying the freelance lifestyle so far, including all the cons it involves. But now it's more than I can bear.

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Nina Khmielnitzky  Identity Verified
Canada
Local time: 21:29
Member (2004)
English to French
I'm concerned about it Jan 27

My clients never ever pay on time, so I have to use my credit card more often than I'd like to. When I get paid, I pay the card, debts, set some aside for the rent, pay my proofreader and have nothing left. My 2 major clients keep me too busy, so I barely have time to look for new clients.

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Nema Alaraby
United Kingdom
Local time: 02:29
Member (2017)
English to Arabic
+ ...
Could be better Jan 27

I moved from my hometown to another country and the currency exchange has taken a huge toll on me. So basically I am starting from zero because my clients in my hometown do not provide me with much money to live in the new city, particularly in a city like London.

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Henry Schroeder  Identity Verified
United States
Local time: 21:29
Member (2002)
German to English
+ ...
Need option: Could be worse Jan 27



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Mario Freitas  Identity Verified
Brazil
Local time: 22:29
Member (2014)
English to Portuguese
+ ...
Could be better Jan 28

In 2016, I closed at "nothing to worry about".
In 2017, I closed at "could be better".
Right now, I'm concerned, but January and February are not regular months to take as a basis.


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