Poll: As a freelancer, do you find it difficult to plan for the future?
Thread poster: ProZ.com Staff

ProZ.com Staff
Local time: 09:10
SITE STAFF
Jul 3

This forum topic is for the discussion of the poll question "As a freelancer, do you find it difficult to plan for the future?".

View the poll results »



 

Teresa Borges
Portugal
Local time: 17:10
Member (2007)
English to Portuguese
+ ...
No, not any more… Jul 3

First of all, I live alone in a small flat, my children have left the nest long ago, and I have a fairly simple lifestyle. Of course, my freelance income can fluctuate a great deal but I receive a pension from my in-house years and I benefit from an excellent healthcare system.

DZiW
Muriel Vasconcellos
 

Fiona Grace Peterson  Identity Verified
Italy
Local time: 18:10
Member
Italian to English
[don't know what to write] Jul 3

Preferring not to think too hard about what my "pension" will be like when I get around to drawing it, I try to find a happy medium between taking reasonable precautions for the future and knowing I might be flattened by a juggernaut tomorrow.

Dan Lucas
Justin Peterson
Philip Lees
Liena Vijupe
Els Govaerts
 

Elizabeth Tamblin  Identity Verified
United Kingdom
Local time: 17:10
Member (2012)
French to English
I'm not the plan-for-the-future type Jul 3

I just drift along, hoping that it will all turn out alright in the end.

Justin Peterson
Eoghan McMonagle
 

Muriel Vasconcellos  Identity Verified
United States
Local time: 09:10
Member (2003)
Spanish to English
+ ...
No Jul 4

I live in the present moment. I expect to be spending much or most of my time translating. I can make time for short vacations or other life projects. Like Teresa, I have a pension from my years as an in-house translator and generous health insurance.

If I were younger or had less security I might feel differently.


Eoghan McMonagle
 

Kay Denney  Identity Verified
France
Local time: 18:10
Member (2018)
French to English
. Jul 4

None of my plans for the future have ever come to much, apart from a gap year in France before starting on my studies... I never went back.

So my planning for the future basically boils down to
- living in a country with decent pensions and healthcare, trying to live a healthy way of life so I don't get sick because sick leave is still pretty well unavailable for freelancers,
- keeping an eye on my earnings so I don't go over the threshold for paying VAT (because that
... See more
None of my plans for the future have ever come to much, apart from a gap year in France before starting on my studies... I never went back.

So my planning for the future basically boils down to
- living in a country with decent pensions and healthcare, trying to live a healthy way of life so I don't get sick because sick leave is still pretty well unavailable for freelancers,
- keeping an eye on my earnings so I don't go over the threshold for paying VAT (because that would mean having to calculate percentages for every bill and other admin headaches),
- reminding myself that since I am in danger of going over that threshold I really mustn't worry that going on occasional holidays might put clients off working with me.

Other than that, now that the mortgage has been paid off and our eldest is working, I'm able to quietly squirrel money away for whatever life might throw at me, so I'm pretty confident.

Looking back to when I was pregnant with that eldest, living in a flat on the seventh floor with no lift, both of us on unemployment because our employer went bankrupt, seems like things have turned out pretty well.
Collapse


Gareth Callagy
Eoghan McMonagle
 

Robert Rietvelt  Identity Verified
Local time: 18:10
Member (2006)
Spanish to Dutch
+ ...
Carpe diem Jul 4

Tea-party question. I am not a visionary, let's first see what tomorrow brings.

[Edited at 2019-07-04 20:22 GMT]


 

Mario Freitas  Identity Verified
Brazil
Local time: 13:10
Member (2014)
English to Portuguese
+ ...
Plans? Jul 6

So far, most of what I have planned did not occur. Unexpected stuff always gets in the way, and one of them is lack of work. And when there is a lot of work, I spend a lot of money. My fault.

 


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Poll: As a freelancer, do you find it difficult to plan for the future?

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