Dar ce ziceti de un cont la o banca elvetiana? (Apropo de discutia cu cecurile)
Thread poster: Astrid C

Astrid C  Identity Verified
Local time: 13:48
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Jan 20, 2003

Din pura curiozitate, m-am interesat cam cat ar fi sa-mi deschid un cont la o banca elvetiana, si iata ce am gasit: pe


(este site-ul bancii Postale elvetiene)

Cont curent:

1. se poate deschide si din Romania

2. Au posibilitate de deschidere cont online

3. Au online banking si transmitere electronica a extraselor si a documentatiei

4. cu online banking si extrase pe e-mail, intretinerea contului nu costa nimic / an

5. am impresia ca nu este nevoie de o suma minima in cont

6. Trebuie sa ai un pasaport valabil pt. a deschide contul.

7. se poate deschide in Euro si USD sau alte valute.

8. Preturile pentru extragere bani din cont este ca la noi (aproape)


Cu toate ca am reusit sa descarc lista lor completa de preturi (format pdf), nu am reusit sa ma lamuresc ce costuri exista totusi , ca de acolo nu reiese in nici un fel daca te costa ceva sa deschizi contul.

De asemenea nu reiese nici cat ar costa un card de debit (adica doar pentru a extrage banii de la Bancomat).

Poate reuseste sa ma lamureasca cineva, pentru ca nu reusesc sa-mi dau seama ce este cu aceste costuri si daca exista - ar fi prea frumos sa fie adevarat

Mie imi este frica sa deschid acest cont online, ca dupa aceea sa imi trimita o factura de 500 dolari, sau asa ceva

Ce ziceti?

Astrid C

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Cristiana Coblis  Identity Verified
Local time: 13:48
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insule fara taxe Jan 20, 2003

Sugerez sa ne deschidem conturi in insulele acelea frumoase fara taxe si impozite. Un prieten de familie isi primeste salariul prin banca direct intr-un cont din asta insular, din pacate nu imi amintesc exact insula, dar se pare ca este foarte avantajoasa din acest punct de vedere.

Daca tot nu sunt in stare sa ma ridic din scaun nici pentru a merge pana la magazinul de la parter, darmite pana in insule exotice, macar banii mei sa calatoreasca si sa se bronzaza.

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Cristina Moldovan do Amaral  Identity Verified
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Local time: 03:48
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:-) Jan 21, 2003

Sa va dau un punct de pornire: Cayman Islands ...

There are no taxes whatsoever on income or profits, capital or wealth or capital gains. The revenues of the Islands are derived from indirect taxes such as import duties and stamp duty.

One of the most important features is that there never have been any taxes The absence of income tax is not, as it is some territories, an artificial absence created by legislation, but a natural one.

Companies incorporated in the Cayman Islands enjoy the same tax free status as individuals regardless of nationality of ownership. This absence of taxes, together with political and racial stability, has attracted the attention of investors seeking a tax free base for their operations.

The Government is aware of this attraction and has encouraged investment by the deliberate introduction of laws and development of the financial sector. Government policy is aimed at a continuation of the development of this aspect of the Islands\' economy.

The official tender in the Cayman Islands is the Cayman Islands dollar, although American, British and Canadian currencies are honored and readily accepted. The official rate of exchange is CI$l.00 to US$1.20. There is no restriction on any company maintaining accounts in any currency either inside or outside the Islands.

Currently there are approximately 30,000 companies, 530 banks and 370 insurance companies of various categories registered or licensed in the Cayman Islands Their incomes are not subject to local taxation, and, in the main, their accumulated incomes are not subject to foreign taxation until such incomes arc distributed.

But there are other considerations quite apart from the absence of taxation; they operate from an environment in which there are no excessive restrictions on their freedom of trade or their ability to transact business in any part of the world.

Grand Cayman is served by various airlines including the national carrier Cayman Airways, British Airways, Northwest Airlines, America Airlines, USAir and Air Jamaica. Using DC9, DC10 and 727 jets these airlines provide frequent direct flights to the United States, the Caribbean and the United Kingdom


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Cristiana Coblis  Identity Verified
Local time: 13:48
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ce frumos! Jan 21, 2003

O briza din insulele astea minunate nu ne-ar strica si noua.

Daca nu stiati a trecut Iliescu pe la Cluj, sunt intr-un varf de.... nervi.

Ei bine, a trebuit sa vina Iliescu la Cluj ca sa se varuiasca (spoiasca) pe la Opera Romana din Cluj, momument arhitectonic european pe care toate guvernele si ministerele de cultura Romane au dat-o uitarii si au lasat-o intr-o paragina de nedescris. Si acum vine Iliescu si are tupeul sa viziteze opera? Ce sa vada? Cum 12 ani de jaf si taxe si impozite pentru ingrasarea PDSR-ului au trecut peste cladirea Operei care sta sa cada? Ma gandesc ca probabil banii cheltuiti cu ocazia vizitei prea longevivului presedinte ar fi fost probabil de mare ajutor pentru reconstructia Operei.

Ei da! Astea sunt momente cand omul (eu) ar trebui sa stea la soare in insule fara taxe, presedinti si guverne groaznice.

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Dar ce ziceti de un cont la o banca elvetiana? (Apropo de discutia cu cecurile)

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