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Contract that asks for your bank details
Thread poster: Susana E. Cano Méndez

Susana E. Cano Méndez  Identity Verified
Spain
Local time: 13:21
Member
French to Spanish
+ ...
May 8, 2014

Hello, some weeks ago, I answered the post of a company willing to collaborate with translators in several languages. They sent me a contract, asking me to fulfil and sign it. They asked in it for my bank account details. I hadn't the intention of giving this kind of information till the first invoice, but having something different to ask, I sent them an-e-mail with the question. They have never replied. Have some of you had the same experience? In Spain we never sign a contract giving bank details, these are sent with the first invoice, when the job is closed by both parties. So I think it could probably be a scam. What do you think?

Edited to say that I forgot to tell you that this company is on the BB but without any entries so far.

[Edited at 2014-05-08 09:04 GMT]


 

Teresa Borges
Portugal
Local time: 12:21
Member (2007)
English to Portuguese
+ ...
No idea if this is a scam or not May 8, 2014

but for my part I have been working for some years with two or three agencies who asked upfront for my bank details...

 

philgoddard
United States
Member (2009)
German to English
+ ...
Not a scam. May 8, 2014

It's perfectly normal to ask for your bank details. If they ask for your online banking password, that's a scam.

 

Samuel Murray  Identity Verified
Netherlands
Local time: 13:21
Member (2006)
English to Afrikaans
+ ...
Wait for them to reply May 8, 2014

Susana E. Cano Méndez wrote:
I sent them an-e-mail with the question. They have never replied.


Simply tell them that you will provide this information when you send them the first invoice (but be prepared that your invoice might take longer to be paid, since you're forcing them to deviate from their normal accounting practices).

But wait until they reply, or send your question a second time. They should reply to the question.


 

Susana E. Cano Méndez  Identity Verified
Spain
Local time: 13:21
Member
French to Spanish
+ ...
TOPIC STARTER
Thanks for replying May 8, 2014

Thanks, Teresa.
Thanks, Phil.
Anyway, they have never answered to my other question.


 

Susana E. Cano Méndez  Identity Verified
Spain
Local time: 13:21
Member
French to Spanish
+ ...
TOPIC STARTER
Thanks, Samuel May 8, 2014

Samuel Murray wrote:

Susana E. Cano Méndez wrote:
I sent them an-e-mail with the question. They have never replied.


Simply tell them that you will provide this information when you send them the first invoice (but be prepared that your invoice might take longer to be paid, since you're forcing them to deviate from their normal accounting practices).

But wait until they reply, or send your question a second time. They should reply to the question.


Yes, that was what I have intended to do. I just wanted to know if it was a known scamicon_wink.gif


 

Tomás Cano Binder, BA, CT  Identity Verified
Spain
Local time: 13:21
Member (2005)
English to Spanish
+ ...
Could be normal, but... May 8, 2014

...but nobody has ever asked me for my bank details before I had to be paid. It is probably better to remain on the safe side and not give away bank details until the very moment you send your invoice. I would recommend to simply add them to your invoice and point to them at the time of sending the invoice.

 

Susana E. Cano Méndez  Identity Verified
Spain
Local time: 13:21
Member
French to Spanish
+ ...
TOPIC STARTER
Same experience May 8, 2014

Tomás Cano Binder, CT wrote:

...but nobody has ever asked me for my bank details before I had to be paid. It is probably better to remain on the safe side and not give away bank details until the very moment you send your invoice. I would recommend to simply add them to your invoice and point to them at the time of sending the invoice.


Yes, Tomás, I had the same experience than you: nobody asked me for my bank details before even a job was done. I has planned to write on the contract under "Bank details": available on the invoice.

Anyway they have not replied to my additional question, which makes me more suspicious about iticon_smile.gif.

Thank you.


 

John Fossey  Identity Verified
Canada
Local time: 07:21
Member (2008)
French to English
Probably legit, but don't provide until needed May 8, 2014

Some companies like to collect all info at the beginning, maybe because their system asks for it. If they intend to pay by bank transfer it's perfectly understandable for them to want this info, but I wouldn't provide until the time comes to pay, or at least to invoice. It's happened a few times to me and I have just replied, sometimes in the form fields, something like "To be provided when needed". I think it might have been queried once or twice but it was accepted when I said I don't provide such details until they are needed.

 

Shai Navé  Identity Verified
Israel
Local time: 14:21
Member
English to Hebrew
+ ...
A missed point May 8, 2014

I don't know if this is a scam or not (some people have no malicious intentions, they just work awkwardly), but it doesn't matter really.

One point that is missing from the discussion is identity theft and business espionage. Not all requests for information are honest. Some unscrupulous people use potential projects as a ploy to get CVs, references (i.e. information about current translation buyers), details about work history, etc. and collect important business information and/or details that will allow them to steal one's identity. This forums, as well as other forums, are filled with such stories.

The bottom line is that translators are independent service providers - a standalone business if your will - they do not seek employment (unless interviewing for an in-house position), and therefore should protect their personal and business information much better than they currently to on average.

One should never volunteer any identifying information that could lead to one's identity being stolen and/or sensitive business information about one's operation. There is due time for a specific piece of information, and sensitive information should be kept confidential at all times.

As a rule-of-thumb, when people are more interested in getting one's various types of personal and/or business information more than talking about one's skills, service offer, and the scope of the specific project at hand, this should raise a red warning flag. Even if that party is honest, some information should never be shared.


 

Walter Landesman  Identity Verified
Uruguay
Local time: 08:21
Member (2005)
English to Spanish
+ ...
On the safe side of the street May 8, 2014

I never give my bank details until the first invoice and IF we both previously agreed on paying via bank transfer.

 

jyuan_us  Identity Verified
United States
Local time: 07:21
Member (2005)
English to Chinese
+ ...
Don't be over-sensitive May 8, 2014

Your bank detail is useless for them other than its use in wiring funds to you. They didn't answered you just because the PM just didn't want to be bothered with these kinds of question.

You might have lost a potential client.


 

Kuochoe Nikoi  Identity Verified
Ghana
Local time: 11:21
Member (2011)
Japanese to English
No big loss May 8, 2014

jyuan_us wrote:

They didn't answered you just because the PM just didn't want to be bothered with these kinds of question.

You might have lost a potential client.

A PM that can't/won't answer basic questions is not a PM you want to work with.


 

Susana E. Cano Méndez  Identity Verified
Spain
Local time: 13:21
Member
French to Spanish
+ ...
TOPIC STARTER
Scammers and translators May 8, 2014

Shai Nave wrote:
Some unscrupulous people use potential projects as a ploy to get CVs, references (i.e. information about current translation buyers), details about work history, etc. and collect important business information and/or details that will allow them to steal one's identity.


Indeed Shai. I have read a lot of stories in the forums. Thanks for your extended answer, it is very useful.


 

Susana E. Cano Méndez  Identity Verified
Spain
Local time: 13:21
Member
French to Spanish
+ ...
TOPIC STARTER
Thanks to all! May 8, 2014

Thanks, John and Walter, I have same the same attitude.

 
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