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  3. Finance (general)

проценты, начисляемые на сумму размещенных денежных средств

English translation: interest accrued on deposits

GLOSSARY ENTRY (DERIVED FROM QUESTION BELOW)
Russian term or phrase:проценты, начисляемые на сумму размещенных денежных средств
English translation:interest accrued on deposits

12:23 Dec 12, 2009
    The asker opted for community grading. The question was closed on 2009-12-15 19:54:09 based on peer agreement (or, if there were too few peer comments, asker preference.)


Russian to English translations [PRO]
Bus/Financial - Finance (general)
Russian term or phrase: проценты, начисляемые на сумму размещенных денежных средств
Цель депозита: получение дохода в виде процентов, начисляемых на сумму размещенных денежных средств.

(может быть, существует какая-то стандартная фраза для этого?)
Anna Katikhina
United States
Local time: 11:09
interest accrued on deposits
Explanation:
http://www.ecommonwealthbank.com/disclosure.html
Selected response from:

esperansa_2008
Grading comment
Selected automatically based on peer agreement.
4 KudoZ points were awarded for this answer



Summary of answers provided
3 +6interest accrued on deposits
esperansa_2008
4 +4interest accrued on the deposit
Tom Fennell
5credit interest
Angleterre (X)
4interest calculated on the amount deposited
David Knowles
4interest PAID on deposit
danya


Discussion entries: 2





  

Answers


12 mins   confidence: Answerer confidence 4/5Answerer confidence 4/5
interest calculated on the amount deposited


Explanation:
...

David Knowles
Local time: 19:09
Works in field
Native speaker of: Native in EnglishEnglish
PRO pts in category: 315
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19 mins   confidence: Answerer confidence 3/5Answerer confidence 3/5 peer agreement (net): +6
interest accrued on deposits


Explanation:
http://www.ecommonwealthbank.com/disclosure.html

esperansa_2008
Specializes in field
Native speaker of: Russian
PRO pts in category: 4
Grading comment
Selected automatically based on peer agreement.

Peer comments on this answer (and responses from the answerer)
agree  Tasha Levchenko
2 mins
agree  schlosser (X)
3 mins
agree  Judith Hehir
10 mins
agree  Andrey Belousov (X): short'n nice
24 mins
agree  Andrii Ishchenko
1 hr
agree  Igor Popov
10 hrs
agree  Lina Episheva
2 days 56 mins
disagree  Tom Fennell: number is wrong - deposit is clearly singular, "средств" should not be rendered in the plural
2 days 3 hrs
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1 hr   confidence: Answerer confidence 5/5
credit interest


Explanation:
в банковском обиходе принято говорить именно так. также это короткий и "англо-звучный" вариант.
соответственно, debit interest - это проценты, которые вы платите банку за пользование кредитом (овердрафтом).

Credit interest. The rate shown is the Annual Earnings Rate (AER) which is a widely used measure of how much return you'll see on your savings.


    Reference: http://www.uswitch.com/current-accounts/
    Reference: http://www.lookatvietnam.com/2009/10/non-bank-credit-interes...
Angleterre (X)
United Kingdom
Local time: 19:09
Specializes in field
Native speaker of: Native in RussianRussian, Native in UkrainianUkrainian
PRO pts in category: 11

Peer comments on this answer (and responses from the answerer)
neutral  Tom Fennell: A deposit is only a credit on the bank's own balance sheet. Bringing debit and credit into the picture, and from the bank's internal perspective only is a perfect example of the intitution-itis, the illness which befalls those ensconced in large orgs.
45 mins
  -> I didn't think we were speaking to customers in this example. Even if the text is customer-oriented, the link I posted allows an average person to choose an account that provides the highest credit interest. My own bank account says Credit when balance>0
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2 hrs   confidence: Answerer confidence 4/5Answerer confidence 4/5 peer agreement (net): +4
interest accrued on the deposit


Explanation:
note article and singular for средств.



Tom Fennell
United States
Local time: 13:09
Works in field
Native speaker of: Native in EnglishEnglish
PRO pts in category: 8

Peer comments on this answer (and responses from the answerer)
agree  Alexander Palatash
8 mins
agree  Igor Blinov
18 mins
agree  Igor Popov
7 hrs
agree  Alla Dmytriyenko
3397 days
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1 day 20 hrs   confidence: Answerer confidence 4/5Answerer confidence 4/5
interest PAID on deposit


Explanation:
"accrue" creates certain ambiguity

danya
Local time: 21:09
Specializes in field
Native speaker of: Native in RussianRussian
PRO pts in category: 174

Peer comments on this answer (and responses from the answerer)
neutral  Angleterre (X): interest paid in deposit IS called credit interest =) if you put 200 dollars in an account - you become 200 dollars in CREDIT
4 hrs
  -> you are missing my point - it's about "paid-not-accrued", not credit/debit
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