payment reversal

18:55 Dec 5, 2011 

It may help others in the future, who are looking for the same term.

18:51 Dec 5, 2011 

Hi Katalin, you have point there, but I thought I found answer, so this question must be taken down. Thank you for your time.

18:37 Dec 5, 2011 

I think I read your question with care. I am trying to help.
You wrote: "私の理解ではこれが payment reversal と言う言葉に相当すると考えます。" What I was trying to say is that your understanding may not be correct, because "チャージした額を支払わず、あなたの支払いを処理しない" the case, that is usually called payment declined, not "reversed".
This is not to criticize you, but to make sure we all understand the context.
To that effect, would it be possible for you to post the original English context? The question is posted as English to Japanese, and I believe the first step is to make sure we understand the source text correctly. This is not about nitty-gritty of legality, but the definition of the asked term.
I am not sure what you mean by "In the document I am translating, "charge back" is mentioned side by side. For this I used this word. " Side by side with what? For this I used this word - what are these two "this"-es referring to?
Again, providing the English source text may clarify things.
Thanks
Katalin

18:27 Dec 5, 2011 

Katalin, thank you for your input. As noted, before discussing the nitty-gritty of legality, all I need is similar to but different expression than 支払い拒否. In the document I am translating, "charge back" is mentioned side by side. For this I used this word. See my point? Please read my question with care.

17:56 Dec 5, 2011 

It seems you think "payment reversal" occurs before the actual payment is made. I am not sure this interpretation is correct.
See for example this one:
https://www.online.fnb.co.za/rhelp0/zob/payments/payment_rev...

This means reversing a payment (in essence, refunding it) to the original payer's account. When a credit card company refuses to accept the charges for some reason (this is what you described), for example suspicion of fraud, that is not a reversal, that is a refusal, a rejection, a denial. "charge denied" or "transaction denied" or "declined" are the terms that I have seen used by credit card companies. That would be 支払い拒否.