Bank Giro

Portuguese translation: transferência bancária

GLOSSARY ENTRY (DERIVED FROM QUESTION BELOW)
English term or phrase:Bank Giro
Portuguese translation:transferência bancária
Entered by: Ligia Costa

16:00 Dec 20, 2013
English to Portuguese translations [PRO]
Bus/Financial - Finance (general) / Bank Statement
English term or phrase: Bank Giro
In this bank statement I'm translating (btw the bank is British), there are abbreviations to make the statement more concise. "Bank Giro" is some sort of transaction, but what is the equivalent in Portuguese? Is there one even?

STO Standing Order
ATM Cash Machine
B Branch
DD Direct Debit
DC Debit Card
Giro Bank Giro
O Other

Obrigada!
Ligia Costa
Brazil
Local time: 11:01
transferência bancária
Explanation:
A bank giro is a direct transfer of funds from one bank account to another bypassing checks/cheques or other paper instruments. Nowadays, these are mostly electronic transfers (transferências eletrônicas/electrónicas) but other means are still in use, even snail mail.

Please note that the transfer may be between accounts in the same bank, which makes "operação interbancária" definitely incorrect as a translation.

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Note added at 7 hrs (2013-12-20 23:49:06 GMT)
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To be clear, a bank giro does <I>not require the sending and receiving accounts to be housed in different banks. They could even be housed at the same branch (for banks to which this concept applies)

--------------------------------------------------
Note added at 7 hrs (2013-12-20 23:50:27 GMT)
--------------------------------------------------

HTML error, sorry: To be clear, a bank giro does not require the sending and receiving accounts to be housed in different banks. They could even be housed at the same branch (for banks to which this concept applies)
Selected response from:

coolbrowne
United States
Local time: 10:01
Grading comment
Thanks a lot!
4 KudoZ points were awarded for this answer



Summary of answers provided
5transferência bancária
coolbrowne
4transação/operação interbancária
Marlene Curtis
3autorização de débito em conta
Patricia Franco


Discussion entries: 4





  

Answers


46 mins   confidence: Answerer confidence 3/5Answerer confidence 3/5
bank giro
autorização de débito em conta


Explanation:
é um formulário em que o correntista autoriza que determinado boleto seja debitado em sua conta corrente.

Patricia Franco
Brazil
Local time: 11:01
Works in field
Native speaker of: Portuguese
PRO pts in category: 4
Notes to answerer
Asker: Thanks for your input, Patricia!

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2 hrs   confidence: Answerer confidence 4/5Answerer confidence 4/5
bank giro
transação/operação interbancária


Explanation:
sem a necessidade de uso de cheques.

Definition of 'Bank Giro Transfer'

A method of transferring money by instructing a bank to directly transfer funds from one bank account to another without the use of checks. Bank giro transfers are predominantly used in European countries such as Germany, Austria, the Netherlands and Sweden, where they are seen as an effective way for companies to receive payments from foreign customers.


http://www.investopedia.com/terms/b/bankgirotransfer.asp

The restrictive effect of the multilateral interbank commission on the relationship between the payee bank and the customer is amplified by the fact that each of the participating banks in intrabank acceptance giro transactions has applied the same charge to their customers (payees)as for interbank acceptance giro transactions, even though the GSA agreement applies only to interbank transactions. eur-lex.europa.eu

O efeito restritivo da concorrência produzido pela comissão interbancária multilateral na relação entre o banco credor e o seu cliente é reforçado pelo facto de cada um dos bancos participantes aplicar aos seus clientes (credores), pelos pagamentos intrabancários por transferência com mensagem estruturada, a tarifa cobrada pelas operações interbancárias, ainda que o Acordo GSA se aplique apenas a estas últimas

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Note added at 7 horas (2013-12-20 23:47:30 GMT)
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As transferências ou transações bancárias podem ser feitas entre bancos de países diferentes, por isso creio que são transferências interbancárias.

Marlene Curtis
United States
Local time: 10:01
Specializes in field
Native speaker of: Native in PortuguesePortuguese
PRO pts in category: 1671
Notes to answerer
Asker: Thanks for your input, Marlene!

Login to enter a peer comment (or grade)

5 hrs   confidence: Answerer confidence 5/5
bank giro
transferência bancária


Explanation:
A bank giro is a direct transfer of funds from one bank account to another bypassing checks/cheques or other paper instruments. Nowadays, these are mostly electronic transfers (transferências eletrônicas/electrónicas) but other means are still in use, even snail mail.

Please note that the transfer may be between accounts in the same bank, which makes "operação interbancária" definitely incorrect as a translation.

--------------------------------------------------
Note added at 7 hrs (2013-12-20 23:49:06 GMT)
--------------------------------------------------

To be clear, a bank giro does <I>not require the sending and receiving accounts to be housed in different banks. They could even be housed at the same branch (for banks to which this concept applies)

--------------------------------------------------
Note added at 7 hrs (2013-12-20 23:50:27 GMT)
--------------------------------------------------

HTML error, sorry: To be clear, a bank giro does not require the sending and receiving accounts to be housed in different banks. They could even be housed at the same branch (for banks to which this concept applies)

coolbrowne
United States
Local time: 10:01
Native speaker of: Native in EnglishEnglish, Native in PortuguesePortuguese
PRO pts in category: 40
Grading comment
Thanks a lot!

Peer comments on this answer (and responses from the answerer)
agree  Madalena Ribeiro
0 min
  -> Obrigado

disagree  Marlene Curtis: Transfência ou transação interbancária, entre bancos diferentes, transferência bancária pode ser entre agências do mesmo banco. Além disso, as transações de transferência podem ser feitas entre bancos diferentes de países diferentes.
1 hr
  -> Precisamente. E é por isto que o atributo correto é "bancária" e não "interbancária". Queira ver que está explicado acima, obrigado.
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