defensa de créditos

English translation: (BrE> E&W + Scots law) safeguarding (ring-fencing) of claims

GLOSSARY ENTRY (DERIVED FROM QUESTION BELOW)

Spanish term or phrase:	defensa de créditos
English translation:	(BrE> E&W + Scots law) safeguarding (ring-fencing) of claims
Entered by:	CRISTINA FERNANDEZ NEBREDA

18:33 Mar 3, 2016

Spanish to English translations [PRO]
Law/Patents - Law (general)

Spanish term or phrase: defensa de créditos

Hola, estoy traduciendo la web de una asesoría legal y fiscal, de español de España a inglés británico.

Entre los servicios que prestan, viene este y no encuentro su significado exacto, o no consigo confirmarlo.

Este es el contexto, dentro del área de CONCURSAL: "Representación de acreedores en procesos concursales y DEFENSA DE SUS CRÉDITOS."

¿Sería "defence of their RECEIVABLES/ LOANS/ DEBTS..."?

Thanks a lot!

CRISTINA FERNANDEZ NEBREDA KudoZ activity Questions: 101 (none open) (2 without valid answers) (3 closed without grading) Answers: 0 Spain
Local time: 15:52

(BrE> E&W + Scots law) safeguarding (ring-fencing) of claims

Explanation:
as per Alvaro's narrative.

NB bankruptcy in Scotland is called sequestration. But the translation of this phrase speculatively stays the same. Well done to anyone who considered the point!

As the asker so elegantly points out, this is Castilian from Spain - see the web ref. - and may not be absorbable and digestible in Latin America.

Again crédito in bankruptcy terms is a claim or debt to be proven or already proven (proof of which lodged or submitted).

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Note added at 2 hrs (2016-03-03 20:44:11 GMT)
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https://www.insolvencydirect.bis.gov.uk/technicalmanual/Ch25...

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Note added at 4 days (2016-03-08 10:57:40 GMT) Post-grading
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Un placer - you are welcome. I hoping to have a great night, too!

Selected response from:

Adrian MM. (X)
Local time: 15:52

Grading comment

Thanks so much, Adrian, for your help! This is what I find to be the most exact for my text! And the explanations were also very useful! Have a great day :))
4 KudoZ points were awarded for this answer

Summary of answers provided

5 +1

defense of creditor rights

Rebecca Jowers

2 +3

protect their receivables

Taña Dalglish

4 +1

(BrE> E&W + Scots law) safeguarding (ring-fencing) of claims

Adrian MM. (X)

credit / debt recovery - debt collection services

Ana Claudia Macoretta

Discussion entries: 2

Answers

12 mins confidence:

peer agreement (net): +3

protect their receivables

Explanation:

To represent creditors in bankruptcy proceedings and protect their receivables.

Found this link:
http://www.embuilo.eu/es/servicios/legal-y-mediacion/insolve...
Por parte del acreedor:
Diseñamos estrategias de cobro y en la defensa de sus créditos.

http://www.embuilo.eu/en/services-2/legal-and-mediation/bank...
For creditors, we can:
Define collection strategies and defend your receivables

Risk hidden in plain sight - Association of Corporate ...
https://www.treasurers.org/ACTmedia/Feb16TTrisk44-45.pdf
Trade insurance. Credit insurance is usually offered to companies wishing to protect receivables from loss due to protracted default, insolvency or bankruptcy.

My Customer is Restructuring, in Receivership, or bankrupt
creditedu.org/knowledgecentre/index.php/site/video/20
Best practices currently in use to **protect receivables** and maximize recoveries; The ... Jerry Henechowicz is a Senior Vice President with MNP's Insolvency ...

Taña Dalglish
Jamaica
Local time: 08:52
Specializes in field
Native speaker of: English
PRO pts in category: 735

Notes to answerer

Asker: Taña, thank you so much for your help. However this time I've found that Adrian's reply fit exactly with my text. Best wishes!!

25 mins confidence:

peer agreement (net): +1

defense of creditor rights

Explanation:
The Spanish law "defensa de créditos", also termed "protección del derecho de crédito", corresponds to what in English is called "defense of creditor rights". If you take a look at a typical Spanish law school textbook on "Derecho de obligaciones" there is always a chapter dealing with "protección del derecho de crédito" that outlines all types of actions that creditors can bring to ensure that their debtors comply with their obligations. (My favorite is Carlos Lasarte, Principios de Derecho Civil II, Madrid: Marcial Pons, 2002. pp. 253 ff.--Chapter 13.)

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Note added at 35 mins (2016-03-03 19:08:30 GMT)
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Here are some examples of how this is used in English.

Aggressive Pursuit and Defense of Creditor Rights
Our experienced team aggressively pursues and defends creditor rights and remedies across the country for a robust and varied client base.
http://www.dickinson-wright.com/practice-areas/banking-and-f...

Maryland Creditors' Rights Defense Attorney
Maryland Creditors' Rights Defense Attorney, Ronald S. Canter is recognized as an authority on creditors' rights defense and the regulations of credit and collection practices.
http://www.roncanterllc.com/maryland-creditors-rights-defens...

Ms. Ommerman’s primary practice areas are in the enforcement and defense of creditor rights, the representation of collection agencies, and commercial litigation.
http://www.bermanrabin.com/index-1.html

The Credit Litigation Team services credit companies and is responsible for the defense of creditor’s rights in litigation and bankruptcy.
https://www.linkedin.com/in/kim-hoover-47b91533

Rebecca Jowers
Spain
Local time: 15:52
Specializes in field
Native speaker of:

English
PRO pts in category: 2222

Notes to answerer

Asker: Rebecca, I'm very grateful for your reply and explanations! However, Adrián term fitted better with my text. All the best from Madrid :)

1 hr confidence:

credit / debt recovery - debt collection services

Explanation:
Comprendo que tu frase se refiere a la defensa de los créditos de los acreedores frente a aquellos que no les pagan. En ese caso, el acreedor en cuestión puede ir a esta consultoría para la que estás traduciendo la página y ellos arbitrarán los medios para proteger su crédito (negociando y representando legalmente al acreedor).

En derecho, se habla de *medios de defensa del crédito*, por ejemplo el artículo 1.111 del Código Civil español prevé las acciones subrogatoria y revocatoria, que tienden a asegurar el cobro de sucrédito al acreedor cuando el deudor no tiene bienes suficientes para hacer frente a la obligación. Otro buen ejemplo es el artículo 1.291 que establece cuáles son los actos o contratos rescindibles (siempre lo serán aquellos en los que se pruebe el fraude cometido en perjuicio de los acreedores en la enajenación de los bienes de su deudor).

Con respecto a la mejor traducción en inglés, podría ser alguna de las siguientes: *credit recovery, debt recovery, debt collection services*. Verás que son varias las opciones que aparecen en las siguientes páginas de asesorías fiscales y legales de UK:

http://www.pastduecredit.co.uk
http://www.veritaslegal.co.uk
http://www.amril.co.uk

Example sentence(s):

En la sentencia, al final de la pág. 10: […] otros posibles remedios preventivos o ejecutivos en orden a la *defensa de su derecho de crédito*.
En la pág. del BOE, en el final, se lee: Por lo demás, […], y los acreedores conservan respecto de la liquidación el amplio abanico de instrumentos legales para la *defensa de sus créditos*.

Reference: http://www.poderjudicial.es/search/documento/TS/6559647/Resp...
Reference: http://www.boe.es/diario_boe/txt.php?id=BOE-A-2002-13323

Ana Claudia Macoretta
Spain
Local time: 15:52
Specializes in field
Native speaker of:

Italian,

Spanish
PRO pts in category: 32

Notes to answerer

Asker: Ana, te agradezco mucho tu aportación. Todos me habéis ayudado con vuestras sugerencias y explicaciones. En esta ocasión, la respuesta de Adrian era la que mejor me cuadraba. Saludos cordiales desde Madrid! :))

2 hrs confidence:

peer agreement (net): +1

(ES) defensa de créditos

(BrE> E&W + Scots law) safeguarding (ring-fencing) of claims

trabaja con eficacia tanto en la *defensa* de los intereses de los acreedores (acciones de recuperación, *defensa* de sus créditos, mejora de las garantías de cobro…
... main purpose is to safeguard workers' wage claims outside the formal insolvency .

Reference: http://www.yvancosabogados.com/concurso-acreedores/
Reference: http://https://www.insolvencydirect.bis.gov.uk/technicalmanu...

Adrian MM. (X)
Local time: 15:52
Specializes in field
Native speaker of:

English
PRO pts in category: 1292

Grading comment

Thanks so much, Adrian, for your help! This is what I find to be the most exact for my text! And the explanations were also very useful! Have a great day :))

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