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01:27 Sep 1, 2001 |
Polish to English translations [PRO] Bus/Financial | |||||||
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| Selected response from: Robert Pranagal Local time: 23:52 | ||||||
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Summary of answers provided | ||||
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na | minimum debt-service ratio |
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na | minimum debt service coverage ratio |
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minimum debt-service ratio Explanation: DEBT SERVICE RATIO = the debt of a company shown as a percentage of its equity. Dictionary of banking and finance |
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minimum debt service coverage ratio Explanation: is another term. debt service coverage ratio: DSCR = (Net Operating Income) / (Total Debt Service) This ratio is often used by bank loan officers when making loans to perspective income property loans. This ratio should be over 1 because it means the property is generating enough income to pay its debt obligations. from: http://www.investopedia.com/terms/d/dscr.asp The most important ratio to understand when making income property loans is the debt service coverage ratio. It is defined as: DSCR = Net Operating Income (NOI) / Total Debt Service To understand the ratio it is first necessary to understand the numerator and the denominator. Let's take a look at net operating income (NOI) first. ... from: http://nt.mortgage101.com/partner-scripts/1100.asp?p=xcelfin web resources Dictionary of banking and finance |
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