# 协定积数

## English translation: Agreement on accumulated interest

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 12:03 Jun 22, 2018
Chinese to English translations [PRO]
Bus/Financial - Finance (general)
 Chinese term or phrase: 协定积数 额度内的存款计入活期积数,留存额度外的存款以万元为单位计入协定积数。 协定存款在结算账户中进行核算，该账户下设活期积数和协定积数，对不同积数分别计息； 存款到期支付本息。
 Víctor QueroSpain Local time: 14:40
 English translation:Agreement on accumulated interest Explanation:The accumulated interest method is to calculate interest rate with the accumulated interest multiplying daily interest rate on the basis of the daily accumulated account balance in the actual number of days. The formula for calculating interest is: Interest = accumulated interest × daily interest rate, of which, the accumulated interest shall equal to the total of the daily balance. Reference: http://www.lawinfochina.com/display.aspx?lib=law&id=4416&CGi...
Selected response from:

pkchan
United States
Local time: 08:40
Grading comment
 4 KudoZ points were awarded for this answer

Summary of answers provided
4FYI
 jyuan_us
4Agreement on accumulated interest
 pkchan

## Answers

2 hrs   confidence:
Agreement on accumulated interest

Explanation:
The accumulated interest method is to calculate interest rate with the accumulated interest multiplying daily interest rate on the basis of the daily accumulated account balance in the actual number of days. The formula for calculating interest is: Interest = accumulated interest × daily interest rate, of which, the accumulated interest shall equal to the total of the daily balance.

Reference: http://www.lawinfochina.com/display.aspx?lib=law&id=4416&CGi...

 pkchanUnited StatesLocal time: 08:40Works in fieldNative speaker of: ChinesePRO pts in category: 70
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6 hrs   confidence:
FYI

Explanation:

It means the accumulated amount is interest-bearing, at an agreed interest rate.

You may figure out how to put the 2 concept together.

 jyuan_usUnited StatesLocal time: 08:40Works in fieldNative speaker of: ChinesePRO pts in category: 121
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