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13:53 Oct 12, 2016 |
English to Japanese translations [PRO] Law/Patents - Business/Commerce (general) / 商取引 | |||||||
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| Selected response from: Port City New Zealand | ||||||
Grading comment
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Summary of answers provided | ||||
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4 +1 | 自動継続 |
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4 | ローリング決済 |
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3 | 定期的な返済 |
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Summary of reference entries provided | |||
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FYI |
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Discussion entries: 12 | |
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rolling payment 自動継続 Explanation: Rolling paymentとはここでは自動継続のことを意味すると思います。 以下のサイトを参照してみてください。 https://www.paypal-community.com/t5/Refunds-and-cancellation... http://www.brokeroutpost.com/reference/26860.htm https://ginkou.jp/teiki/teiki-manki-houchi.html 例えば、車を36回払いのローンで購入した場合、第1回目の引き落とし(支払)から最後の36回目まで自動的に金額が引き落とされます。無論、途中で繰り上げ一括返済すれば別の話ですが。ローン会社にもよると思いますが、ある月に引き落としができなかった場合、同日に複数回の引き落としを試みるか、例えば10日後にもう一度引き落としをおこなったりします。 ローンを申し込む時に、車であれ、住宅であれ、一定期間のあいだ自動的に毎月のローン額の引き落としを許可しますよ、と最初に取り決めること、つまりその期間中rolling paymentとなるわけです。 |
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Reference: FYI Reference information: Date rolling - Wikipedia, the free encyclopedia https://en.wikipedia.org/wiki/Date_rolling In finance, date rolling occurs when a payment day or date used to calculate accrued interest falls on a holiday, according to a given business calendar. In this case the date is moved forward or backward in time such that it falls in a business ... Roll In Definition | Investopedia www.investopedia.com/terms/r/roll_in.asp By not using the $4,000 to pay loan costs, and instead rolling in the $4,000 into the loan balance, the borrower would have increased not only the total balance of the loan, but also the amount of interest that will be paid over the life of the ... -------------------------------------------------- Note added at 1日21時間 (2016-10-14 11:02:09 GMT) -------------------------------------------------- Inventors: Joseph Ike Afeli (Dallas, TX, US) IPC8 Class: AG06Q2010FI USPC Class: 705 38 Class name: Automated electrical financial or business practice or management arrangement finance (e.g., banking, investment or credit) credit (risk) processing or loan processing (e.g., mortgage) Publication date: 2016-04-14 Patent application number: 20160104135 Sign up to receive free email alerts when patent applications with chosen keywords are publishedSIGN UP Abstract: A computer automatable system and method is provided for dynamically managing, calculating and tracking rolling payments (as opposed to installment payments) made by borrowers repaying their finance debt. Rolling payment is an enhanced repayment paradigm or method that flattens and adapts established periodic payments to match a borrower's repayment behavior by flexibly eliminating due dates with its related fixed payment amounts and, instead, enforces an agreed minimum rolling payment balance (RPB) that the borrower must maintain or exceed for the account to be current. To maintain the RPB above the agreed minimum, borrowers can repay any amount (irregular payment amounts) at anytime (irregular payment periods) and from anywhere. The embodied system and method dynamically adapts the payment posting frequency and repayment amount to match precisely the configured repayment objectives of the creditor, hence smoothing out the irregular payment amount and irregular payment period pattern. http://www.patentsencyclopedia.com/app/20160104135 |
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