Glossary entry

English term or phrase:

Loan facility

Serbian translation:

kredit/kreditna linija

Added to glossary by Milos Ilic
Mar 26, 2010 15:14
14 yrs ago
32 viewers *
English term

Loan facility

English to Serbian Law/Patents Law: Contract(s) ugovori
Loan facility agreement, a na nemackom Darlehensfazilität

Discussion

Dejan Škrebić Mar 26, 2010:
Agree :) У потпуности се слажем :)
Marina Pjevalica Mar 26, 2010:
malo vise konteksta ne znam da li sam u pravu, ali cini mi se da smo svi skupa jos vise zbunili kolegu, a i sami sebe. Ja bar ne znam za koji bih se izraz vise odlucila. Dakle, kolega Milosch, dajte nam ostatak, tj. u kojem kontekstu se pojavljuje ovaj izraz
bonafide1313 Mar 26, 2010:
Opšti uslovi poslovanja banke http://www.voban.co.rs/files/novosti/General Terms and Condi...
Član 2.
Ovi Opšti uslovi poslovanja, dopunjeni su Prilozima Opštih uslova poslovanja, koji čine njihov sastavni deo, a koji sadrže minimum uslova pod kojima Banka prima depozite, odobrava KREDITE, otvara, vodi i gasi račune, izdaje i daje na korišćenje platne kartice (debitne i kreditne) Klijentima.
Article 2
The present document, GTC, is supplemented by the Appendices of the General Terms and Conditions, which are considered as an integral part of them and contain the minimum of the conditions, under which the Bank receives deposits, approves CREDIT FACILITIES, opens, maintains and closes the accounts, issues and approves usage of payment cards (debit and credit) to the Clients.
Iz istog izvora još jedno rešenje za facility = plasman Credit FACILITY - Kreditni PLASMAN
A zanimljivo rešenje je i ovo: SREDSTVA brzog djelovanja (Quick Impact FACILITY) http://www.westernbalkans.info/upload/docs/SME.pdf
M. Vučković Mar 26, 2010:
Loan Agreement http://en.wikipedia.org/wiki/Loan_agreement

A loan agreement is a contract entered into between which regulates the terms of a loan. Loan agreements usually relate to loans of cash, but market specific contracts are also used to regulate securities lending.

Loan agreements are usually in written form, but there is no legal reason why a loan agreement cannot be a purely oral contract (although in some countries this may be limited by the Statute of frauds or equivalent legislation).
Types

Loan agreements are usually characterised either of two different ways: by the type of lender, or by the type of facility.

Categorising loan agreements by lender usually simply sub-divides loans into:

* bilateral loans
* syndicated loans

Categorising loan agreements by type of facility, usually results in two primary categories:

* term loans, which are repaid in set instalments over the term, or
* revolving loans (or overdrafts) where up to a maximum amount can be withdrawn at any time, and interest is paid from month to month on the drawn amount.

Within these two categories though, there are various subdivisions such as interest-only loans, and balloon payment loans. It is

Proposed translations

+2
1 hr
Selected

kredit/kreditna linija

http://www.thefreedictionary.com/facility

facility - something designed and created to serve a particular function and to afford a particular convenience or service; "catering facilities"; "toilet facilities"; "educational facilities"

a service that an organization or a piece of equipment offers you; "a cell phone with internet facility"

strane sklapaju ugovor o kreditu/kreditnoj liniji koja će korisniku kredita "olakšati" (facilitate) poslovanje, a banka mu daje kredit kao facility u smislu "service"....

http://www.bankamagazine.hr/Naslovnica/Vijesti/Regija/tabid/...
Peer comment(s):

agree Marina Pjevalica
13 mins
Hvala, Marina!
agree Natasa Djurovic
2 hrs
Hvala Vam!
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4 KudoZ points awarded for this answer. Comment: "HVALA"
+1
12 mins

ugovor o kreditiranju gradnje objekta

ako ne postoji neki stručniji izraz, ponudjen od strane kolega, mislim da je ovo prihvatljivo
Peer comment(s):

agree bonafide1313 : po mom mišljenju ugovor o kreditiranju je prihvatljiv, no ne znamo financira li se baš izgradnja objekta pa bih osobno to izostavila
1 hr
Hvala
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+3
14 mins

кредитна олакшица

Не знам за њемачки, али мени ово личи на кредитну олакшицу.

--------------------------------------------------
Note added at 16 mins (2010-03-26 15:31:17 GMT)
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...Ugovoru o kreditnoj olakšici između Inter INE (Guernsey) Ltd i Inter INE Ltd (Zajmoprimac), INA (Garant) i BNP Paribas (dostavljen samo nacrt)

http://www.liderpress.hr/Default.aspx?sid=49783
Peer comment(s):

agree Marina Pjevalica : ili pogodnost
9 mins
agree Vuk Vujosevic
59 mins
agree M. Vučković : Categorising loan agreements by type of facility, usually results in two primary categories:term loans, which are repaid in set instalments over the term, or revolving loans (or overdrafts) where up to a maximum amount can be withdrawn at any time - Wkpd.
5 hrs
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1 hr

ugovor o uslovima kreditiranja

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+7
1 hr

kreditni aranžman

A type of loan made in a business or corporate finance context. Specific types of credit facilities are: revolving credit, term loans, committed facilities, letters of credit and most retail credit accounts.
Peer comment(s):

agree bonafide1313
10 mins
agree Natasa Djurovic
2 hrs
agree Emina Dedic
2 hrs
agree Cedomir Pusica
1 day 1 hr
agree Goran Tasic
1 day 2 hrs
agree Larisa Djuvelek-Ruggiero (X)
2 days 7 hrs
agree Aleksandar Skobic
5 days
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2 days 16 hrs

ugovor o kreditnoj liniji

Nedavno sam se i ja borila sa ovim izrazom, naručitelju sam dala ovo rješenje (ministarstvo financija) i nije imao nikakvih pritužbi.
Evo i nekoliko primjera:
Example sentence:

Intesa Sanpaolo Banka BiH i Evropska Investiciona Banka (EIB) potpisali ugovor o kreditnoj liniji u iznosu od 50 miliona eura, namijenjenoj za finansiranje malih i srednjih preduzeća (SME) i javnog sektora u Bosni i Hercegovini.

Načelnik Općine Koška Zoran Kovačević i predsjednik Uprave Slavonske banke d.d.Osijek Ivan Mihaljević, u 10 će sati u prostorijama spomenute Općine potpisati Ugovor o kreditnoj liniji za kreditiranje poljoprivredne proizvodnje.

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Reference comments

23 mins
Reference:

Facility

A loan extended by a bank to a business in need of operating capital. This may take several forms, from a short-term loan to a line of credit. Different banks have different facility plans for their clients who own or run businesses. See also: Debt financing.
Peer comments on this reference comment:

agree bonafide1313
1 hr
Hvala, hvala :)
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