joint and survivor annuities

02:20 Oct 8, 2004
English to Spanish translations [Non-PRO]
Bus/Financial - Finance (general)
English term or phrase: joint and survivor annuities
option for handling retirement account
veromclane


Summary of answers provided
5 +1póliza en conjunto con los derechos del sobreviviente
Xenia Wong
4 +1renta vitalicia mancomunada
Alicia Orfalian
4 +1renta/anualidad conjunta/mancomunada y de supervivencia.
Marcel Ventosa


  

Answers


4 mins   confidence: Answerer confidence 5/5 peer agreement (net): +1
póliza en conjunto con los derechos del sobreviviente


Explanation:
Significa que la persona que sobrevive a la otra adquiere todos los derechos de los dos.

Xenia Wong
Local time: 16:39
Specializes in field
Native speaker of: Native in SpanishSpanish, Native in EnglishEnglish
PRO pts in category: 842

Peer comments on this answer (and responses from the answerer)
agree  Felix Ortiz (X)
4 mins
  -> Gracias Felix...............xen
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36 mins   confidence: Answerer confidence 4/5Answerer confidence 4/5 peer agreement (net): +1
renta/anualidad conjunta/mancomunada y de supervivencia.


Explanation:
Puedes ver un ejemplo similar (para matrimonios) en éste ejemplo:

Un empleado gay o lesbiana no tiene la opción disponible bajo muchos planes privados de pensión (especialmente planes de beneficios definidos) de escoger una “anualidad mancomunada y de supervivencia,” lo cual significa que a cambio de tomar una cantidad más pequeña durante su vida, el compañero sobreviviente aún podría recibir la pensión despues de que el trabajador haya muerto. Esto es un asunto de ley federal.
http://www.glad.org/rights/marriageisaworkersissue_spanish.s...
--------------------------
y la versión en inglés:

“joint and survivor annuity,” which means that in exchange for taking a smaller amount during his or her life, the surviving partner would be able to still collect on the pension even after the worker has died. This is a matter of federal law.
http://www.glad.org/rights/marriageisaworkersissue.shtml

Marcel Ventosa
Thailand
Local time: 04:39
Works in field
Native speaker of: Native in SpanishSpanish, Native in EnglishEnglish
PRO pts in category: 12

Peer comments on this answer (and responses from the answerer)
agree  Romina Riestra: Claro, le provee una serie de pagos periódicos a dos o más individuos hasta que ambos o todos de ellos mueran...:)
13 hrs
  -> Correcto :) ¡Gracias!
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4 days   confidence: Answerer confidence 4/5Answerer confidence 4/5 peer agreement (net): +1
renta vitalicia mancomunada


Explanation:
a la muerte de uno de los asegurados, el otro sigue cobrando los beneficios

Alicia Orfalian
Argentina
Local time: 18:39
Specializes in field
Native speaker of: Native in SpanishSpanish
PRO pts in category: 385

Peer comments on this answer (and responses from the answerer)
agree  verbis
23 days
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