convenience account

20:00 Dec 2, 2016
English to Spanish translations [PRO]
Bus/Financial - Investment / Securities / Newsletter
English term or phrase: convenience account
If you’re considering using a joint account to help manage an older relative’s finances, a ***convenience account*** or getting power of attorney may be potentially safer alternatives.
Karina Cappelletti
Argentina
Local time: 07:09


Summary of answers provided
3 +1cuenta conjunta
lugoben
4cuenta de conveniencia
Juan Arturo Blackmore Zerón
3cuenta con permiso de acceso a personas nombradas
David Hollywood
Summary of reference entries provided
David Hollywood

  

Answers


1 hr   confidence: Answerer confidence 3/5Answerer confidence 3/5
cuenta con permiso de acceso a personas nombradas


Explanation:
a lo mejor

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Note added at 1 hr (2016-12-02 21:07:41 GMT)
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es la idea

David Hollywood
Local time: 07:09
Works in field
Native speaker of: Native in EnglishEnglish
PRO pts in category: 8
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4 hrs   confidence: Answerer confidence 4/5Answerer confidence 4/5
cuenta de conveniencia


Explanation:
Mi propuesta.


    Reference: http://www.consumerfinance.gov/es/obtener-respuestas/c/manej...
Juan Arturo Blackmore Zerón
Mexico
Local time: 05:09
Works in field
Native speaker of: Spanish
PRO pts in category: 9
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1 day 7 hrs   confidence: Answerer confidence 3/5Answerer confidence 3/5 peer agreement (net): +1
cuenta conjunta


Explanation:
What Is A “Convenience” Bank Account?

The Facts: My mother opened a joint account with my sister Jane so Jane could pay my mother’s bills. At the time of her death, my mother had $100,000 in the joint account. Jane is claiming that the money in the account is hers since she is the joint account holder. My mother always said she wanted her estate to be divided between all of her children equally. Her Will provides for equal distribution to her four children.
http://lmtogalaw.com/what-is-a-convenience-bank-account/

joint account
Definiciones en la Web
Una cuenta bancaria con más de un titular, generalmente, una pareja casada o una pareja que vive en la misma dirección.
http://espanol.nationwide.com/financial-glossary.jsp

Cuenta corriente conjunta o mancomunada, cuando todos los titulares deben ... El contrato de cuenta corriente que firma obliga a los titulares frente al banco,
https://www.bbva.com/es/noticias/economia/bancos/manual-prac...

Al parecer en el banco habían modificado las condiciones de la cuenta de manera que fuese necesaria la firma de ambos titulares para disponer de fondos. El banco decía que no es una cuenta conjunta, pero la necesidad de la firma conjunta la convierte automáticamente por definición en una cuenta conjunta, ya puede decir misa el banco.
https://sefrugal.wordpress.com/2009/09/17/diferencia-entre-c...

lugoben
Local time: 06:09
Native speaker of: Spanish
PRO pts in category: 8

Peer comments on this answer (and responses from the answerer)
agree  Natalia Pedrosa
2 hrs
  -> Muchas gracias, Natalia. Saludos :)
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Reference comments


1 hr peer agreement (net): +1
Reference

Reference information:
A convenience account is exactly as it sounds – an account on which the holder adds someone else’s name for purposes of convenience only, i.e., check writing,

David Hollywood
Works in field
Native speaker of: Native in EnglishEnglish
PRO pts in category: 8

Peer comments on this reference comment (and responses from the reference poster)
agree  Mónica Algazi
2 mins
  -> gracias Mónica
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