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Full Damage Waiver Insurance.


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11:04 Nov 25, 2008
English to English translations [PRO]
Bus/Financial - Insurance
English term or phrase: Full Damage Waiver Insurance.
car insurance

Summary of answers provided
5 +1no premium payable in case of accident
Andreea Bostan
Summary of reference entries provided
Collision Damage Waiver insurance
Demi Ebrite



2 mins   confidence: Answerer confidence 5/5 peer agreement (net): +1
full damage waiver insurance.
no premium payable in case of accident

the premiums are waved

Note added at 2 mins (2008-11-25 11:07:15 GMT)

this usually is common to car rentals

Andreea Bostan
United Kingdom
Works in field
Native speaker of: Native in EnglishEnglish, Native in RomanianRomanian

Peer comments on this answer (and responses from the answerer)
neutral  inmb: premium? Did you mean "compensation"? /// and its your LIABILITY being waived, NOT the premium http://en.wikipedia.org/wiki/Damage_waiver
8 mins
  -> No! I do not mean compensation. Premium is the amount of money you pay the insurance before they compensate ! http://www.google.co.uk/search?source=ig&hl=en&rlz=1G1GGLQ_E...

neutral  Polangmar: It seems highly incorrect.
13 hrs

agree  Demi Ebrite: 'Collision Damage Waiver' is a common term for a type of insurance that car rental companies offer. It is controversial, in that most auto owners carry CDW in their personal policies, covering any car. The 'premium' is the addl. fee paid for CDW.
1 day4 hrs
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Reference comments

1 day4 hrs
Reference: Collision Damage Waiver insurance

Reference information:
Collision Damage Waiver is always offered to the auto rental customer, claiming to cover the loss or damage to the car, in the event of an accident (while the car in rented and in the posession of the customer.)

It is costly, and sometimes unnecessary, if the customer has coverage of the same type for their personal vehicles. "Total" collision waiver is not a common usage of the term, and could possibly be seen as a red flag, or alert to the customer that it is more a scam than a necessary item. The disclaimers on car rental agreements can be daunting!

Generally, I do not post a reference that is a blog, or message board, but the one in the 2nd reference is particularly good, and the posters are all quite accurate. They offer different scenarios that explain the many ways that a customer can be covered without the purchase of the rental company CDW.

    Reference: http://www.alamo.com/itemDetails.do?HelpItemID=CDW
    Reference: http://askville.amazon.com/beneficial-Damage-Waiver-insuranc...
Demi Ebrite
United States
Native speaker of: Native in EnglishEnglish
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Voters for reclassification
PRO / non-PRO
PRO (3): inmb, Mariusz Stepien, Polangmar

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Changes made by editors
Nov 26, 2008 - Changes made by Polangmar:
LevelNon-PRO » PRO

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