Glossary entry

English term or phrase:

health plan

English answer:

health insurance policy

Added to glossary by Tony M
Feb 26, 2011 11:43
13 yrs ago
40 viewers *
English term

health plans

Non-PRO English Medical Medical: Health Care
Is there a difference between "health plans" and "health insurance (companies)" or are they just synonyms?

Thanks in advance!
Change log

Feb 27, 2011 16:54: Tony M changed "Edited KOG entry" from "<a href="/profile/1292782">Sprachfuchs's</a> old entry - "health plans"" to ""health insurance policy""

Discussion

Sprachfuchs (asker) Feb 26, 2011:
Thanks a lot! I think I've understood the difference!
Martin Riordan Feb 26, 2011:
From the second sentence, it would seem that the consumer can switch plans, and the study shows this - 15.2% did actually switch.
I find the first sentence slightly strange. but, reading it as it stands, the premiums ranged from 47-140 CHF and the number of choices of plans ranged from 49 to 70, depending on the canton. I think it is the use of "though" that makes me wonder, rather than "and". But maybe it is explained by context not shown here.
Sprachfuchs (asker) Feb 26, 2011:
Ok, but in my text that I need to translate it says the following and I'm not sure if you can really switch a plan as a consumer?


XXX observed that monthly premiums ranged from 47 to 140 CHF in 2004 though the number of ***plans*** available to consumers ranged from 49 to 70 across cantons.

Between 1997 and 2000 – the period studied in the report -, only 15.2% of consumers switched from one ***health plan*** to another with switching rates being found to decline when the number of choices increased yet positively correlated with price dispersion.
Martin Riordan Feb 26, 2011:
plans One insurance company can have different plans, which offer coverage for different permutations of events, and different qualities of rooms in hospitals. Ex. the plan for men probably doesn´t offer maternity ward coverage (though you never know these days!).

Responses

+4
8 mins
English term (edited): health plan
Selected

health insurance policy

a 'plan' is often the term used by an insurance company to refer to their policies — presumably for purely marketing reasons!

So it's not quite 'health insurance' per se (as a concept), still less the actual company.

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Note added at 37 mins (2011-02-26 12:20:55 GMT)
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As Martin has pointed out, a'plan' may contain various options that togther go to make up the overall 'policy' or contract; and yes, normally, within certain restrictions, you certainly can change your policy — or change from one policy to another; in this specific instance, the 'plan' might simply represent changing various options within the context of the overall 'policy' (with or without premium adjustment, of course)
Peer comment(s):

agree Arabic & More : They are definitely not synonyms. As Tony stated "plan" usually means "policy" and is not the same as "company" or even "health insurance" in general.
6 hrs
Thanks, Amel!
agree Joshua Wolfe : for the reasons mentioned above
10 hrs
Thanks, Joshua!
agree JapanLegal
1 day 46 mins
Thanks, Shannon!
agree Phong Le
1 day 2 hrs
Thanks, Phong Le!
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