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Dagwaarde lijkt de beste vertaling hier te zijn. Replacement value kwam elders in de bron al voor, dus daar had ik al vervangingswaarde voor gebruikt. Bedankt voor het meedenken. 4 KudoZ points were awarded for this answer
Explanation: De dagwaarde staat tegenover de vervangingswaarde of nieuwwaarde
Indemnity (Present Day Value) An indemnity policy puts you back in the same financial position you were in prior to the loss occurring, so that you are no better or worse off than you were immediately before the loss.