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stop loss multinational pooling system / lives

French translation: assurance en excédent des pertes (...)

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GLOSSARY ENTRY (DERIVED FROM QUESTION BELOW)
English term or phrase:stop loss multinational pooling system / lives
French translation:assurance en excédent des pertes (...)
Entered by: Connie Leipholz
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09:16 Nov 28, 2000
English to French translations [PRO]
English term or phrase: stop loss multinational pooling system / lives
Provided at least 500 lives from at least 2 countries are available for inclusion in the Multinational Pool at the beginning of the Multinational Pooling period, the Stop Loss multinational pooling system may be applied tot he benefits specified in Section 7.
Sylvie André
France
Local time: 16:38
assurance en excédent des pertes (...)
Explanation:
stop loss = en excédent des pertes

Source :
Domaine(s) : assurance
réassurance

stop loss reinsurance
Syn.
aggregate excess of loss reinsurance
stop loss

Terme(s) apparenté(s)
excess of loss ratio insurance

Variante(s) orthographique(s).
stop-loss reinsurance
réassurance en excédent de pertes n. f.
Syn.
réassurance en excédent de taux de sinistres n. f.
réassurance en excédent de taux de sinistre n. f.

Terme(s) apparenté(s)
réassurance en excess n. f.

[GDT]

====================================================


Définition de multinational pooling :

Pooling means combining risks in two or more countries. Local occupational benefits schemes are brought together and treated as a single entity. This means that multinational pooling is in fact a tier above these local contract, which allows a better spread of risk and results in economies of scale to the advantage of a multinational company.

Under this system, the company can benefit from favourable claims experience on a larger scale. This system is often referred to as 'experience rating' and implies a cost-accounting mechanism with a number of income and outgo items that produce a balance.

If this balance is positive, it is returned to the multinational (in part or as a whole) as a dividend.

This pooling system is illustrated in an exhibit with further specifications of the income and outgo details under the terminology section.

[http://www.miaoffice.com/am1.4.1.html]

Autres sources :
1) Multinational pooling allows multinational companies to benefit from favourable insured claims experience on a world-wide basis.
[http://www.insurope.com/MPool-desc.html]

2) (...) describe and distinguish the different methods of risk benefit financing available within and across national borders

risk retention
* self-insurance
* cession to a captive insurance company
full insurance cover
* non-profit
* with profits
partial insurance cover
* excess of loss
* stop loss
* multinational pooling
[http://www.pensions-pmi.org.uk/diplomasyllabuses.htm]

Il s'agit donc d'une assurance en excédent des pertes à laquelle participent plusieurs multinational. Pour rendre cette expression en français, il faudrait, à mon avis, un peu étoffer : assurance en excédent des pertes relativement à l'entente conclue par les parties prenantes multinationales.... (?)


Enfin, lives = personnes (?).

J'espère que cela vous mettra sur la bonne piste.

Mes meilleures salutations,
Connie









Selected response from:

Connie Leipholz
Canada
Local time: 10:38
Grading comment
4 KudoZ points were awarded for this answer

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Summary of answers provided
nasystème multinational de groupement...// souscripteursKika
naassurance en excédent des pertes (...)Connie Leipholz


  

Answers


1 hr
assurance en excédent des pertes (...)


Explanation:
stop loss = en excédent des pertes

Source :
Domaine(s) : assurance
réassurance

stop loss reinsurance
Syn.
aggregate excess of loss reinsurance
stop loss

Terme(s) apparenté(s)
excess of loss ratio insurance

Variante(s) orthographique(s).
stop-loss reinsurance
réassurance en excédent de pertes n. f.
Syn.
réassurance en excédent de taux de sinistres n. f.
réassurance en excédent de taux de sinistre n. f.

Terme(s) apparenté(s)
réassurance en excess n. f.

[GDT]

====================================================


Définition de multinational pooling :

Pooling means combining risks in two or more countries. Local occupational benefits schemes are brought together and treated as a single entity. This means that multinational pooling is in fact a tier above these local contract, which allows a better spread of risk and results in economies of scale to the advantage of a multinational company.

Under this system, the company can benefit from favourable claims experience on a larger scale. This system is often referred to as 'experience rating' and implies a cost-accounting mechanism with a number of income and outgo items that produce a balance.

If this balance is positive, it is returned to the multinational (in part or as a whole) as a dividend.

This pooling system is illustrated in an exhibit with further specifications of the income and outgo details under the terminology section.

[http://www.miaoffice.com/am1.4.1.html]

Autres sources :
1) Multinational pooling allows multinational companies to benefit from favourable insured claims experience on a world-wide basis.
[http://www.insurope.com/MPool-desc.html]

2) (...) describe and distinguish the different methods of risk benefit financing available within and across national borders

risk retention
* self-insurance
* cession to a captive insurance company
full insurance cover
* non-profit
* with profits
partial insurance cover
* excess of loss
* stop loss
* multinational pooling
[http://www.pensions-pmi.org.uk/diplomasyllabuses.htm]

Il s'agit donc d'une assurance en excédent des pertes à laquelle participent plusieurs multinational. Pour rendre cette expression en français, il faudrait, à mon avis, un peu étoffer : assurance en excédent des pertes relativement à l'entente conclue par les parties prenantes multinationales.... (?)


Enfin, lives = personnes (?).

J'espère que cela vous mettra sur la bonne piste.

Mes meilleures salutations,
Connie












    Reference: http://www.granddictionnaire.com
    Reference: http://www.google.com
Connie Leipholz
Canada
Local time: 10:38
PRO pts in pair: 644
Login to enter a peer comment (or grade)

2 hrs
système multinational de groupement...// souscripteurs


Explanation:
système multinational de groupement en assurance en excédent des pertes // soucripteurs

Kika

Kika
Local time: 16:38
PRO pts in pair: 44
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