English translation: thrift/savings accumulation plans
Login or register (free and only takes a few minutes) to participate in this question.
You will also have access to many other tools and opportunities designed for those who have language-related jobs (or are passionate about them). Participation is free and the site has a strict confidentiality policy.
Explanation: another possibility if your text implies a different meaning for plan; in Canada as Juvefan suggests, we have Registered Saving Plans where plan stands for account/conto.
It could also mean that these plans or policies or guidelines want to encourage people to save. I just read an article by the Finance Minister of India in which he states that growth for the country is also a function of investment and savings