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credit scoring

Japanese translation: クレジットスコアリング


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English term or phrase:credit scoring
Japanese translation:クレジットスコアリング
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11:54 Feb 17, 2009
English to Japanese translations [PRO]
Bus/Financial - Finance (general)
Additional field(s): Real Estate
English term or phrase: credit scoring
Definition from Investopedia:
A statistical analysis performed by lenders and financial institutions to access a person's credit worthiness. Lenders use credit scoring, among other things, to arrive at a decision on whether to extend credit.

Example sentence(s):
  • If you have an existing credit card, the issuer is likely to look at your credit score to decide whether to increase your credit line -- or charge you a higher interest rate, according to a credit scoring study by the Consumer Federation of America and the National Credit Reporting Association. Bankrate, Inc.
  • Credit scoring uses, where available, information from a bank's own records and may include data received from credit reference agencies. British Bankers' Association
  • Credit scoring has been used by some creditors, particularly credit card issuers, for many years as a tool in making credit decisions. Mortgage lenders, however, have only recently begun using credit scoring to decide whether to make a loan and at what price. Federal Trade Commission
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william taylor
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4 KudoZ points were awarded for this answer


Summary of translations provided
5 +2クレジットスコアリング
william taylor

Discussion entries: 2


Translations offered

2 hrs   confidence: Answerer confidence 5/5 peer agreement (net): +2

Definition from 消費者金融用語辞典:

Example sentence(s):
  • クレジットスコアリングとは、統計的モデルに基づいて企業又は個人の信用度を点数化し、融資可否を迅速かつ中立的に判断するシステムをいいます。 - ローン大辞典  
william taylor
Native speaker of: English
PRO pts in category: 20

Votes in favor of/against selecting this as the best translation of the term asked
Yes  Yasutomo Kanazawa
71 days

Yes  Minoru Kuwahara
210 days
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