5.1 What happens to your home
If you own your home it can be sold if it is the only way to pay your creditors.
Sole owners
If you’re the only owner of the property:
the value of the property after any secured debts (eg, a mortgage) have been paid transfers to the trustee.
This is known as the ‘beneficial interest’ and is sometimes called equity
the legal title transfers to the trustee and a bankruptcy restriction is added to the land registry record. This will stop you from selling your home or making deals connected to it
The restriction will be removed once the trustee has been paid for their interest in the property.
https://www.gov.uk/government/publications/guide-to-bankrupt...