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Discount rate . The rate at which future values are discounted to the present

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22:36 Nov 13, 2001
English to Romanian translations [Non-PRO]
Bus/Financial
English term or phrase: Discount rate . The rate at which future values are discounted to the present
Economic
Ioan
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Summary of answers provided
5 +1rata de actualizare
Rodica Levitchi
5O reactie la raspunsul colegului nostru:
Rodica Levitchi
4 -2Rata a scontului. Rata cu care valori viitoare sunt diminuate în prezentGeorge Auslaender


  

Answers


45 mins   confidence: Answerer confidence 4/5Answerer confidence 4/5 peer agreement (net): -2
Rata a scontului. Rata cu care valori viitoare sunt diminuate în prezent


Explanation:
terminologie uzuala în dictionare de economie recente

George Auslaender
Romania
Local time: 23:46

Peer comments on this answer (and responses from the answerer)
disagree  Rodica Levitchi: 1.Un venit viitor este de cele mai multe ori "majorat" - "un leu astazi valoreaza mai mult decat un leu maine"
4 hrs
  -> Discount usually means deduction of a certain amount from a bill,etc. Discount rate isapplicable to the purchase or sale of abill or note before maturity at areduction based on the interest for the time it still has to run

disagree  Electra: viitorul a fost confundat cu prezentul
57 days
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5 hrs   confidence: Answerer confidence 5/5 peer agreement (net): +1
rata de actualizare


Explanation:
Rata de referinta utilizata pentru convertirea valorilor viitoare in valori prezente.
________________________________________

Actualizare - calculul valorii prezente a unei sume care va fi incasata sau platita la un moment viitor dat (sau a unui flux de venituri si cheltuieli viitoare). Principiul de baza: se tine cont de inflatie, rata dobanzii si alti factori care pot afecta puterea de cumparare a unei monede. Utilitate: compararea proiectelor de investitii prin prisma analizei cost/beneficii.

P.S. Am intalnit si varianta "rata de discontare", cu care nu sunt de acord.



    vezi site-ul pe care l-am mentionat in raspunsul anterior
Rodica Levitchi
Native speaker of: Native in RomanianRomanian
PRO pts in pair: 14

Peer comments on this answer (and responses from the answerer)
agree  Simon Charass
93 days
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5 hrs   confidence: Answerer confidence 5/5
O reactie la raspunsul colegului nostru:


Explanation:
1. Un venit viitor nu este in mod obligatoriu "diminuat in prezent", ci de cele mai multe ori "majorat", caci dupa cum spunea cineva "un leu astazi valoreaza mai mult decat un leu maine"...

2. "Rata scontului" este un termin valabil, dar in alt context - in domeniul bancar, "scontarea" inseamna cedarea inainte de scadenta a efectelor comerciale unui tert in schimbul unei valori egale cu diferenta dintre valoarea nominala a acestora si un scont (asimilat unei rate a dobanzii), fara nici o legatura cu valorile viitoare.

P.S. Imi pare rau pentru punctajul negativ - am avut doar intentia de a adauga un comentariu si poate a lansa o discutie.


Rodica Levitchi
Native speaker of: Native in RomanianRomanian
PRO pts in pair: 14
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