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mortgage derivative

Romanian translation: produs derivat din credite ipotecare

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GLOSSARY ENTRY (DERIVED FROM QUESTION BELOW)
English term or phrase:mortgage derivative
Romanian translation:produs derivat din credite ipotecare
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17:00 Nov 10, 2008
English to Romanian translations [PRO]
Bus/Financial - Investment / Securities
Additional field(s): Finance (general), Real Estate
English term or phrase: mortgage derivative
Definition from BusinessDictionary.com :
Security that generates income for the investor from the payments of principal and interest on the underlying pool of mortgages. Mortgage backed securities and mortgaged backed passthrough securities are mortgage derivates.

Example sentence(s):
  • This National Association of Securities Dealers arbitration involved suitability, excessive trading, and markup claims stemming from mortgage derivative security sales to a not-for-profit community hospital. ersgroup.com
  • A mortgage derivative is an investment product that really increase returns when things go well, and REALLY rack up loses when things don’t. biggerpockets.com
  • The holders of these mortgage derivatives are spread out among many buyers, who buy huge chunks at a set risk and return. There is now way these can be reset to help the defaulting mortgages. PrudentSquirrel.com
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This question was created by:
Enrique
Enrique
Argentina


This question is closed

produs derivat din credite ipotecare
Definition:
Incepand cu aceasta perioada, treptat, riscul asupra acestor credite ipotecare a fost transferat in afara sectorului bancar, prin titluri de valoare de forma obligatiunilor garantate cu ipoteci („mortgage backed securities” – MBS). Creditele ipotecare erau generate de banci sau companii specifice, transferate / vandute ulterior altor societati (fonduri etc.), care in baza lor emiteau si puneau in circulatie pe piata titluri de valoare – acestea fiind retribuite de creanta de la baza, creditul ipotecar.
...
Aceste forme de obligatiuni MBS, odata emise, au inceput sa circule in pietele de capital, primindforme si mai complexe, de tipul instrumentelor financiare derivate.
...
Astfel, produselederivate din creditele ipotecare au devenit extrem de complicate si pretentioase, la fel ca si evaluarea lor – realizata prin alocarea unui rating de catre agentiile de rating, cu rolul de a ghida investitorii.
Selected response from:

Lucica Abil
Romania
Grading comment
4 KudoZ points were awarded for this answer

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Summary of translations provided
4 +3produs derivat din credite ipotecare
Lucica Abil


  

Translations offered


3 hrs   confidence: Answerer confidence 4/5Answerer confidence 4/5 peer agreement (net): +3
produs derivat din credite ipotecare


Definition from btclub.ro:
Incepand cu aceasta perioada, treptat, riscul asupra acestor credite ipotecare a fost transferat in afara sectorului bancar, prin titluri de valoare de forma obligatiunilor garantate cu ipoteci („mortgage backed securities” – MBS). Creditele ipotecare erau generate de banci sau companii specifice, transferate / vandute ulterior altor societati (fonduri etc.), care in baza lor emiteau si puneau in circulatie pe piata titluri de valoare – acestea fiind retribuite de creanta de la baza, creditul ipotecar.
...
Aceste forme de obligatiuni MBS, odata emise, au inceput sa circule in pietele de capital, primindforme si mai complexe, de tipul instrumentelor financiare derivate.
...
Astfel, produselederivate din creditele ipotecare au devenit extrem de complicate si pretentioase, la fel ca si evaluarea lor – realizata prin alocarea unui rating de catre agentiile de rating, cu rolul de a ghida investitorii.

Example sentence(s):
  • Sau „instrumente derivate ipotecare” UBS si Deutsche Bank au anuntat din nou iminenta unor pierderi rezultate din marcarea la piata a *instrumentelor derivate ipotecare* nelichide ... - wordpress  
Lucica Abil
Romania
Local time: 01:06
Native speaker of: Romanian
PRO pts in category: 36

Votes in favor of/against selecting this as the best translation of the term asked
Yes  cornelia mincu
10 hrs
  -> Mulţumesc!

Yes  Cristina Butas
2 days21 hrs

Yes  Elena Perianu
3 days48 mins
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