dive-bidding
Spanish translation: selección adversa
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| 03:09 Nov 7, 2003 |
| English to Spanish translations [PRO] Bus/Financial | |||||||
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|  Selected response from: dawn39 (X) | ||||||
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| 4 | selección adversa |
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Answers
11 mins confidence: 
selección adversa Explanation: Un cordial saludo, Carolina. -------------------------------------------------- Note added at 2003-11-07 03:29:34 (GMT) -------------------------------------------------- \"Second, the **winning bid** may be based on incomplete or incorrect information, unjustified optimism, poor analysis, or dishonesty, a problem that economists call **“adverse selection.”** That is, the firm that gains control over basic infrastructure may do so through ignorance or deception. Less attractive bids are likely to come from firms with more experience and understanding of risk. In this regard, the sober realism required for operating a complex utility can become a justification for rejection. The consequences of **adverse selection (sometimes called “dive bidding”)** can be disastrous for developing countries, leading to significantly higher prices and/or more limited services than those made explicit in initial contracts\". www.servicesforall.org/html/tools/ Policy_Analysis_Series_2_ print.shtml ¨¨¨¨¨¨¨¨¨¨¨¨¨¨¨¨¨¨¨¨¨¨¨¨¨¨¨¨¨¨ En función de cuándo se origina la asimetría de información entre las parte que intervienen en la transacción —principal (contratante) y agente (contratado)— encontramos diferentes tipos de modelos: (1) riesgo moral (moral hazard) cuando la información asimétrica se produce tras la firma del contrato. (2) **selección adversa (adverse selection)**cuando antes de la firma, el agente dispone de más información que el principal. (3) señalización (signaling) cuando la parte informada trata de anunciar información privada a través de su comportamiento antes de establecer el acuerdo\". -------------------------------------------------- Note added at 2003-11-07 03:32:08 (GMT) -------------------------------------------------- www.mcyt.es/asp/publicaciones/ revista/num339/07-339.pdf ¨¨¨¨¨¨¨¨¨¨¨¨¨¨¨¨¨¨¨¨¨¨¨¨¨¨¨ SELECCIÓN ADVERSA English: Adverse selection Categorías: 06.05.03 Nota de Alcance: \"**Proceso**que ocurre cuando a individuos con riesgos previstos diferentes, se les cobra la misma prima de seguro, razón por la cual aquellos con pérdidas previstas bajas abandonan el grupo de asegurados, dejando solo a individuos con riesgos previstos elevados. La selección adversa puede dificultar el mantenimientode mercados de seguros privados (The Health Sector Reform and Sustainable Financing Flagship Program. World Bank\'s Economic Development Institute)\". www.americas.health-sector-reform.org/ spanish/00001781.htm -------------------------------------------------- Note added at 2003-11-07 03:42:53 (GMT) Post-grading -------------------------------------------------- Gracias a tí, Carolina. :) |
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