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lowside score override

Spanish translation: explanation

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18:24 Aug 27, 2001
English to Spanish translations [PRO]
Bus/Financial
English term or phrase: lowside score override
The following are limits for excepctions for consumer products:
Credit criteria: Includes lowside score overrides, exceptions to debt burden...
anablis
Local time: 05:00
Spanish translation:explanation
Explanation:
No sé si existe una traducción exacta; se refiere créditos otorgados pese a una calificación previa negativa.
Te paso una referencia; te sugiero que leas el artículo completo, porque es muy claro.

Overrides

a classification decision made by a Credit Analyst or underwriter to override the classification decision made by the scorecard. There are two types of overrides, the Highside Override and the Lowside Override. Lowside overrides are those rejected by the scorecard but still accepted by a human decision maker, whereas Highside overrides are those who were accepted by the scorecard but rejected by a human decision maker.
http://www.ccrma.org/Articles/Consumer_Credit Risk_White_Pap...

Saludos,

Patricia

Selected response from:

Patricia Lutteral
Argentina
Local time: 07:00
Grading comment
Muy, muy claro!
Ahora lo entiendo perfectamente, por lo que podré encontrar una traducción que represente de la mejor manera su significado.
Muchas gracias por enviarme esta referencia, me ha sido tremendamente útil.
Muchísimas gracias!
4 KudoZ points were awarded for this answer

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Summary of answers provided
naexplanation
Patricia Lutteral


  

Answers


18 hrs
explanation


Explanation:
No sé si existe una traducción exacta; se refiere créditos otorgados pese a una calificación previa negativa.
Te paso una referencia; te sugiero que leas el artículo completo, porque es muy claro.

Overrides

a classification decision made by a Credit Analyst or underwriter to override the classification decision made by the scorecard. There are two types of overrides, the Highside Override and the Lowside Override. Lowside overrides are those rejected by the scorecard but still accepted by a human decision maker, whereas Highside overrides are those who were accepted by the scorecard but rejected by a human decision maker.
http://www.ccrma.org/Articles/Consumer_Credit Risk_White_Pap...

Saludos,

Patricia




    Reference: http://www.ccrma.org/Articles/Consumer_Credit%20Risk_White_P...
Patricia Lutteral
Argentina
Local time: 07:00
Native speaker of: Spanish
PRO pts in pair: 1564
Grading comment
Muy, muy claro!
Ahora lo entiendo perfectamente, por lo que podré encontrar una traducción que represente de la mejor manera su significado.
Muchas gracias por enviarme esta referencia, me ha sido tremendamente útil.
Muchísimas gracias!
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