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Norms of subscription established by the company: The calculation of the premiums will always include the necessary margin to fulfil the requirements of profitability required by the Group. Asking for the ***Tender*** is necessary to fullfil a “Check List” that includes information to evaluate the risk and to value to the client or to the broker. The information requested is as follows:
• Information about the Insured
• Information about the broker: commission
• Type of product
• Product distribution system.
• Determination of the insured (links to a data base, sending a paper list, etc..)
• Payments form, periodicity of the invoices.
• Information on the risk: On trips information about destination, length, activities, etc.., on car assistance about type of vehicle, territorial scope, car age)
• Description of product: Guarantees, limits, franchises…
• Other items: Profit sharing, publicity payments, etc.