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Underwriters / insurer company

Spanish translation: underwriter = suscriptor, asegurador, empresa aseguradora, reaseguradora

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00:53 Mar 24, 2000
English to Spanish translations [PRO]
English term or phrase: Underwriters / insurer company
What is the difference in meaning between the above two terms?. They both appear in telefax communications, as follows: "The Underwriters hereby accept the following insurance" and later on: "the insurers do not have any interest in the guarantee deposit".

Many thanks in advance.
Silvia Katz
Spanish translation:underwriter = suscriptor, asegurador, empresa aseguradora, reaseguradora
Explanation:
insurer = asegurador, empresa aseguradora

The difference is that the underwriter is the one taking the risk and therefore receives the "premium" while the insurer is doing the "paper work" for the case above.

Hope this helps,
Marijke Singer
Selected response from:

Marijke Singer
United Kingdom
Local time: 10:21
Grading comment
You gave me a precise clue with the term "reaseguradora".
Many thanks.Silvia Katz
4 KudoZ points were awarded for this answer

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Summary of answers provided
na'Subscriptores/Asegurador'brock2
nasubscriptor/empresa de aseguranzaToña Morales-Calkins
naempresa seguradora o asegurador
Jose Cordero
naEmpresa de Seguros and AseguradoresLeonardo Lamarche
naasegurador; compañía aseguradora/de seguroslaBern
naunderwriter- suscriptor, asegurador, empresa aseguradora,anac
naunderwriter = suscriptor, asegurador, empresa aseguradora, reaseguradora
Marijke Singer
naSuscriptores, aseguradores/compañía de seguros, empresa aseguradoraJosé Jéldrez
naunderwriter = empresa aseguradora,Aldo Rodriguez
naunderwiter: susbripto, el que suscribe -- insurer company: empresa aseguradora
Graciela Carlyle


  

Answers


28 mins
underwiter: susbripto, el que suscribe -- insurer company: empresa aseguradora


Explanation:
el que suscribe puede ser en este caso la empresa aseguradora, ya que el que suscribe se refiere a la persona o entidad que envia/firma/escribe la comunicación/nota/contrato.

Graciela Carlyle
United Kingdom
Local time: 10:21
Native speaker of: Native in SpanishSpanish
PRO pts in pair: 359
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1 hr
underwriter = suscriptor, asegurador, empresa aseguradora, reaseguradora


Explanation:
insurer = asegurador, empresa aseguradora

The difference is that the underwriter is the one taking the risk and therefore receives the "premium" while the insurer is doing the "paper work" for the case above.

Hope this helps,
Marijke Singer

Marijke Singer
United Kingdom
Local time: 10:21
Native speaker of: Native in EnglishEnglish, Native in SpanishSpanish
PRO pts in pair: 574
Grading comment
You gave me a precise clue with the term "reaseguradora".
Many thanks.Silvia Katz
Login to enter a peer comment (or grade)

1 hr
Suscriptores, aseguradores/compañía de seguros, empresa aseguradora


Explanation:
Los primeros reaseguran.
La segunda, es la empresa de primera línea.
Dicc. de Economía; J.M. Lozano Irueste

José Jéldrez
Local time: 11:21
Native speaker of: Native in DutchDutch, Native in FrenchFrench
PRO pts in pair: 16
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2 hrs
underwriter = empresa aseguradora,


Explanation:
underwriter = empresa aseguradora, asegurador, agente asesor; suscriptor (de valores); Insurer = Asegurador
Underwriter: person in charge of the underwriting, i.e., the process of examining, accepting or rejecting insurance risks, and classifying those selected in order to charge the proper premium.
Insurer: company offering protection though the sale of an insurance policy to an insured.

Aldo Rodriguez
Local time: 05:21
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4 hrs
underwriter- suscriptor, asegurador, empresa aseguradora,


Explanation:
insurer- asegurador (underwriter) Diccionario de Terminos Juridicos_ Enrique Alacaraz Varo - It seems to me that they are only using the two words, (with the same meaning) instead of sticking to only one

anac
United States
Local time: 05:21
PRO pts in pair: 20
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4 hrs
asegurador; compañía aseguradora/de seguros


Explanation:
Underwriter, insurer and insurance company are synonyms.

Underwriter does not mean "undersigned", i.e., the person or company that signs the document. Be careful!


    Black's Law Dictionary
laBern
Argentina
Local time: 07:21
Native speaker of: Native in SpanishSpanish
PRO pts in pair: 159
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7 hrs
'Subscriptores/Asegurador'


Explanation:
"...los subscriptores por la presente aceptan el seguro..." and the second frase "...los aseguradores no tienen interes en el deposito garantido..."

brock2
PRO pts in pair: 4
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8 hrs
subscriptor/empresa de aseguranza


Explanation:
subscriptor=underwriter This is the person employed by the insurance company to examine applications for insurance along with accompanying documents in order to evaluate the risk that the company will have to pay a claim in future. empresa de aseguranza=insurers, insurance company The underwriter makes certain decisions that are binding on the company, and certain decisions that are pertinent only to his/her process of accepting or rejecting an application. Where a policy refers to an underwriter, it is a process decision. Where it refers to an insurer, it is a decision that affects the insurance coverage offered and what services are provided by the company.
los subscritpores aceptan la aseguranza and la empresa de aseguranza no tiene interés fiduciario en la nota de garantía
Hope this explanation is helpful to you.

Toña Morales-Calkins
United States
Local time: 02:21
PRO pts in pair: 27
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9 hrs
empresa seguradora o asegurador


Explanation:
They are synonyms in this case.

Jose Cordero
United States
Local time: 05:21
Native speaker of: Native in EnglishEnglish, Native in SpanishSpanish
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15 hrs
Empresa de Seguros and Aseguradores


Explanation:
La Empresa de Seguros...acepta la siguiente cobertura / póliza...

Los aseguradores no tienen interés alguno en el depósito de garantía

Leonardo Lamarche
Local time: 06:21
PRO pts in pair: 591
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