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Explanation: Jag kan inte lyckas komma på något bra svenskt ord, men kanske kan sidan här hjälpa dig...
"2.1 In India, too, indigenous bankers and other business houses have been historically using some kind of Bill-like instruments written in vernacular languages, known as ‘Hundies’ in their many variants to pay and receive the value of goods exchanged in the course of trade. However, with the development of organised financial markets over the years, and the spread of commercial banking, the role of indigenous bankers in the financial system diminished in importance and Hundies too gradually started losing their status as the principal instrument of credit and were replaced by Bill of Exchange in its present form."